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Page
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ARTICLE
I
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13
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Section 1.01.Definitions
|
13
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Adjusted Cap Rate
|
13
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Adjusted Loan Group 1 Net Weighted Average
Pass-Through Rate
|
14
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Adjusted Loan Group 2 Net Weighted Average
Pass-Through Rate
|
14
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|
Adjusted Loan Group 3 Net Weighted Average
Pass-Through Rate
|
14
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|
Aggregate Certificate Principal
Balance
|
14
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Aggregate Loan Groups 1 & 2
Balance
|
14
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|
Aggregate Class CX Weighted Average Certificate
Interest Rate
|
14
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Aggregate Net Weighted Average Pass-Through
Rate
|
15
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Agreement
|
15
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|
Appraised Value
|
15
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|
Assigned Prepayment Premiums
|
15
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Assignment of Proprietary Lease
|
15
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|
Authenticating Agent
|
15
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Authorized Denomination
|
15
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|
Balloon Loan
|
16
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|
Bankruptcy Loss
|
16
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|
Beneficial Holder
|
16
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|
Benefit Plan Opinion
|
16
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|
Book-Entry Certificates
|
16
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|
Business Day
|
16
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|
Buydown Agreement
|
16
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|
Buydown Fund
|
17
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|
Buydown Fund Account
|
17
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|
Buydown Loan
|
17
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|
Carry-Forward Group 3 Subsequent Recoveries
Amount
|
17
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|
Carry-Forward Groups 1 & 2 Subsequent
Recoveries Amount
|
17
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Carryover Shortfall Amount
|
17
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Carryover Shortfall Payment
|
18
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Certificate
|
22
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Certificate Account
|
22
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|
Certificateholder or Holder
|
22
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|
Certificate Interest Rate
|
23
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|
Certificate of Trust
|
23
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|
Certificate Principal Balance
|
23
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|
Certificate Register and Certificate
Registrar
|
23
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|
Class
|
23
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|
Class 1A Certificates
|
24
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|
Class 1A-L Regular Interest
|
24
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|
Class 2A Certificates
|
24
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|
Class 2A-L Regular Interest
|
24
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|
Class 3A-1A Certificates
|
24
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|
Class 3A-1A-L Regular Interest
|
24
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|
Class 3A-1B Certificates
|
24
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|
Class 3A-1B-L Regular Interest
|
24
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|
Class 3A-1C Certificates
|
24
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|
Class 3A-1C-L Regular Interest
|
25
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|
Class 3-B-1 Certificates
|
25
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|
Class 3-B-1-L Regular Interest
|
25
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|
Class 3-B-2 Certificates
|
25
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|
Class 3-B-2-L Regular Interest
|
25
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|
Class 3-B-3 Certificates
|
25
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|
Class 3-B-3-L Regular Interest
|
25
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|
Class 3-B-4 Certificates
|
25
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|
Class 3-B-4-L Regular Interest
|
25
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|
