Exhibit 10.3
UST Seq. No. 846
U NITED S TATES D EPARTMENT
OF THE T REASURY
1500 Pennsylvania Avenue, NW
Washington, D.C. 20220
February ____, 2009
Ladies and Gentlemen:
Reference
is made to that certain Letter Agreement incorporating the
Securities Purchase Agreement – Standard Terms dated of as of
the date of this letter agreement (the “ Securities
Purchase Agreement ”) between United States Department of
Treasury (“ Investor ”) and the company named on
the signature page hereto (the “ Company ”).
Investor and the Company desire to amend the Securities Purchase
Agreement as follows:
1. Section
2.1(a) of the Securities Purchase Agreement is amended to read in
its entirety as follows:
“(a) [Intentionally
Omitted.]”
2. Section
2.1(c) of the Securities Purchase Agreement is amended to read in
its entirety as follows:
“(c) “
Previously Disclosed ” means information set forth or
incorporated in the Company’s Annual Report on Form 10-K for
the most recently completed fiscal year of the Company filed with
the Primary Federal Securities Regulator prior to the execution and
delivery of this Agreement (the “ Last Fiscal Year
”) or in its other reports and forms filed with or furnished
to the Primary Federal Securities Regulator as contemplated under
Sections 13(a), 14(a) or 15(d) of the Exchange Act on or after the
last day of the Last Fiscal Year and prior to the execution and
delivery of this Agreement. “ Primary Federal Securities
Regulator ” means the SEC or the primary federal bank
regulator with which the Company files its reports, registration
statements, proxy statements and other filings under the Exchange
Act. If the Company is required to make filings with a Primary
Feder
