EXHIBIT 99.1
Bank of America Mortgage Loan Purchase and Sale Agreement
<PAGE>
MORTGAGE LOAN PURCHASE AND SALE AGREEMENT
This Mortgage Loan Purchase and Sale Agreement (this "Agreement")
is
dated and effective as of September 15,
2005, between Bank of America, N.A., as
seller (the "Seller" or "Bank of America")
and Banc of America Commercial
Mortgage Inc., as purchaser (the
"Purchaser" or "BACM").
The Seller desires to sell, assign, transfer and otherwise convey
to
the Purchaser, and the Purchaser desires to
purchase, subject to the terms and
conditions set forth below, the multifamily
and commercial mortgage loans (the
"Mortgage Loans") identified on the
schedule annexed hereto as Schedule I (the
"Mortgage Loan Schedule") except that the
Seller will retain the master
servicing rights (the "Servicing Rights")
with regard to the Mortgage Loans in
its capacity as Master Servicer (as defined
below) and shall enter into certain
Sub-Servicing Agreements with
Sub-Servicers, all as contemplated in the Pooling
and Servicing Agreement (as defined
below).
The Purchaser intends to transfer or cause the transfer of (i)
the
Mortgage Loans and (ii) certain mortgage
loans transferred by Bear Stearns
Commercial Mortgage, Inc. ("BSCMI") to the
Purchaser pursuant to a mortgage loan
purchase and sale agreement, dated as of
the date hereof between BSCMI and the
Purchaser, to a trust (the "Trust") created
pursuant to the Pooling and
Servicing Agreement (as defined below).
Beneficial ownership of the assets of
the Trust (such assets collectively, the
"Trust Fund") will be evidenced by a
series of commercial mortgage pass-through
certificates (the "Certificates").
Certain classes of the Certificates will be
rated by Fitch, Inc. and/or Standard
& Poor's Ratings Services, a division
of The McGraw-Hill Companies, Inc.
(together, the "Rating Agencies"). Certain
classes of the Certificates (the
"Registered Certificates") will be
registered under the Securities Act of 1933,
as amended (the "Securities Act"). The
Trust will be created and the
Certificates will be issued pursuant to a
pooling and servicing agreement to be
dated as of September 1, 2005 (the "Pooling
and Servicing Agreement"), among
BACM, as depositor, Bank of America, N.A.,
as master servicer (the "Master
Servicer"), LNR Partners, Inc., as special
servicer (the "Special Servicer"),
and Wells Fargo Bank, N.A., as trustee (in
such capacity, the "Trustee"), and as
REMIC administrator. Capitalized terms used
but not otherwise defined herein
have the respective meanings assigned to
them in the Pooling and Servicing
Agreement.
BACM intends to sell the Registered Certificates to Banc of
America
Securities LLC ("Banc of America"), Bear,
Stearns & Co. Inc. ("Bear Stearns"),
Goldman, Sachs & Co. ("Goldman Sachs")
and Greenwich Capital Markets, Inc.
("Greenwich") (collectively, the
"Underwriters") pursuant to an underwriting
agreement, dated as of September 15, 2005
(the "Underwriting Agreement"). BACM
intends to sell certain of the remaining
classes of Certificates (the
"Non-Registered Certificates") to Banc of
America and Bear Stearns, as initial
purchasers (together the "Initial
Purchasers"), pursuant to a certificate
purchase agreement dated as of September
15, 2005 (the "Certificate Purchase
Agreement"), among BACM, Banc of America
and Bear Stearns. The Registered
Certificates are more fully described in
the prospectus dated September 15, 2005
(the "Basic Prospectus"), and the
supplement to the Basic Prospectus dated
September 15, 2005 (the "Prospectus
Supplement"; and, together with the Basic
Prospectus, the "Prospectus"), as each may
be amended or supplemented at any
time hereafter. The Non-Registered
Certificates are more fully described in the
private placement memorandum, dated
September 15, 2005 (the "Memorandum"), as it
may be amended or supplemented at any time
hereafter.