Class 3-B-5 Certificates
|
25
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|
Class 3-B-5-L Regular Interest
|
25
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|
Class 3-B-6 Certificates
|
25
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|
Class 3-B-6-L Regular Interest
|
25
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|
Class 3-PPP Certificates
|
25
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|
Class 3-PPP Notional Amount
|
26
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|
Class 3-PPP Reserve Fund
|
26
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|
Class 3X-1 Accrued Interest
|
26
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|
Class 3X-1 Certificates
|
26
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Class 3X-1-L Notional Amount
|
26
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|
Class 3X-1-L Regular Interest
|
26
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|
Class 3X-2 Certificates
|
26
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Class 3X-2 Notional Amount
|
26
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|
Class 3X-2-M Regular Interest
|
26
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|
Class A Certificates
|
26
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|
Class A-L Regular Interests
|
27
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|
Class CA-1B Certificates
|
27
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|
Class CA-1B Component
|
27
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|
Class CA-1B Group 1 Component
|
27
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|
Class CA-1B Group 2 Component
|
27
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|
Class CA-1B-L Regular Interest
|
27
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|
Class CA-1C Certificates
|
27
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Class CA-1C Component
|
27
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Class CA-1C Group 1 Component
|
27
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Class CA-1C Group 2 Component
|
27
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Class CA-1C-L Regular Interest
|
27
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Class CX-1 Accrued Interest
|
27
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Class CX-1 Certificates
|
28
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|
Class CX-1 Component
|
28
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|
Class CX-1 Subgroup 1-A PO Component
|
28
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|
Class CX-1 Subgroup 2-A PO Component
|
28
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Class CX-1-L Notional Amount
|
28
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|
Class CX-1-L Regular Interest
|
28
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|
Class CX-2-PPP Accrued Interest
|
29
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|
Class CX-2-PPP Certificates
|
29
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Class CX-2-PPP Component
|
29
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Class CX-2-PPP Subgroup 1-B PO
Component
|
29
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Class CX-2-PPP Subgroup 2-B PO
Component
|
29
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Class CX-2-PPP-L Notional Amount
|
30
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|
Class CX-2-PPP-L Regular Interest
|
30
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|
Class CX-3 Certificates
|
30
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Class CX-3 Notional Amount
|
30
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|
Class CX-3-M Regular Interest
|
30
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|
Class II-LT Principal Reduction
Amounts
|
30
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|
Class II-LT Regular Interests
|
30
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|
Class II-LT1 Principal Distribution
Amount
|
30
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|
Class II-LT1 Regular Interest
|
30
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|
Class II-LT2 Principal Distribution
Amount
|
30
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|
Class II-LT2 Regular Interest
|
30
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|
Class II-LT3 Principal Distribution
Amount
|
31
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|
Class II-LT3 Regular Interest
|
31
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|
Class II-LT4 Principal Distribution
Amount
|
31
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|
Class II-LT4 Regular Interest
|
31
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|
Class III-CX-3 Regular Interest
|
31
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|
Class III-LT Principal Reduction
Amounts
|
31
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|
Class III-LT Regular Interests
|
31
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|
