AMENDMENT NUMBER ELEVEN TO THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS

<PAGE>
                                                                   EXHIBIT 10.56

                           AMENDMENT NUMBER ELEVEN TO
                           --------------------------
             THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS
             -------------------------------------------------------

         The METLIFE PLAN FOR TRANSITION ASSISTANCE (the "Plan") is hereby
amended as follows:

         1. Section 4.2 of the Plan is hereby amended by replacing it in its
entirety with the following:

         SS. 4.2 PAYMENT OF SEVERANCE PAY: Payment of Severance Pay shall be
         made in a lump sum as soon as practicable following the legally
         effective date of the Separation Agreement; provided, however, that a
         Participant whose Date of Discontinuance of Employment is on or before
         December 31, 2006, and who was notified by the Participant's management
         in writing no later than June 30, 2006 that the Participant's Date of
         Discontinuance of Employment was anticipated to be no later than
         December 31, 2006, shall have the opportunity (in such form as
         determined by the Plan Administrator) to elect to receive Severance Pay
         in installments paid on or about the same dates and by similar means as
         the Company's or Subsidiary's payroll payments, commencing after the
         effective date of the Separation Agreement and ending on the next
         payroll date following the number of weeks of Equivalent Week's Salary
         to be paid to the Participant in Severance Pay following the
         Participant's Date of Discontinuance of Employment; provided further,
         that if the Participant has elected to receive Severance Pay in
         installments and the time over which installment payments of Severance
         Pay are to be made has expired prior to the effective date of the
         Separation Agreement, Severance Pay will be paid in a lump sum as soon
         as practicable following the effective date of the Separation
         Agreement; provided further, that if the Participant has elected to
         receive Severance Pay in installments and the time over which
         installment payments of Severance Pay are to be made would otherwise
          end later than March 15 of the calendar year following the Date of
         Discontinuance of Employment (the "Payment Deadline"), any Severance
         Pay remaining unpaid as of the Payment Deadline will be paid in a lump
         sum on the later of the Payment Deadline or the effective date of the
         Separation Agreement; provided further, that unless waived by the Plan
         Administrator in its sole and absolute discretion, a Participant's
         election shall be final and irrevocable. No interest on any delayed or
         installment payment of Severance Pay to the Participant shall be due.

         2. Section 1.4.11 of the Plan is hereby amended by replacing it in its
entirety with the following:

         SS. 1.4.11 JOB ELIMINATION: "Job Elimination" means the Company's or
         Subsidiary's determination that an Employee's position has been or will
         be eliminated because of a Company or Subsidiary staffing adjustment or
         other organizational change, expense reduction considerations, office
         closings or relocations (including but not limited to adjustments in
         the number of staff in a department or unit or the elimination of all
         or some of the functions of a department or unit), in which the
         Employee will not be