The Seller will indemnify the Underwriters, the Initial
Purchasers
and certain related parties with respect to
certain disclosure regarding the
Mortgage Loans and contained in the
Prospectus, the Memorandum and certain other
disclosure documents and offering materials
relating to the Certificates,
pursuant to an indemnification agreement,
dated as of September 15, 2005 (the
"Indemnification Agreement"), among the
Seller, the Purchaser, the Underwriters
and the Initial Purchasers.
Now, therefore, in consideration of the premises and the mutual
agreements set forth herein, the parties
agree as follows:
SECTION 1. Agreement to Purchase.
The Seller agrees to sell, and the Purchaser agrees to purchase,
the
Mortgage Loans. The closing for the
purchase and sale of the Mortgage Loans
shall take place on the Closing Date. The
purchase price for the Mortgage Loans
shall be $1,212,447,920.10, which amount
includes interest accrued on the
Mortgage Loans on or after the Cut-off Date
and which amount shall be payable on
September 28, 2005 in immediately available
funds. The Purchaser shall be
entitled to all interest accrued on the
Mortgage Loans on and after the Cut-off
Date and all principal payments received on
the Mortgage Loans after the Cut-off
Date except for principal and interest
payments due and payable on the Mortgage
Loans on or before the Cut-off Date, which
shall belong to the Seller.
SECTION 2. Conveyance of the Mortgage Loans.
(a) Effective as of the Closing Date, subject only to receipt of
the
purchase price referred to in Section 1
hereof and satisfaction of the other
conditions set forth herein, the Seller
will transfer, assign, set over and
otherwise convey to the Purchaser, without
recourse, but subject to the terms
and conditions of this Agreement, all the
right, title and interest of the
Seller in and to the Mortgage Loans (other
than the Servicing Rights).
(b) The Purchaser shall be entitled to receive all scheduled
payments of principal and interest due on
the Mortgage Loans after the Cut-off
Date, and all other recoveries of principal
and interest collected thereon after
the Cut-off Date (other than scheduled
payments of principal and interest due on
the Mortgage Loans on or before the Cut-off
Date and collected after the Cut-off
Date, which shall belong and be promptly
remitted to the Seller).
(c) On or before the Closing Date, the Seller shall deliver or
cause
to be delivered to the Purchaser or, if so
directed by the Purchaser, to the
Trustee or a custodian designated by the
Trustee (a "Custodian"), the Mortgage
File with respect to each of the Mortgage
Loans; provided that the Purchaser
hereby directs the Seller to prepare and
the Seller shall prepare or cause to be
prepared (or permit the Purchaser to
prepare) with respect to the Mortgage
Loans, the assignments of Mortgage,
assignments of Assignment of Leases and UCC
financing statements on Form UCC-2 or
UCC-3, as applicable, from the Seller in
favor of the Trustee (in such capacity) or
in blank. The Seller shall at its
expense, within 45 days after the Closing
Date or, in the case of a Replacement
Mortgage Loan, after the related date of
substitution, unless recording/filing
information is not available by such time
for assignments solely due to
recorder's office delay, in which case such
submission shall be made promptly
after such information does become
available from the recorder's office, submit
or cause to be submitted for recording or
filing, as the case may be, in the
appropriate public office for real property
records or UCC Financing Statements,
as appropriate, each assignment referred to
in the immediately preceding
sentence, unless recording/filing
information is not available by such time for
assignments solely due to recorder's office
delay, in which case such submission
shall be made promptly after such
information does become available from the
recorder's office. If any such document or
instrument is lost or returned
unrecorded or unfiled, as the case may be,
because of a defect therein, the
Seller shall in each such case promptly
prepare or cause the preparation of a
substitute therefor or cure or cause the
curing of such defect, as the case may
be, and thereafter shall in each such case,
at its own expense, submit the
substitute or corrected documents or cause
such to be submitted for recording or
filing, as appropriate.