Class III-LT1 Principal Distribution
Amount
|
31
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|
Class III-LT1 Regular Interest
|
31
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Class III-LT2 Principal Distribution
Amount
|
31
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Class III-LT2 Regular Interest
|
32
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|
Class III-LT3 Principal Distribution
Amount
|
32
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|
Class III-LT3 Regular Interest
|
32
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|
Class III-LT4 Principal Distribution
Amount
|
32
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|
Class III-LT4 Regular Interest
|
32
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Class III-LT6 Principal Distribution
Amount
|
32
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|
Class III-LT6 Regular Interest
|
32
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|
Class III-LT7 Principal Distribution
Amount
|
32
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Class III-LT7 Regular Interest
|
32
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|
Class III-LT8 Principal Distribution
Amount
|
32
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Class III-LT8 Regular Interest
|
32
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Class III-LTY1 Principal Distribution
Amount
|
33
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Class III-LTY1 Regular Interest
|
33
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|
Class III-LTY2 Principal Distribution
Amount
|
33
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|
Class III-LTY2 Regular Interest
|
33
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Class L-B-1 Certificates
|
33
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Class L-B-1-L Regular Interest
|
33
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Class L-B-2 Certificates
|
33
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Class L-B-2-L Regular Interest
|
33
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|
Class L-B-3 Certificates
|
33
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|
Class L-B-3-L Regular Interest
|
33
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Class L-B-4 Certificates
|
33
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|
Class L-B-4-L Regular Interest
|
33
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|
Class L-B-5 Certificates
|
33
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|
Class L-B-5-L Regular Interest
|
33
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|
Class L-B-6 Certificates
|
34
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|
Class L-B-6-L Regular Interest
|
34
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Class L-B-7 Certificates
|
34
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|
Class L-B-7-L Regular Interest
|
34
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|
Class L-B-8 Certificates
|
34
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|
Class L-B-8-L Regular Interest
|
34
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|
Class L-B-9 Certificates
|
34
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Class L-B-9-L Regular Interest
|
34
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Class L-B-10 Certificates
|
34
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Class L-B-10-L Regular Interest
|
34
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Class L-B-11 Certificates
|
34
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|
Class L-B-11-L Regular Interest
|
34
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|
Class L-B-12 Certificates
|
34
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Class L-B-12-L Regular Interest
|
34
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Class L-B-13 Certificates
|
35
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|
Class L-B-13-L Regular Interest
|
35
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|
Class L-B-14 Certificates
|
35
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Class L-B-14-L Regular Interest
|
35
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Class Notional Amount
|
35
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Class Principal Balance
|
35
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Class R Certificates
|
36
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Class R Residual Interests
|
37
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Class R-1 Residual Interest
|
37
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|
Class R-2 Residual Interest
|
37
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Class R-3 Residual Interest
|
37
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Class R-4 Residual Interest
|
37
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Class X Certificates
|
37
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|
Class Y Regular Interests
|
37
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Class Y-1 Regular Interest
