EX. 10.72 - SECOND AMENDMENT TO PROMISSORY NOTE

                                PROMISSORY NOTE

                                            $300,000.00

                                            Indianapolis, Indiana

                                            Dated:    August 31, 2003

                                             Final Maturity Date: January 1, 2008

     On or before January 1, 2008 ("Final   Maturity"),   DC INVESTMENTS   LEASING,

LLC, a Mississippi   limited   liability   company (the "Maker") promises to pay to

the order of FAIR   HOLDINGS,   INC., an Ohio   corporation,   (the "Lender") at his

principal office at 111 Monument Circle, Suite 4800, Indianapolis,   Indiana, the

principal sum of THREE HUNDRED THOUSAND AND NO/100 DOLLARS ($300,000) or so much

of the principal amount of the Loan represented by this Note as may be disbursed

by the Lender under the terms described below, and to pay interest on the unpaid

principal   balance   outstanding   from   time   to   time as   provided   herein.   The

obligations   assumed   under this   Promissory   Note shall be secured by a certain

Security Agreement of even date herewith.

     The   principal   amount of the Loan   outstanding   from time to time shall be

determined   by reference to the books and records of the Lender and all payments

by the Maker on account of the Loan shall be   recorded.   Such books and   records

shall be deemed prima facia to be correct as to such matters.

     Each of the following shall constitute an Event of Default under this Note:

     (a)   Nonpayment   of Loan:   Default   in the   payment   when due of any amount

          payable   under the terms of this   Note,   or   otherwise   payable to the

          Lender or any holder of this Note under the terms of this Note;

     (b)   Bankruptcy, Insolvency, etc.: Maker admitting in writing the inability

          to pay his debts as they mature or an administrative or judicial order

          or   determination   of insolvency being entered against Maker; or Maker

          making a general   assignment for the benefit of creditors;   or, in the

           absence of such   application,   consent or   acquiescence,   a trustee or

          receiver   being   appointed   for   Maker   or a   substantial   part of his

          property and not being   discharged   within 60 days; or any bankruptcy,

          reorganization,   debt   arrangement,   or   other   proceeding   under   the

          bankruptcy   or   insolvency   law,   or any   dissolution   or   liquidation

          proceeding being instituted by or against Maker.

     (c)   Breach of the Security Agreement.

     Interest on the unpaid principal   balance of the Loan outstanding from time

to time   prior to Final   Maturity   will   accrue   at a per   annum   rate   equal to

fourteen   percent (14%).   Interest shall be calculated for an entire year,   with

the entire amount of such interest   accruing   during a year to be paid over