MENDMENT OF THE

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Exhibit 10.27 SECOND AMENDMENT OF THE SKY FINANCIAL GROUP, INC. | Sky Financial Group, Inc.

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Title: MENDMENT OF THE
Date: 2/23/2006
Industry: Regional Banks Sector: Financial

Exhibit 10.27

S ECOND A MENDMENT

OF THE

S KY F INANCIAL G ROUP , I NC . 2004 R ESTRICTED S TOCK P LAN

W HEREAS , this corporation maintains the Sky Financial Group, Inc. 2004 Restricted Stock Plan (the “Plan”); and

W HEREAS , the Company’s Board of Directors has delegated authority to amend the Plan to the Compensation Committee (the “Committee”), and the Committee has determined that amendment of the Plan is necessary and desirable.

N OW , T HEREFORE , I T I S R ESOLVED that, pursuant to the power reserved to the Company by Article VI of the Plan, an

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