|
37
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Class Y-1 Principal Distribution
Amount
|
37
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Class Y-2 Regular Interest
|
37
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|
Class Y-2 Principal Distribution
Amount
|
37
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Class Y Principal Reduction Amounts
|
37
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Class Z Regular Interests
|
37
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Class Z Principal Reduction Amounts
|
38
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Class Z-1 Regular Interest
|
38
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|
Class Z-1 Principal Distribution
Amount
|
38
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|
Class Z-2 Regular Interest
|
38
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|
Class Z-2 Principal Distribution
Amount
|
38
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|
Clearing Agency
|
38
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Closing Date
|
38
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Code
|
38
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Commission
|
38
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Company
|
38
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Complying Insurance Company
|
38
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Component
|
38
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|
Component Principal Balance
|
39
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|
Cooperative
|
39
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|
Cooperative Apartment
|
39
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|
Cooperative Lease
|
40
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|
Cooperative Loans
|
40
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|
Cooperative Stock
|
40
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Cooperative Stock Certificate
|
40
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|
Corporate Trust Office
|
40
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Corporation
|
40
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|
Corresponding Class
|
40
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|
Countrywide
|
41
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|
Countrywide Agreement
|
41
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|
Countrywide Compensating Interest
|
41
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|
Countrywide Custodial Account
|
41
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|
Countrywide Loans
|
42
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|
Countrywide Servicing Addendum
|
42
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|
Countrywide Servicing Fee
|
42
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|
Cumulative Carry-Forward Groups 1 & 2
Subsequent Recoveries Amount
|
42
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|
Current Loan-to-Value Ratio
|
42
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|
Curtailment
|
42
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Curtailment Shortfall
|
42
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|
Custodial Account for P&I
|
42
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|
Custodial Agreement
|
43
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|
Custodian
|
43
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|
Cut-Off Date
|
43
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|
Definitive Certificates
|
43
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|
Delaware Trustee
|
43
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|
Depositary Agreement
|
43
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|
Destroyed Mortgage Note
|
43
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|
Determination Date
|
43
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|
Disqualified Organization
|
43
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|
Distribution Date
|
43
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|
DTC
|
43
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|
DTC Participant
|
43
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|
Due Date
|
43
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|
Eligible Institution
|
43
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|
Eligible Investments
|
44
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|
ERISA
|
45
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|
ERISA Restricted Certificate
|
45
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|
ERISA Super Restricted Certificate
|
45
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|
Event of Default
|
45
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|
Excess Liquidation Proceeds
|
45
|
|
Excess Subsequent Recoveries
|
45
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|
Fannie Mae
|
46
|
|
FDIC
|
46
|
|
FHA
|
46
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|