(d) On or before the Closing Date, the Seller shall deliver or
cause
to be delivered to the Purchaser or to its
designee all of the following items:
(i) asset summaries delivered to the Rating
Agencies, originals or copies of all
financial statements, appraisals,
environmental/engineering reports, leases,
rent rolls and tenant estoppels in the
possession or under the control of the
Seller that relate to the Mortgage Loans
and originals or copies of all
documents, certificates, letters of credit,
environmental insurance policies and
related endorsements, and opinions in the
possession or under the control of the
Seller that were delivered by or on behalf
of the related Borrowers in
connection with the origination of the
Mortgage Loans and that are reasonably
required for the ongoing administration and
servicing of the Mortgage Loans
(except to the extent such items represent
attorney-client privileged
communications and confidential credit
analysis of the client or are to be
retained by a sub-servicer that will
continue to act on behalf of the Purchaser
or its designee); and (ii) all Escrow
Payments and Reserve Funds in the
possession of the Seller (or under its
control) with respect to the Mortgage
Loans. Unless the Purchaser notifies the
Seller in writing to the contrary, the
designated recipient of the items described
in clauses (i) and (ii) of the
preceding sentence shall be the Master
Servicer.
(e) The Seller hereby represents that it has, on behalf of the
Purchaser, delivered to the Trustee the
Mortgage File for each Mortgage Loan.
All Mortgage Files delivered prior to the
Closing Date will be held by the
Trustee in escrow at all times prior to the
Closing Date. Each Mortgage File
shall contain the documents set forth in
the definition of Mortgage File under
the Pooling and Servicing Agreement.
(f) If the Seller is unable to deliver or cause the delivery of
any
original Mortgage Note, it may deliver a
copy of such Mortgage Note, together
with a lost note affidavit, and indemnity,
and shall thereby be deemed to have
satisfied the document delivery
requirements of Section 2(e). If the Seller
cannot so deliver, or cause to be
delivered, as to any Mortgage Loan, the
original or a copy of any of the documents
and/or instruments referred to in
clauses (ii), (iii), (vi), (viii) and (x)
of the definition of "Mortgage File"
in the Pooling and Servicing Agreement,
with evidence of recording or filing (if
applicable, and as the case may be)
thereon, solely because of a delay caused by
the public recording or filing office where
such document or instrument has been
delivered for recordation or filing, as the
case may be, so long as a copy of
such document or instrument, certified by
the Seller as being a copy of the
document deposited for recording or filing,
has been delivered, the delivery
requirements of Section 2(e) shall be
deemed to have been satisfied as to such
missing item, and such missing item shall
be deemed to have been included in the
related Mortgage File. If the Seller cannot
or does not so deliver, or cause to
be delivered, as to any Mortgage Loan, the
original of any of the documents
and/or instruments referred to in clauses
(iv) and (v) of the definition of
"Mortgage File" in the Pooling and
Servicing Agreement, because such document or
instrument has been delivered for recording
or filing, as the case may be, the
delivery requirements of Section 2(e) shall
be deemed to have been satisfied as
to such missing item, and such missing item
shall be deemed to have been
included in the related Mortgage File. If
the Seller cannot so deliver, or cause
to be delivered, as to any Mortgage Loan,
the Title Policy solely because such
policy has not yet been issued, the
delivery requirements of Section 2(e) shall
be deemed to be satisfied as to such
missing item, and such missing item shall
be deemed to have been included in the
related Mortgage File, provided that the
Seller, shall have delivered to the Trustee
or a Custodian appointed thereby, on
or before the Closing Date, a binding
commitment for title insurance "marked-up"
at the closing of such Mortgage Loan.
(g) [Reserved].
(h) In connection with its assignment of the Mortgage Loans
hereunder, the Seller hereby expressly
assigns to or at the direction of the
Depositor to the Trustee for the benefit of
the Certificateholders any and all
rights it may have with respect to
representations and warranties made by a
third party originator with respect to any
Mortgage Loan under the mortgage loan
purchase agreement between the Seller and
such third party originator that
originated such Mortgage Loan pursuant to
which the Seller originally acquired
such Mortgage Loan from such third party
originator.
(i) If and when the Seller is notified of or discovers any error
in
the Mortgage Loan Schedule attached to this
Agreement as to which a Mortgage
Loan is affected, the Seller shall promptly
amend the Mortgage Loan Schedule and
distribute such amended Mortgage Loan
Schedule to the parties to the Pooling and
Servicing Agreement; provided, however,
that the correction or amendment of the
Mortgage Loan Schedule by itself shall not
be deemed to be a cure of a Material
Breach.
