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<PAGE>
EXHIBIT 20.2
MONTHLY CERTIFICATEHOLDERS' STATEMENT
NATIONAL CITY CREDIT CARD MASTER TRUST
SERIES 2001-1
Pursuant to the Pooling and Servicing Agreement dated as of June
1, 1995 as
amended and restated as of July 1, 2000 (the "Pooling and
Servicing Agreement"),
among National City Bank, as Seller and Servicer (in its
capacity as Servicer,
"National City") and The Bank of New York, as trustee (the
"Trustee"), as
supplemented by the Series 2001-1 Supplement, dated as of
January 31, 2001,
National City as Servicer is required to prepare certain
information each month
regarding current distributions to Certificateholders and the
performance of the
National City Credit Card Master Trust (the "Trust") during the
previous month.
The information which is required to be prepared with respect to
the
Distribution Date of June 15, 2005 and with respect to the
performance of the
Trust during the month of May, 2005 is set forth below. Certain
of the
information is presented on the basis of an original principal
amount of $1,000
per Series 2001-1 Certificate (a "Certificate"). Certain other
information is
presented based on the aggregate amounts for the Trust as a
whole. Capitalized
terms used in this Monthly Statement have their respective
meanings set forth in
the Pooling and Servicing Agreement and the Series 2001-1
supplement.
<TABLE>
<S> <C>
A. Information Regarding the Current Monthly Distribution
(Stated on
the Basis of $1,000 Original Certificate Principal Amount)
1 The amount of the current monthly distribution in respect
of
Class A Monthly Principal $ 0.00
-------------------
2 The amount of the current monthly distribution in respect
of
Class B Monthly Principal $ 0.00
-------------------
3 The amount of the current monthly distribution in respect
of
Collateral Monthly Principal $ 0.00
-------------------
4 The amount of the current monthly distribution in respect
of
Class A Monthly Interest $ 2.71
-------------------
5 The amount of the current monthly distribution in respect
of
Class A Additional Interest $ 0.00
-------------------
6 The amount of the current monthly distribution in respect
of
Class B Monthly Interest $ 2.95
-------------------
7 The amount of the current monthly distribution in respect
of
Class B Additional Interest $ 0.00
-------------------
8 The amount of the current monthly distribution in respect
of
Collateral Minimum Monthly Interest $ 3.41
-------------------
9 The amount of the current monthly distribution in respect
of
any accrued and unpaid Collateral Minimum Monthly Interest $
0.00
-------------------
B. Information Regarding the Performance of the Trust
1 Collection of Principal Receivables
(a) Available Principal Collections $ 79,107,664.51
-------------------
(b) Class A Investor Default Amount treated as Available
Principal Collection $ 2,075,087.09
-------------------
(c) Class B Investor Default Amount treated as Available
Principal Collection $ 142,291.69
-------------------
(d) Excess Spread treated as Available Principal Collection $
154,149.33
-------------------
</TABLE>
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<TABLE>
<S> <C>
2 Principal Receivables in the Trust
(a) The aggregate amount of Principal Receivables in the Trust
as of the
end of the day on the last day of the related Monthly Period $
1,589,169,178.32
-------------------
(b) The amount of Principal Receivables in the Trust represented
by the
Invested Amount of Series 2001-1 as of the end of the day on the
last
day of the related Monthly Period $ 421,200,812.66
-------------------
(c) The amount of Principal Receivables in the Trust represented
by the
Adjusted Invested Amount of Series 2001-1 as of the end of the
day
on the last day of the related Monthly Period $
421,200,812.66
-------------------
(d) The amount of Principal Receivables in the Trust represented
by the
Class A Invested Amount as of the end of the day on the last day
of
the related Monthly Period $ 368,550,711.08
-------------------
(e) The amount of Principal Receivables in the Trust represented
by the
Class A Adjusted Invested Amount as of the end of the day on
the
last day of the related Monthly Period $ 368,550,711.08
-------------------
(f) The amount of Principal Receivables in the Trust represented
by the
Class B Invested Amount as of the end of the day on the last day
of
the related Monthly Period $ 25,272,048.76
-------------------
(g) The amount of Principal Receivables in the Trust represented
by the
Class B Adjusted Invested Amount as of the end of the day on the
last
day of the related Monthly Period $ 25,272,048.76
-------------------
(h) The amount of Principal Receivables in the Trust represented
by the
Collateral Invested Amount as of the end of the day on the last
day of
the related Monthly Period $ 27,378,052.82
-------------------
(i) The amount of Principal Receivables in the Trust represented
by the
Collateral Adjusted Invested Amount as of the end of the day on
the
last day of the related Monthly Period $ 27,378,052.82
-------------------
(j) The Floating Allocation Percentage with respect to the
related Monthly
Period 26.50%
-------------------
(k) The Class A Floating Percentage with respect to the related
Monthly
Period 87.50%
-------------------
(l) The Class B Floating Percentage with respect to the related
Monthly
Period 6.00%
-------------------
(m) The Collateral Floating Percentage with respect to the
related Monthly
Period 6.50%
-------------------
(n) The Principal Allocation Percentage with respect to the
related Monthly
Period 26.50%
-------------------
(o) The Class A Principal Percentage with respect to the related
Monthly
Period 87.50%
-------------------
(p) The Class B Principal Percentage with respect to the related
Monthly
Period 6.00%
-------------------
</TABLE>
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<TABLE>
<S> <C>
(q) The Collateral Principal Percentage with respect to the
related Monthly Period 6.50%
-------------------
</TABLE>
3 Delinquent Balances
The aggregate amount of outstanding balances in the Accounts
which were delinquent as of the end of the day on the last day
of
the related Monthly Period:
<TABLE>
<CAPTION>
Aggregate Percentage
Account of Total
Balance Receivables
-------------- -----------
<S> <C> <C> <C>
(a) 30 -- 59 days: $21,
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