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Exhibit
10.3
AMENDMENT NO. 3 TO
REVOLVING CREDIT AGREEMENT
THIS AMENDMENT NO. 3 TO
REVOLVING CREDIT AGREEMENT, dated as of November 7, 2006,
amends the Revolving Credit Agreement dated as of November 8,
2005, as amended by Amendment No. 1 to Revolving Credit
Agreement dated as of March 28, 2006 and by Amendment
No. 2 to Revolving Credit Agreement dated as of May 11,
2006 (as so amended, the “Credit Agreement”), between
Centennial Bank Holdings, Inc., a Delaware corporation (the
“Borrower”), and U.S. Bank National Association (the
“Lender”).
RECITAL
The Borrower and the Lender
desire to amend the Credit Agreement as provided below.
AGREEMENTS
In consideration of the
promises and agreements contained in the Credit Agreement, as
amended hereby, the Borrower and the Lender agree as
follows:
1. Definitions and
References . Capitalized terms not otherwise defined herein
have the meanings ascribed to them in the Credit Agreement. Upon
the execution and delivery of this Amendment No. 3 to
Revolving Credit Agreement (“Amendment No. 3”) by
the Borrower and the Lender, any reference to the Credit Agreement
contained in the Credit Agreement, the Note, the Pledge
Ag
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