(j) Under generally accepted accounting principles ("GAAP") and
for
federal income tax purposes, the Seller
will report the transfer of the Mortgage
Loans to the Purchaser as a sale of the
Mortgage Loans to the Purchaser in
exchange for the consideration referred to
in Section 1 hereof. In connection
with the foregoing, the Seller shall cause
all of its records to reflect such
transfer as a sale (as opposed to a secured
loan).
SECTION 3. Examination of Mortgage Loan Files and Due Diligence
Review.
The Seller shall reasonably cooperate with an examination of
the
Mortgage Files and Servicing Files for the
Mortgage Loans that may be undertaken
by or on behalf of the Purchaser. The fact
that the Purchaser has conducted or
has failed to conduct any partial or
complete examination of such Mortgage Files
and/or Servicing Files shall not affect the
Purchaser's (or any other specified
beneficiary's) right to pursue any remedy
available hereunder for a breach of
the Seller's representations and warranties
set forth in Section 4, subject to
the terms and conditions of Section
4(c).
SECTION 4. Representations, Warranties and Covenants of the
Seller.
(a) The Seller hereby represents and warrants to and for the
benefit
of the Purchaser as of the Closing Date
that:
(i) The Seller is a national banking association, duly
authorized,
validly
existing and in good standing under the laws of the United
States
of
America.
(ii) The execution and delivery of this Agreement by the Seller,
and
the
performance of Seller's obligations under this Agreement, will
not
violate
the Seller's organizational documents or constitute a default
(or
an event
which, with notice or lapse of time, or both, would constitute
a
default)
under, or result in the breach of, any material agreement or
other
instrument to which it is a party or which is applicable to it
or
any of its
assets, which default or breach, in the Seller's good faith and
commercially reasonable judgment is likely to affect materially
and
adversely
either the ability of the Seller to perform its obligations
under this
Agreement or its financial condition.
(iii) The Seller has the full power and authority to enter into
and
perform
its obligations under this Agreement, has duly authorized the
execution,
delivery and performance of this Agreement, and has duly
executed
and delivered this Agreement.
(iv) This Agreement, assuming due authorization, execution and
delivery
by the Purchaser, constitutes a valid, legal and binding
obligation
of the Seller, enforceable against the Seller in accordance
with the
terms hereof, subject to (A) applicable bankruptcy, insolvency,
reorganization, fraudulent
transfer, moratorium and other laws affecting
the
enforcement of creditors' rights generally and (B) general
principles
of equity,
regardless of whether such enforcement is considered in a
proceeding
in equity or at law.
(v) The Seller is not in violation of, and its execution and
delivery
of this Agreement and its performance and compliance with the
terms of
this Agreement will not constitute a violation of, any law, any
order or
decree of any court or arbiter, or any order, regulation or
demand of
any federal, state or local governmental or regulatory
authority,
which violation, in the Seller's good faith and reasonable
judgment,
is likely to affect materially and adversely either the ability
of the
Seller to perform its obligations under this Agreement or the
financial
condition of the Seller.
(vi) No litigation is pending with regard to which the Seller
has
received
service of process or, to the Seller's knowledge, threatened
against
the Seller which if determined adversely to the Seller would
prohibit
the Seller from entering into this Agreement, or in the
Seller's
good faith
and reasonable judgment, would be likely to materially and
adversely
affect either the ability of the Seller to perform its
obligations under this Agreement or the financial condition of the
Seller.
(vii) No consent, approval, authorization or order of, or filing
or
registration
with, any state or federal court or governmental agency or
body is
required for the consummation by the Seller of the transactions
contemplated herein, except for those consents, approvals,
authorizations
and orders
that previously have been obtained and those filings and
registrations that previously have been completed, and except for
those
filings
and recordings of Mortgage Loan documents and assignments
thereof
that are
contemplated by the Pooling and Servicing Agreement to be
completed
after the Closing Date.
(b) The Seller hereby makes the representations and warranties
contained in Schedule II (subject to any
exceptions thereto listed on Schedule
IIA) to and for the benefit of the
Purchaser as of the Closing Date (or as of
such other dates specifically provided in
the particular representation and
warranty), with respect to (and solely with
respect to) each Mortgage Loan.
