BROOKE CREDIT CORPORATION9.125% BOND SERIES 2000F DUE JULY 1, 2004

Exhibit 4.8

BROOKE CREDIT CORPORATION

9.125% BOND SERIES 2000F DUE JULY 1, 2004

BROOKE CREDIT CORPORATION, a corporation duly organized and existing under the laws of the State of Kansas (hereinafter referred to as the “Company”), for value received, hereby promises to pay the registered holder hereof, the principal sum of

FIVE THOUSAND DOLLARS ($5,000.00)

On the 1 ^st day of July, 2004, in such coin or currency of the United States of America at the time of payment shall be legal tender for the payment of public and private debts, and to pay interest thereon at the last known address of the registered holder from the date hereof at the rate of nine and one-hundred twenty-five thousandths percent (9.125%) per annum, semi-annually on January 1 ^st and July 1 ^st of each year, commencing on January 1, 2001 or the next payment date following issue if issued thereafter.

This bond is one of a duly authorized issue of bonds of the Company limited to the aggregate principal amount of $5,000,000.00 issued or to be issued. The Company covenants not to pay dividends to its stockholders, except as to bondholders, not voluntarily secure or otherwise encumber Company’s assets; not to issue any bonds debentures or notes senior to this issue, although it may issue bonds of equal seniority, not hold assets acquired through foreclosure for more than thirty-six (36) months; and not use bonds proceeds for any purposes other than funding loans or purchasing accounts and commissions receivables, nor to redeem stock of the Company. Principal shall not be paid until maturity and are not, therefore, callable by the Company and are not puttable by the holder.

This bond may be registered as to principal, in the holder’s name, on the books of the Company, at its office such registration being noted hereon, after which no transfer hereof shall be valid unless made at the Company’s office by the registered holder hereof, or by the holder’s attorney-in-fact duly authorized in writing and similarly noted hereon.

Payment to the registered holder hereof of principal or interest shall be a complete discharge of the Company’s liability with respect such payment.

No Recourse shall be had for the payment of the principal of, or interest upon this bond, or for any claim based thereon or otherwise against any incorporator, shareholder, officer, director or attorney, past, present or future, of the Company, whether by virtue of any constitution, statute, rule of law, enforcement of any assessment or penalty or by reason of any matter prior to the delivery of this note or otherwise, all such liability, by the acceptance hereof and as part of the consideration of the issue hereof, being expressly waived.

This Bond is one of an authorized issue of Bonds of the Company, all issued and to be issued under an Indenture executed by the Company to the First National Bank & Trust Company, Phillipsburg, Kansas, as Trustee, dated as of July 31, 1997, to which Indenture reference is hereby made for a description of the rights, obligations, duties and immunities thereunder of the Trustee and the rights and limitations of rights thereunder of the bondholders, and the rights and obligations thereunder of the Company. As provided in the Indenture, said Bonds will be issued in denominations of $5,000, may bear interest at the different rates and have different maturity dates.

ALTHOUGH REGISTERED UNDER STATE SECURITIES LAWS, THIS BOND HAS NOT BEEN REGISTERED UNDER FEDERAL LAW PURSUANT TO CERTAIN EXEMPTIONS THEREUNDER. THIS BOND HAS NOT BEEN APPROVED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES AGENCY, AND NO REGULATORY BODY HAS PASSED UPON OR ENDORSED THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS BOND. THIS BOND MAY NOT BE SOLD, GYPOTHECATED OR OTHERWISE TRANSFERRED OR DISPOSED OF UNLESS IT HAS BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933. AS AMENDED (THE “SECURITIES ACT”) AND APPLICABLE STATE SECURITIES LAWS OR IN THE OPINION OF COUNSEL TO THE COMPANY AN EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND STATE SECURITIES LAWS IS AVAILABLE. TRANSFER OF THE SECURITIES EVIDENCED BY THIS CERTIFICATE ARE SUBJECT TO RESTRICTION. PRIOR TO THE DATE NINE MONTHS FROM THE DATE OF THE LAST SALE OF SECURITIES OF THE ISSUE OF WHICH THIS SECURITY IS A PART, NO TRANSFERS, SALES OR ASSIGNMENTS OF THE SECURITY OR ANY INTEREST THEREIN SHALL OCCUR TO NON-RESIDENTS OF THE STATE OF KANSAS.

IN WITNESS WHEREOF, the Company has signed and sealed this Bond on this      day of              , 20