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CLASS A CUSI262TFG3Exhibit 20.15
CLASS B CUSIP 55262TFH1
FORM OF MONTHLY CERTIFICATEHOLDERS' STATEMENT
SERIES 2000-D
MBNA AMERICA BANK, NATIONAL ASSOCIATION
MBNA MASTER CREDIT CARD TRUST II
____________________________________________
MONTHLY PERIOD ENDING APRIL 30, 2005
____________________________________________
The information which is required to be prepared with respect to
the
Distribution Date of May 16, 2005, and with respect to the
performance
of the trust during the month of April, 2005 is set forth
below.
Capitalized terms used in this statement have their respective
meanings
set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution to
Certificateholders (Stated on the Basis of $1,000 Original
Certificate
Principal Amount).
1.The amount of distribution in respect of
Class A Monthly Principal$0.000000
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2.The amount of distribution in respect of
Class B Monthly Principal$0.000000
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3.The amount of distribution in respect of
Collateral Monthly Principal$0.000000
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4.The amount of distribution in respect of
Class A Monthly Interest$2.715729
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5.The amount of distribution in respect of
Class A Deficiency Amounts$0.000000
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6.The amount of distribution in respect of
Class A Additional Interest$0.000000
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7.The amount of distribution in respect of
Class B Monthly Interest$2.913785
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8.The amount of distribution in respect of
Class B Deficiency Amount$ 0.000000
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9.The amount of distribution in respect of
Class B Additional Interest$0.000000
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10.The amount of distribution in respect of
Collateral Minimum Monthly Interest$7.000000
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11.The amount of distribution in respect of any
accrued and unpaid Collateral Minimum Monthly
Interest$0.000000
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B.Information Regarding the Performance of the Trust
1.Collection of Principal Receivables
(a) The aggregate amount of Collections of
Principal Receivables processed during the
related Monthly Period which were allocated
in respect of the Class A Certificates $119,720,811.67
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(b)The aggregate amount of Collections of
Principal Receivables processed during the
related Monthly Period which were allocated
in respect of the Class B Certificates $10,563,602.33
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(c)The aggregate amount of Collections of
Principal Receivables processed during the
related Monthly Period which were allocated
in respect of the Collateral Interest $10,563,602.33
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2.Principal Receivables in the Trust
(a)The aggregate amount of Principal Receivables
in the Trust as of the end of the day on
the last day of the related Monthly Period
$67,175,780,382.47
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(b)The amount of Principal Receivables in the
Trust represented by the Investor Interest
of Series 2000-D as of the end of the day on
the last day of the related Monthly Period $850,000,000.00
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(c)The amount of Principal Receivables in the
Trust represented by the Adjusted Investor
Interest of Series 2000-D as of the end of
the day on the last day of the related
Monthly Period $850,000,000.00
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(d)The amount of Principal Receivables in the
Trust represented by the Class A Investor
Interest as of the end of the day on the
last day of the related Monthly Period $722,500,000.00
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(e)The amount of Principal Receivables in the
Trust represented by the Class A Adjusted
Investor Interest as of the end of the day
on the last day of the related Monthly Period$722,500,000.00
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(f)The amount of Principal Receivables in the
Trust represented by the Class B Investor
Interest as of the end of the day on the
last day of the related Monthly Period $63,750,000.00
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(g)The amount of Principal Receivables in the
Trust represented by the Class B Adjusted
Interest as of the end of the day on the
last day of the related Monthly period $63,750,000.00
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(h)The amount of Principal Receivables in the
Trust represented by the Collateral Interest
Amount as of the end of the day on the last
day of the related Monthly period $63,750,000.00
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(i)The amount of Principal Receivables in the
Trust represented by the Collateral Interest
Adjusted Amount as of the end of the day on
the last day of the related Monthly period$63,750,000.00
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(j)The Floating Investor Percentage with
respect to the period:
April 1, 2005 through April 26, 2005 1.28%
April 27, 2005 through April 30, 20051.26%
(k)The Class A Floating Allocation with
respect to the related Monthly Period0.850
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(l)The Class B Floating Allocation with
respect to the related Monthly Period0.075
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(m)The Collateral Floating Allocation with
respect to the related Monthly Period0.075
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(n)The Fixed Investor Percentage with
respect to the related Monthly PeriodN/A
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(o)The Class A Fixed Allocation with
respect to the related Monthly Perio
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