Final Maturity Date
|
46
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|
Fitch
|
46
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|
Freddie Mac
|
46
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|
Group 1 Loans
|
46
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|
Group 1 Senior Liquidation Amount
|
46
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|
Group 1 Senior Percentage
|
46
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|
Group 1 Senior Prepayment Percentage or Group 2
Senior Prepayment Percentage
|
46
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|
Group 1 Senior Principal Distribution
Amount
|
49
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|
Group 1 Subordinate Balance
|
49
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|
Group 1 Subordinate Percentage
|
49
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|
Group 1 Subordinate Prepayment
Percentage
|
49
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|
Group 1 Weighted Average Certificate Interest
Rate
|
49
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|
Group 2 Loans
|
50
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|
Group 2 Senior Liquidation Amount
|
50
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|
Group 2 Senior Percentage
|
50
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|
Group 2 Senior Prepayment Percentage
|
50
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|
Group 2 Senior Principal Distribution
Amount
|
50
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|
Group 2 Subordinate Balance
|
50
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|
Group 2 Subordinate Percentage
|
50
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|
Group 2 Subordinate Prepayment
Percentage
|
50
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|
Group 2 Weighted Average Certificate Interest
Rate
|
51
|
|
Group 3 Clean-Up Call Option Date
|
51
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|
Group 3 Clean-Up Call Percentage
|
51
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|
Group 3 Credit Support Depletion Date
|
51
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|
Group 3 Excess Liquidation Proceeds
|
51
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|
Group 3 Loans
|
51
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|
Group 3 Senior Liquidation Amount
|
51
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|
Group 3 Senior Percentage
|
51
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|
Group 3 Senior Prepayment Percentage
|
52
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|
Group 3 Senior Principal Distribution
Amount
|
53
|
|
Group 3 Subordinate Balance
|
53
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|
Group 3 Subordinate Liquidation
Amount
|
54
|
|
Group 3 Subordinate Percentage
|
54
|
|
Group 3 Subordinate Prepayment
Percentage
|
54
|
|
Group 3 Subordinate Principal Distribution
Amount
|
54
|
|
Group 3 Subordinate Principal Prepayments
Distribution Amount
|
54
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|
Group 3 Weighted Average Certificate Interest
Rate
|
54
|
|
Group 3-B Certificates
|
55
|
|
Group 3-B-L Regular Interests
|
55
|
|
Groups 1 & 2 Clean-Up Call Option
Date
|
55
|
|
Groups 1 & 2 Clean-Up Call
Percentage
|
55
|
|
Groups 1 & 2 Credit Support Depletion
Date
|
55
|
|
Groups 1 & 2 Excess Liquidation
Proceeds
|
55
|
|
Group L-B Certificates
|
55
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|
Group L-B Percentage
|
55
|
|
Group L-B Subordinate Liquidation
Amount
|
55
|
|
Group L-B Subordinate Principal Distribution
Amount
|
55
|
|
Group L-B Subordinate Principal Prepayments
Distribution Amount
|
56
|
|
Group L-B Net Weighted Average Pass-Through
Rate
|
56
|
|
Group L-B-L Regular Interests
|
56
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|
Index
|
56
|
|
Indirect DTC Participants
|
57
|
|
Initial Group 1 Servicing Fee Shortfall
Deposit
|
57
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|
Initial Group 2 Servicing Fee Shortfall
Deposit
|
57
|
|
Insurance Proceeds
|
57
|
|
Interest Distribution Amount
|
57
|
|
Interest Rate Adjustment Date
|
58
|
|
Interest Transfer Amount
|
58
|
|
Investment Account
|
58
|
|
Investment Depository
|
58
|
|
Junior Subordinate Certificates
|
58
|
|
Last Scheduled Distribution Date
|
58
|
|
Lender PMI Loan
|
58
|
|
LIBOR
|
58
|
|
LIBOR Determination Date
|
58
|
|
Liquidated Mortgage Loan
|
58
|
|
Liquidation Principal
|
59
|
|
Liquidation Proceeds
|
59
|
|
Loan Group
|
59
|
|
Loan Group 1
|
59
|
|
Loan Group 1 Balance
|
59
|
|
Loan Group 1 Maximum Class CX Interest
Amount
|
59
|
|
Loan Group 1 Net Weighted Average Pass-Through
Rate
|
59
|
|
Loan Group 2
|
60
|
|
Loan Group 2 Balance
|
60
|
|
Loan Group 2 Maximum Class CX Interest
Amount
|
60
|
|
Loan Group 2 Net Weighted Average Pass-Through
Rate
|
60
|
|
Loan Group 3
|
60
|
|
Loan Group 3 Balance
|
60
|
|
Loan Group 3 Net Weighted Average Pass-Through
Rate
|
60
|
|
Lowest Class B Owner
|
61
|
|
