PROMISSORY NOTE

FOR VALUE RECEIVED, Secured Financial Network, Inc., a Nevada corporation (hereinafter called “Maker”) hereby agrees and promises to pay to the order of Stuart P. Miller and Richard Goulding, as equal tenants in common (hereinafter called “Holder”), at 426 Pirates Moon Ct. Indialantic Florida 32903 or such other place as Holder may designate in writing, in lawful money of the United States of America, the principal sum of fifty thousand dollars ($50,000.00), together with interest thereon from the date hereof until maturity at the rate of eighteen percent (18%) per annum, such principal sum and interest to be paid:

(a)           All principal and interest is due and payable ninety (90) days after the date hereof along with the costs described in paragraph (n).

(b)           Each payment shall be applied first to the payment of the interest then accrued and due on the unpaid principal balance under this Note and the remainder, if any, of each payment, shall be applied to the reduction of the unpaid principal.  All interest hereunder shall be calculated on the basis of a three hundred sixty-five (365) day year.

(c)           If any payment of principal or interest provided for herein is not paid when due, each and every such delinquent payment, including the entire principal balance and accrued interest in the event of an acceleration of this Note as provided below, shall bear interest to the extent permitted by law at the maximum rate permitted by applicable law form its due date until date of payment.

(d)           In the event any payment required hereunder shall become overdue for a period in excess of ten (10) days, a charge of five percent (5%) of such overdue installment may be charged by the Holder hereof for the purpose of defraying the expense incident to handling such delinquent payment.  In addition to any other remedies Holder may have, the entire unpaid principal balance, accrued interest and other charges under this Note shall become immediately due and payable without notice or demand in the event any payment required hereunder is not made when due.

(e)           The rights or remedies of the Holder as provided in this Note, any documents providing for collateral or security for this Note (the “Security Documents”) shall be cumulative and concurrent, and may be pursued singly, successively, or together against the property described in the Security Documents, and other funds, property or security held by Holder for the payment hereof or otherwise at the sole discretion of the Holder.  The failure to exercise any such right or remedy shall in no event be construed as a waiver or release of such rights or remedies or the right to exercise them at any later time.

(f)            All agreements between the undersigned and the Holder hereof, whether now existing or whether hereafter arising and whether written or oral, are hereby expressly limited so that in no contingency or event whatsoever, whether by reason of acceleration of the maturity hereof, or otherwise, shall the amount paid or agreed to be paid to the Holder for the use, forbearance