(c) Upon discovery of any Material Breach or Material Document
Defect, the Purchaser or its designee shall
notify the Seller thereof in writing
and request that the Seller correct or cure
such Material Breach or Material
Document Defect. Within 90 days of the
earlier of discovery or receipt of
written notice by the Seller that there has
been a Material Breach or a Material
Document Defect (such 90-day period, the
"Initial Resolution Period"), the
Seller shall (i) cure such Material Breach
or Material Document Defect, as the
case may be, in all material respects or
(ii) repurchase each affected Mortgage
Loan (each, a "Defective Mortgage Loan") at
the related Purchase Price in
accordance with the terms hereof and the
terms of the Pooling and Servicing
Agreement; provided that if the Seller
certifies in writing to the Purchaser (i)
that any such Material Breach or Material
Document Defect, as the case may be,
does not and will not cause the Defective
Mortgage Loan, to fail to be a
"qualified mortgage" within the meaning of
Section 860G(a)(3) of the REMIC
Provisions, (ii) that such Material Breach
or Material Document Defect, as the
case may be, is capable of being corrected
or cured but not within the
applicable Initial Resolution Period, (iii)
that the Seller has commenced and is
diligently proceeding with the cure of such
Material Breach or Material Document
Defect, as the case may be, within the
applicable Initial Resolution Period, and
(iv) that the Seller anticipates that such
Material Breach or Material Document
Defect, as the case may be, will be
corrected or cured within an additional
period not to exceed the Resolution
Extension Period (as defined below), then
the Seller shall have an additional period
equal to the applicable Resolution
Extension Period to complete such
correction or cure or, failing such, to
repurchase the Defective Mortgage Loan; and
provided, further, that, if the
Seller's obligation to repurchase any
Defective Mortgage Loan as a result of a
Material Breach or Material Document Defect
arises within the three-month period
commencing on the Closing Date (or within
the two-year period commencing on the
Closing Date if the Defective Mortgage Loan
is a "defective obligation" within
the meaning of Section 860G(a)(4)(B)(ii) of
the Code and Treasury Regulation
Section 1.860G-2(f)), the Seller may, at
its option, in lieu of repurchasing
such Defective Mortgage Loan (but, in any
event, no later than such repurchase
would have to have been completed), (i)
replace such Defective Mortgage Loan
with one or more substitute mortgage loans
that individually and collectively
satisfy the requirements of the definition
of "Qualifying Substitute Mortgage
Loan" set forth in the Pooling and
Servicing Agreement, and (ii) pay any
corresponding Substitution Shortfall
Amount, such substitution and payment to be
effected in accordance with the terms of
the Pooling and Servicing Agreement.
Any such repurchase or replacement of a
Defective Mortgage Loan shall be on a
whole loan basis. The Seller shall have no
obligation to monitor the Mortgage
Loans regarding the existence of a Material
Breach or Material Document Defect,
but if the Seller discovers a Material
Breach or Material Document Defect with
respect to a Mortgage Loan, it will notify
the Purchaser. For purposes of
remediating a Material Breach or Material
Document Defect with respect to any
Mortgage Loan, "Resolution Extension
Period" shall mean the 90-day period
following the end of the applicable Initial
Resolution Period.
If one or more of the Mortgage Loans constituting a
Cross-Collateralized Group are the subject
of a Breach or Document Defect, then,
for purposes of (i) determining whether
such Breach or Document Defect is a
Material Breach or Material Document
Defect, as the case may be, and (ii) the
application of remedies, such
Cross-Collateralized Group shall be treated as a
single Mortgage Loan.