Marker Rate
|
61
|
|
Maximum Group L-B Rate
|
61
|
|
Maximum Class CX Interest Amount
|
61
|
|
Maximum Loan Group 1 Rate, Maximum Loan Group 2
Rate and Maximum Loan Group 3 Rate
|
62
|
|
MERS
|
62
|
|
MERS Loan
|
62
|
|
MERS® System
|
62
|
|
MIN
|
62
|
|
Minimum Monthly Payment
|
62
|
|
MOM Loan
|
62
|
|
Monthly P&I Advance
|
62
|
|
Monthly Payment Adjustment Terms
|
62
|
|
Moody’s
|
62
|
|
Mortgage
|
62
|
|
Mortgage File
|
63
|
|
Mortgage Interest Rate
|
65
|
|
Mortgage Loan Margin
|
65
|
|
Mortgage Loan Purchase Agreement
|
65
|
|
Mortgage Loan Schedule
|
66
|
|
Mortgage Loans
|
66
|
|
Mortgage Note
|
66
|
|
Mortgage Pool
|
66
|
|
Mortgage Pool Assets
|
66
|
|
Mortgaged Property
|
67
|
|
Mortgagor
|
67
|
|
Negative Amortization Amount
|
67
|
|
Net Negative Amortization Amount
|
67
|
|
No-Delay Accrual Period
|
70
|
|
Nonrecoverable WMB Advance
|
70
|
|
Non-U.S. Person
|
70
|
|
Notice Addresses
|
71
|
|
Officer’s Certificate
|
71
|
|
One-Month LIBOR
|
71
|
|
One-Year MTA
|
71
|
|
Opinion of Counsel
|
71
|
|
Original Trust Agreement
|
71
|
|
OTS
|
71
|
|
Overcollateralization Amount
|
71
|
|
Overcollateralized Group
|
72
|
|
Ownership Interest
|
72
|
|
Pass-Through Entity
|
72
|
|
Pass-Through Rate
|
72
|
|
Paying Agent
|
72
|
|
Payoff
|
72
|
|
Payoff Earnings
|
72
|
|
Payoff Interest
|
72
|
|
Payoff Period
|
73
|
|
Percentage Interest
|
73
|
|
Permitted Transferee
|
73
|
|
Person
|
74
|
|
Plan Investor
|
74
|
|
Prepaid Monthly Payment
|
74
|
|
Prepayment Premium
|
74
|
|
Primary Insurance Policy
|
74
|
|
Principal Balance
|
74
|
|
Principal Payment
|
75
|
|
Principal Payment Amount
|
75
|
|
Principal Prepayment
|
75
|
|
Principal Prepayment Amount
|
75
|
|
Principal Transfer Amount
|
75
|
|
Prior Period
|
76
|
|
Prospectus
|
76
|
|
Rate Ceiling
|
76
|
|
Rate Floor
|
76
|
|
Rating Agency
|
76
|
|
Ratings
|
76
|
|
Reacquired Mortgage Loan
|
76
|
|
Realized Loss
|
76
|
|
Recognition Agreement
|
82
|
|
Record Date
|
82
|
|
Recording Documents
|
82
|
|
Reference Banks
|
82
|
|
Regular Interests
|
82
|
|
Regulation AB
|
82
|
|
Relief Act Shortfall
|
82
|
|
REMIC
|
83
|
|
REMIC Provisions
|
83
|
|
REMIC I
|
83
|
|
REMIC I Assets
|
83
|
|
REMIC I Available Distribution Amount
|
83
|
|
REMIC I Distribution Amount
|
84
|
|
REMIC I Regular Interests
|
85
|
|
REMIC II
|
85
|
|
REMIC II Assets
|
85
|
|
REMIC II Available Distribution
Amount
|
85
|
|
REMIC II Distribution Amount
|
86
|
|
REMIC II Principal Distribution
Amount
|
87
|
|
REMIC II Regular Interests
|
88
|
|
REMIC III
|
88
|
|
REMIC III Assets
|
88
|
|
REMIC III Available Distribution
Amount
|
88
|
|
REMIC III Distribution Amount
|
88
|
|
REMIC III Principal Distribution
Amount
|
89
|
|
REMIC III Regular Interests
|
89
|
|
REMIC IV
|
89
|
|
REMIC IV Assets
|
89
|
|
REMIC IV Available Distribution
Amount
|
89
|
|
REMIC IV Distribution Amount
|
89
|
|
REMIC IV Regular Interests
|
103
|
|
Repurchase Price
|
103
|
|
Repurchase Proceeds
|
103
|
|
Residual Certificates
|
103
|
|
Residual Distribution Amount
|
103
|
|
Responsible Officer
|
104
|
|
ROV Mortgage Loan
|
104
|
|
S&P
|
104
|
|
Secretary of State
|
104
|
|
Securities Act
|
104
|
|
Security Agreement
|
104
|
|
Seller
|
104
|
|
Senior Certificates
|
104
|
|
Senior Subordinate Certificates
|
105
|
|
Servicer
|
105
|
|
Servicer Business Day
|
105
|
|
Servicing Fee Rate
|
105
|
|
Servicing Officer
|
105
|
|
Special Primary Insurance Policy
|
105
|
|
Special Primary Insurance Premium
|
105
|
|
Statutory Trust Statute
|
105
|
|
Streamlined Mortgage Loan
|
105
|
|
Subgroup
|
105
|
|
Subgroup 1-A
|
105
|
|
Subgroup 1-A Balance
|
105
|
|
Subgroup 1-A Mortgage Loans
|
106
|
|
Subgroup 1-A Net Weighted Average Pass-Through
Rate
|
106
|
|
Subgroup 1-B
|
106
|
|
Subgroup 1-B Balance
|
106
|
|
Subgroup 1-B Mortgage Loans
|
106
|
|
Subgroup 1-B Net Weighted Average Pass-Through
Rate
|
106
|
|
Subgroup 1-B1
|
106
|
|
Subgroup 1-B1 Balance
|
106
|
|
Subgroup 1-B1 Mortgage Loans
|
106
|
|
Subgroup 1-B2
|
106
|
|
Subgroup 1-B2 Mortgage Loans
|
106
|
|
Subgroup 2-A
|
106
|
|
Subgroup 2-A Balance
|
107
|
|
Subgroup 2-A Mortgage Loans
|
107
|
|
Subgroup 2-A Net Weighted Average Pass-Through
Rate
|
107
|
|
Subgroup 2-B
|
107
|
|
Subgroup 2-B Balance
|
107
|
|
Subgroup 2-B Mortgage Loans
|
107
|
|
Subgroup 2-B Net Weighted Average Pass-Through
Rate
|
107
|
|
Subgroup 2-B1
|
107
|
|
Subgroup 2-B1 Balance
|
107
|
|
Subgroup 2-B1 Mortgage Loans
|
107
|
|
Subgroup 2-B2
|
107
|
|
Subgroup 2-B2 Mortgage Loans
|
108
|
|
Subgroup 3-A
|
108
|
|
Subgroup 3-A Mortgage Loans
|
108
|
|
Subgroup 3-B
|
108
|
|
Subgroup 3-B Balance
|
108
|
|
Subgroup 3-B Mortgage Loans
|
108
|
|
Subordinate Certificates
|
108
|
|
Subordinate Component Balance
|
108
|
|
Subordinate Percentage
|
108
|
|
Subordination Level
|
108
|
|
Subsequent Recoveries
|
109
|
|
Substitute Mortgage Loan
|
109
|
|
Substitution Price
|
109
|
|
Tax Matters Person
|
109
|
|
Termination Date
|
110
|
|
Termination Payment
|
110
|
|
Total Transfer Amount
|
110
|
|
Transfer
|
110
|
|
Transfer Rate
|
110
|
|
Transferee
|
110
|
|
