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Exhibit 4(f)
THIRD AMENDMENT TO
REVOLVING CREDIT AGREEMENT
This Third Amendment to Revolving Credit Agreement (the "Third
Amendment") made as of this 27th day of
December, 2003, by and between REPUBLIC
BANCORP, INC. ("Borrower") and U.S. BANK
NATIONAL ASSOCIATION, formerly known as
Firstar Bank, National Association
("Bank").
W I T N E S S E T H:
WHEREAS, the Borrower and the Bank entered into a Revolving
Credit
Agreement dated as of December 29, 2000
(the "Credit Agreement"), as amended by
a First Amendment to Revolving Credit
Agreement dated December 29, 2001 (the
"First Amendment) and a Second Amendment to
Revolving Credit Agreement dared as
of December 28, 2003, pursuant to which the
Bank extended credit to the Borrower
as provided therein.
WHEREAS, the Borrower and the Bank desire to further amend the
Credit
Agreement as provided herein.
NOW, THEREFORE, it is hereby agreed as follows:
1.
Section 1.1(a) of the Revolving Credit Agreement is hereby
amended in its entirety as follows:
(a) "REVOLVING
NOTE MATURITY DATE" means December 26,
2003 or such earlier date on which the Note becomes
immediately due and payable pursuant to Article VI
hereof.
2.
Section 4.16 of the Revolving Credit Agreement is hereby
amended in its entirety as follows:
SECTION 4.16 REPUBLIC BANK FINANCIAL CONDITION C