If (x) any Mortgage Loan is required to be repurchased or
substituted as contemplated in this Section
4(c), (y) such Mortgage Loan is a
Crossed-Collateralized Mortgage Loan or is
secured by a portfolio of Mortgaged
Properties (that provides that a property
may be uncrossed from the other
Mortgaged Properties) and (z) the
applicable Material Breach or Material
Document Defect does not constitute a
Material Breach or Material Document
Defect, as the case may be, as to any
related Crossed-Collateralized Mortgage
Loan or applies to only specific Mortgaged
Properties included in such portfolio
(without regard to this paragraph), then
the applicable Material Breach or
Material Document Defect (as the case may
be) will be deemed to constitute a
Material Breach or Material Document Defect
(as the case may be) as to any
related Crossed-Collateralized Mortgage
Loan and to each other Mortgaged
Property included in such portfolio and the
Seller shall repurchase or
substitute for any related
Crossed-Collateralized Mortgage Loan or Mortgage Loan
in the manner described above unless, in
the case of a Material Breach or
Material Document Defect, both of the
following conditions would be satisfied if
the Seller were to repurchase or substitute
for only the affected
Crossed-Collateralized Mortgage Loans or
affected Mortgaged Properties as to
which a Material Breach or Material
Document Defect had occurred without regard
to this paragraph: (i) the debt service
coverage ratio for any remaining
Cross-Collateralized Mortgage Loans or
Mortgaged Properties for the four
calendar quarters immediately preceding the
repurchase or substitution is not
less than the greater of (a) the debt
service coverage ratio immediately prior
to the repurchase, and (b) 1.25x and (ii)
the loan-to-value ratio for any
remaining Crossed-Collateralized Mortgage
Loans or Mortgaged Properties is not
greater than the lesser of (a) the
loan-to-value ratio immediately prior to the
repurchase, and (b) 75%. In the event that
both of the conditions set forth in
the preceding sentence would be satisfied,
the Seller may elect either to
repurchase or substitute for only the
affected Crossed-Collateralized Mortgage
Loan or Mortgaged Properties as to which
the Material Breach or Material
Document Defect exists or to repurchase or
substitute for the aggregate
Crossed-Collateralized Mortgage Loans or
Mortgaged Properties.
To the extent that the related Mortgage Loan Seller repurchases
or
substitutes for an affected
Cross-Collateralized Mortgage Loan or Mortgaged
Property in the manner prescribed above
while the Trustee continues to hold any
related Cross-Collateralized Mortgage Loans
or Mortgaged Property, the Seller
and the Purchaser agree to uncross the
repurchased Cross-Collateralized Mortgage
Loan or affected property; provided the
Purchaser has received a tax opinion
that uncrossing the repurchased
Cross-Collateralized Mortgage Loan or Mortgaged
Property will not adversely affect the
status of any of REMIC I or REMIC II as a
REMIC under the Code.
Whenever one or more mortgage loans are substituted for a
Defective
Mortgage Loan as contemplated by this
Section 4(c), the Seller shall (i) deliver
the related Mortgage File for each such
substitute mortgage loan to the
Purchaser or its designee, (ii) certify
that such substitute mortgage loan
satisfies or such substitute mortgage loans
satisfy, as the case may be, all of
the requirements of the definition of
"Qualifying Substitute Mortgage Loan" set
forth in the Pooling and Servicing
Agreement and (iii) send such certification
to the Purchaser or its designee. No
mortgage loan may be substituted for a
Defective Mortgage Loan as contemplated by
this Section 4(c) if the Defective
Mortgage Loan to be replaced was itself a
Replacement Mortgage Loan, in which
case, absent correction or cure, in all
material respects, of the relevant
Material Breach or Material Document
Defect, the Defective Mortgage Loan will be
required to be repurchased as contemplated
hereby. Monthly Payments due with
respect to each Replacement Mortgage Loan
(if any) after the related date of
substitution, and Monthly Payments due with
respect to each Defective Mortgage
Loan (if any) after the Cut-off Date (or,
in the case of a Replacement Mortgage
Loan, after the date on which it is added
to the Trust Fund) and on or prior to
the related date of repurchase or
replacement, shall belong to the Purchaser and
its successors and assigns. Monthly
Payments due with respect to each
Replacement Mortgage Loan (if any) on or
prior to the related date of
substitution, and Monthly Payments due with
respect to each Defective Mortgage
Loan (if any) after the related date of
repurchase or replacement, shall belong
to the Seller.
If any
Defective Mortgage Loan is to be repurchased or replaced as
contemplated by this Section 4, the Seller
shall amend the Mortgage Loan
Schedule attached to this Agreement to
reflect the removal of the Defective
Mortgage Loan and, if applicable, the
substitution of the related Replacement
Mortgage Loan(s) and shall forward such
amended schedule to the Purchaser.