Transferee Affidavit and Agreement
|
110
|
|
Trust
|
110
|
|
Trustee
|
110
|
|
UC Rate
|
110
|
|
Unadjusted Net Negative Amortization
Amount
|
110
|
|
Uncollected Interest
|
110
|
|
Uncompensated Interest Shortfall
|
111
|
|
Undercollateralized Group
|
112
|
|
Underwriter
|
112
|
|
Uninsured Cause
|
112
|
|
U.S. Person
|
112
|
|
VA
|
112
|
|
Withdrawal Date
|
112
|
|
WMB Compensating Interest
|
112
|
|
WMB Loans
|
112
|
|
WMB Servicing Fee
|
113
|
|
ARTICLE II Creation of the
Trust; Conveyance of the Mortgage Pool Assets, REMIC I Regular
Interests, REMIC II Regular Interests, REMIC III Regular Interests
and REMIC IV Regular Interests; REMIC Election and Designations;
Original Issuance of Certificates
|
113
|
|
Section 2.01.Creation of the Trust
|
113
|
|
Section 2.02.Restrictions on Activities of the
Trust
|
114
|
|
Section 2.03.Separateness
Requirements
|
115
|
|
Section 2.04.Conveyance of Mortgage Pool Assets;
Assignment of Countrywide Agreement; Security Interest
|
116
|
|
Section 2.05.Delivery of Mortgage
Files
|
117
|
|
Section 2.06.REMIC Elections for REMIC I and
REMIC II
|
118
|
|
Section 2.07.Acceptance by Trustee
|
120
|
|
Section 2.08.Representation and Warranty of the
Company Concerning the Mortgage Loans
|
121
|
|
Section 2.09.Representations and Warranties of
the Seller Concerning the Mortgage Loans
|
123
|
|
Section 2.10.Additional Provisions Relating to
Repurchases of and Substitutions for Mortgage Loans by the Company
or the Seller
|
124
|
|
Section 2.11.Acknowledgment of Transfer of
Mortgage Pool Assets
|
125
|
|
Section 2.12.Conveyance of REMIC III Assets;
Security Interest
|
125
|
|
Section 2.13.REMIC Election for REMIC
III
|
126
|
|
Section 2.14.Acknowledgement of Transfer of
REMIC III Assets
|
127
|
|
Section 2.15.Conveyance of REMIC IV Assets;
Security Interest
|
127
|
|
Section 2.16.REMIC Election for REMIC
IV
|
128
|
|
Section 2.17.Acknowledgement of Transfer of
REMIC IV Assets
|
129
|
|
Section 2.18.Conveyance of REMIC IV Regular
Interests (other than the Class CX-3 and Class 3X-2 Certificates);
Security Interest
|
130
|
|
Section 2.19.Acknowledgement of Transfer of
REMIC IV Regular Interests (other than the Class CX-3 and Class
3X-2 Certificates)
|
131
|
|
Section 2.20.Legal Title
|
131
|
|
Section 2.21.Compliance with ERISA
Requirements
|
131
|
|
Section 2.22.Additional Representation
Concerning the Mortgage Loans
|
131
|
|
Section 2.23.Distributions to the Certificates
(other than the Class CX-2, Class 3X-2, Class 3-PPP and Class R
Certificates) Outside of REMIC IV
|
131
|
|
ARTICLE III Administration
and Servicing of Mortgage Loans
|
132
|
|
Section 3.01.The Servicer
|
132
|
|
Section 3.02.The Custodial Accounts for P&I
and Buydown Fund Accounts
|
135
|
|
Section 3.03.The Investment Account; Eligible
Investments
|
136
|
|
Section 3.04.The Certificate Account
|
136
|
|
Section 3.05.Permitted Withdrawals from the
Certificate Account, the Investment Account, the Custodial Accounts
for P&I and the Buydown Fund Accounts
|
138
|
|
Section 3.06.Maintenance of Primary Insurance
Policies; Collections Thereunder
|
139
|
|
Section 3.07.Maintenance of Hazard
Insurance
|
140
|
|
Section 3.08.Enforcement of Due-on-Sale Clauses;
Assumption Agreements
|
140
|
|
Section 3.09.Realization Upon Defaulted Mortgage
Loans
|
141
|
|
Section 3.10.Trustee to Cooperate; Release of
Mortgage Files
|
143
|
|
Section 3.11.Compensation to the
Servicer
|
144
|
|
Section 3.12.[Reserved.]
|
144
|
|
Section 3.13.Reports on Assessment of Compliance
with Servicing Criteria and Servicing Compliance
Statements
|
144
|
|
Section 3.14.Access to Certain Documentation and
Information Regarding the Mortgage Loans
|
146
|
|
Section 3.15.[Reserved.]
|
146
|
|
Section 3.16.[Reserved.]
|
146
|
|
Section 3.17 Maintenance of the Class
3-PPP Reserve Fund 146
|
|
|
Section 3.18.[Reserved.]
|
146
|
|
Section 3.19.Determination of LIBOR by
Servicer 146
|
|
|
Section 3.20.Assigned Prepayment Premiums
148
|
|
|
Section 3.21.Additional Servicer Covenants
149
|
|
|
ARTICLE IV Payments to
Certificateholders; Payment of Expenses
|
150
|
|
Section 4.01.Distributions to Holders of REMIC I
and REMIC II Regular Interests and Class R-1 and Class R-2 Residual
Interests
|
150
|
|
Section 4.02.Monthly P&I Advances;
Distribution Reports to the Trustee
|
150
|
|
Section 4.03.Nonrecoverable WMB
Advances
|
152
|
|
Section 4.04.Distributions to Holders of REMIC
III Regular Interests and Class R-3 Residual Interest
|
153
|
|
Section 4.05.Distributions to
Certificateholders; Payment of Special Primary Insurance
Premiums
|
153
|
|
Section 4.06.Statements to
Certificateholders
|
155
|
|
ARTICLE V The
Certificates
|
155
|
|
Section 5.01.The Certificates
|
155
|
|
Section 5.02.Certificates Issuable in Classes;
Distributions of Principal and Interest; Authorized
Denominations
|
163
|
|
Section 5.03.Registration of Transfer and
Exchange of Certificates
|
163
|
|
Section 5.04.Mutilated, Destroyed, Lost or
Stolen Certificates
|
164
|
|
Section 5.05.Persons Deemed Owners
|
164
|
|
Section 5.06.[Reserved.]
