Re: Termination of Blackout Period

                                                                    EXHIBIT 99.1

                                 BLACKOUT NOTICE

VIA E-MAIL

To:       Executive Officers and Directors of Hibernia Corporation

From:     Hibernia Corporation

Date:     September 13, 2005

Re:       Termination of Blackout Period

         In connection with the merger of Hibernia Corporation with Capital One

Financial Corporation (the "Merger"), a blackout period was imposed on

participants in the Retirement Security Plan ("RSP"). Under the Sarbanes-Oxley

Act of 2002 and applicable SEC regulations, executive officers and directors of

Hibernia were also prohibited from engaging in transactions involving Hibernia

equity securities (including the exercise or conversion of options and other

derivatives based on Hibernia stock) while RSP participants were subject to

blackout. Previously, you were fur