Exhibit 10.2
REVOLVING CREDIT
NOTE
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$35,000,000.00
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Atlanta, Georgia
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August 30, 2005
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FOR VALUE RECEIVED, the undersigned,
GREENE COUNTY BANCSHARES, INC., a Tennessee corporation (the
“ Borrower ” ), hereby promises to pay to
SunTrust Bank (the “ Lender ”) or its
registered assigns at its principal office or any other office that
the Lender designates, on the Commitment Termination Date (as
defined in the Revolving Credit Agreement dated as of
August 30, 2005 (as the same may be amended, supplemented or
otherwise modified from time to time, the “ Credit
Agreement ” ), between the Borrower and the Lender,
the lesser of the principal sum of Thirty Five Million and no/100
Dollars ($35,000,000), which amount shall automatically reduce to
Fifteen Million and no/100 Dollars ($15,000,000) on
November 30, 2005 in accordance with the terms of the Credit
Agreement, and the aggregate unpaid principal amount of all
Revolving Loans made by the Lender to the Borrower pursuant to the
Credit Agreement, in lawful money of the United States of America
in immediately available funds, and to pay interest from the date
hereof on the principal amount thereof from time to time
outstanding, in like funds, at said office, at the rate or rates
per annum and payable on such dates as provided in the Credit
Agreement.&nbs