|
164
|
|
Section 5.07.Book-Entry for Book-Entry
Certificates
|
164
|
|
Section 5.08.Notices to Clearing
Agency
|
165
|
|
Section 5.09.Definitive Certificates
|
165
|
|
Section 5.10.Office for Transfer of
Certificates
|
166
|
|
Section 5.11.Nature of Certificates
|
166
|
|
ARTICLE VI The Company and
the Servicer
|
167
|
|
Section 6.01.Liability of the Company and the
Servicer
|
167
|
|
Section 6.02.Merger or Consolidation of the
Company or the Servicer
|
167
|
|
Section 6.03.Limitation on Liability of the
Company, the Servicer and Others
|
167
|
|
Section 6.04.Neither the Company nor the
Servicer May Resign
|
167
|
|
Section 6.05.Trustee Access 168
|
|
|
ARTICLE VII
Default
|
168
|
|
Section 7.01.Events of Default
|
168
|
|
Section 7.02.Trustee to Act; Appointment of
Successor
|
171
|
|
Section 7.03.Notification to
Certificateholders
|
173
|
|
ARTICLE VIII Concerning the
Trustees
|
173
|
|
Section 8.01.Duties of Trustees
|
173
|
|
Section 8.02.Certain Matters Affecting the
Trustees
|
175
|
|
Section 8.03.Trustees Not Liable for
Certificates or Mortgage Loans
|
176
|
|
Section 8.04.Trustees May Own
Certificates
|
176
|
|
Section 8.05.The Servicer to Pay Trustees’
Fees and Expenses
|
176
|
|
Section 8.06.Eligibility Requirements for
Trustees
|
177
|
|
Section 8.07.Resignation and Removal of
Trustees
|
177
|
|
Section 8.08.Successor Trustee
|
178
|
|
Section 8.09.Merger or Consolidation of
Trustee
|
178
|
|
Section 8.10.Appointment of Co-Trustee or
Separate Trustee
|
179
|
|
Section 8.11.Authenticating Agents
|
180
|
|
Section 8.12.Paying Agents
|
180
|
|
Section 8.13.Duties of Delaware
Trustee
|
181
|
|
Section 8.14.Amendment to Certificate of
Trust
|
182
|
|
Section 8.15.[Reserved.]
|
182
|
|
Section 8.16.Trustees Act on Behalf of
Trust
|
182
|
|
Section 8.17.Limitation of Liability
|
182
|
|
Section 8.18.Trustee Report on Assessment of
Compliance with Servicing Criteria
|
182
|
|
ARTICLE IX
Termination
|
183
|
|
Section 9.01.Termination Upon Purchase by the
Servicer or Liquidation of All Mortgage Loans
|
183
|
|
Section 9.02.Additional Termination
Requirements
|
187
|
|
Section 9.03.Trust Irrevocable
|
188
|
|
ARTICLE X Miscellaneous
Provisions
|
188
|
|
Section 10.01.Amendment
|
188
|
|
Section 10.02.Recordation of
Agreement
|
190
|
|
Section 10.03.Limitation on Rights of
Certificateholders
|
190
|
|
Section 10.04.Access to List of
Certificateholders
|
191
|
|
Section 10.05.Governing Law
|
191
|
|
Section 10.06.Notices
|
191
|
|
Section 10.07.Compliance With Regulation
AB
|
192
|
|
Section 10.08.Severability of
Provisions
|
192
|
|
Section 10.09.Counterpart Signatures
|
192
|
|
Section 10.10.Benefits of Agreement
|
192
|
|
Section 10.11.Notices and Copies to Rating
Agencies
|
192
|
|
Section 10.12.Covenant Not to Place Trust Into
Bankruptcy
|
193
|
|
Section 10.13.Covenant Not to Place Company Into
Bankruptcy
|
193
|