The
Seller's obligation to cure any Material Breach or Material
Document
Defect or repurchase or substitute any
affected Mortgage Loan or Mortgaged
Property pursuant to this Section 4(c)
constitute the sole remedies available to
the Purchaser in connection with a breach
of any of the Seller's representations
and warranties contained in Section 4(b)
and it is acknowledged and agreed that
those representations and warranties are
being made for risk allocation purposes
only.
It shall
be a condition to any repurchase or replacement of a Defective
Mortgage Loan by the Seller pursuant to
this Section 4(c) that the Purchaser
shall have executed and delivered such
instruments of transfer or assignment
then presented to it by the Seller, in each
case without recourse, as shall be
necessary to vest in the Seller the legal
and beneficial ownership of such
Defective Mortgage Loan (including any
property acquired in respect thereof or
proceeds of any insurance policy with
respect thereto ), to the extent that such
ownership interest was transferred to the
Purchaser hereunder.
SECTION 5. Representations, Warranties and Covenants of the
Purchaser.
The Purchaser, as of the Closing Date, hereby represents and
warrants to, and covenants with, the Seller
that:
(i) The Purchaser is a corporation, duly organized, validly
existing
and in
good standing under the laws of the State of Delaware.
(ii) No consent, approval, authorization or order of, or filing
or
registration with, any state or federal court or governmental
agency or
body is
required for the consummation by the Purchaser of the
transactions
contemplated herein, except for those consents, approvals,
authorizations
and orders
that previously have been obtained and those filings and
registrations that previously have been completed, and except for
those
filings of
Mortgage Loan documents and assignments thereof that are
contemplated by the Pooling and Servicing Agreement to be completed
after
the
Closing Date.
(iii) The execution and delivery of this Agreement by the
Purchaser,
and the
performance and compliance with the terms of this agreement by
the
Purchaser,
will not violate the Purchaser's certificate of incorporation
or by-laws
or constitute a default (or an event which, with notice or
lapse of
time, or both, would constitute a default) under, or result in
the breach
of, any material agreement or other instrument to which it is a
party or
which is applicable to it or any of its assets.
(iv) The Purchaser has the full power and authority to enter
into
and
consummate all transactions contemplated by this Agreement, has
duly
authorized
the execution, delivery and performance of this Agreement, and
has duly
executed and delivered this Agreement.
(v) This Agreement, assuming due authorization, execution and
delivery
by the Seller, constitutes a valid, legal and binding
obligation
of the
Purchaser, enforceable against the Purchaser in accordance with
the
terms
hereof, subject to (A) applicable bankruptcy, insolvency,
reorganization, moratorium and other laws affecting the enforcement
of
creditors'
rights generally, and (B) general principles of equity,
regardless
of whether such enforcement is considered in a proceeding in
equity or
at law.
(vi) The Purchaser is not in violation of, and its execution
and
delivery
of this Agreement and its performance and compliance with the
terms of
this Agreement will not constitute a violation of, any law, any
order or
decree of any court or arbiter, or any order, regulation or
demand of
any federal, state or local governmental or regulatory
authority,
which violation, in the Purchaser's good faith and reasonable
judgment,
is likely to affect materially and adversely either the ability
of the
Purchaser to perform its obligations under this Agreement or
the
financial
condition of the Purchaser.
(vii) No litigation is pending with regard to which the
Purchaser
has
received service of process or, to the Purchaser's knowledge,
threatened
against the Purchaser which would prohibit the Purchaser from
entering
into this Agreement or, in the Purchaser's good faith and
reasonable
judgment, is likely to materially and adversely affect either
the
ability of the Purchaser to perform its obligations under this
Agreement
or the financial condition of the Purchaser.
(viii) The Purchaser has not dealt with any broker, investment
banker,
agent or other person, other than the Underwriters and their
respective
affiliates, that may be entitled to any commission or
compensation in connection with the sale of the Mortgage Loans or
the
consummation of any of the transactions contemplated hereby.
SECTION 6. Accountants' Letters.
The parties hereto shall cooperate with Deloitte & Touche
(the
"Accountants") in making available all
information and taking all steps
reasonably necessary to permit the
Accountants to deliver the letters required
by the Underwriting Agreement.
SECTION 7. Closing.
