Amendment to Prime Vendor Agreement

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                                                Confidential Treatment Requested
                                                                    Exhibit 10.2

                                  Amendment to
                             Prime Vendor Agreement
                                     Between
                Standard Management Corporation, ("Customer") and
                       AmerisourceBergen Drug Corporation
                            Dated as of March 1, 2006

      This Amendment is entered into this 24th day of March, 2006, between
AmerisourceBergen Drug Corporation ("AmerisourceBergen") located at 1300 Morris
Drive, Suite 100, Chesterbrook, PA 19087 and Standard Management, Inc.
("Customer") and amends that one certain Prime Vendor Agreement between Customer
and AmerisourceBergen dated as of March 1, 2006 ("Agreement").

For good and valuable consideration, the receipt of which is hereby
acknowledged, the Parties agree as follows:

1.     The following paragraph is added as Section 6A:

      6A. TERMINATION DAMAGES

            Customer acknowledges that its Price of Goods and other terms are
      based on length of the Agreement. In the event Customer terminates this
      Agreement before the expiration of its Term, whether for any reason or no
      reason, or in the event of breach of this Agreement by Customer, Customer
      agrees to pay the amou