The closing of the sale of the Mortgage Loans (the "Closing")
shall
be held at the offices of Cadwalader,
Wickersham & Taft LLP, 227 West Trade
Street, Suite 2400, Charlotte, North
Carolina 28202 at 10:00 a.m., Charlotte
time, on the Closing Date.
The Closing shall be subject to each of the following
conditions,
which can only be waived or modified by
mutual consent of the parties hereto.
(i) All of the representations and warranties of the Seller and
of
the
Purchaser specified in Sections 4 and 5 hereof shall be true
and
correct as
of the Closing Date;
(ii) All documents specified in Section 8 of this Agreement
(the
"Closing
Documents"), in such forms as are agreed upon and reasonably
acceptable
to the Purchaser and Seller, shall be duly executed and
delivered
by all signatories as required pursuant to the respective terms
thereof;
(iii) The Seller shall have delivered and released to the
Purchaser,
the
Trustee or a Custodian, or the Master Servicer shall have received
to
hold in
trust pursuant to the Pooling and Servicing Agreement, as the
case
may be, all
documents and funds required to be so delivered pursuant to
Sections
2(c), 2(d) and 2(e) hereof;
(iv) [Reserved];
(v) All other terms and conditions of this Agreement required to
be
complied
with on or before the Closing Date shall have been complied
with,
and the
Seller shall have the ability to comply with all terms and
conditions
and perform all duties and obligations required to be complied
with or
performed after the Closing Date;
(vi) The Seller (or an affiliate thereof) shall have paid or
agreed
to pay all
fees, costs and expenses payable to the Purchaser or otherwise
pursuant
to this Agreement; and
(vii) Neither the Certificate Purchase Agreement nor the
Underwriting Agreement shall have been terminated in accordance
with its
terms.
Both parties agree to use their commercially reasonable best
efforts
to perform their respective obligations
hereunder in a manner that will enable
the Purchaser to purchase the Mortgage
Loans on the Closing Date.
SECTION 8. Closing Documents.
(a) The Closing Documents shall consist of the following, and
can
only be waived and modified by mutual
consent of the parties hereto:
(b) This Agreement, duly executed and delivered by the Purchaser
and
the Seller, and the Pooling and Servicing
Agreement, duly executed and delivered
by the Purchaser and all the other parties
thereto; and
(c) An Officer's Certificate executed by an authorized officer
of
the Seller, in his or her individual
capacity, and dated the Closing Date, upon
which the Underwriters, and BACM may rely,
attaching thereto as exhibits the
organizational documents of the Seller;
and
(d) Certificate of good standing regarding the Seller from the
Comptroller of the Currency, dated not
earlier than 30 days prior to the Closing
Date; and
(e) A certificate of the Seller, executed by an executive officer
or
authorized signatory of the Seller and
dated the Closing Date, and upon which
the Purchaser, the Underwriters and the
Initial Purchasers may rely to the
effect that (i) the representations and
warranties of the Seller in the
Agreement are true and correct in all
material respects at and as of the date
hereof with the same effect as if made on
the date hereof, and (ii) the Seller
has, in all material respects, complied
with all the agreements and satisfied
all the conditions on its part required
under the Agreement to be performed or
satisfied at or prior to the date hereof;
and
(f) A written opinion of counsel for the Seller, subject to
such
reasonable assumptions and qualifications
as may be requested by counsel for the
Seller, each as reasonably acceptable to
counsel for the Purchaser, the
Underwriters and the Initial Purchasers,
dated the Closing Date and addressed to
the Purchaser, the Underwriters, the
Trustee, the Initial Purchasers, and each
Rating Agency; and
(g) Any other opinions of counsel for the Seller reasonably
requested by the Rating Agencies in
connection with the issuance of the
Certificates; and
(h) Such further certificates, opinions and documents as the
Purchaser may reasonably request; and
(i) The Indemnification Agreement, duly executed by the
respective
parties thereto; and
(j) One or more comfort letters from the Accountants dated the
date
of any preliminary Prospectus Supplement,
Prospectus Supplement and Memorandum
respectively, and addressed to, and in form
and substance acceptable to the
Purchaser and the Underwriters in the case
of the preliminary Prospectus
Supplement and the Prospectus Supplement
and to the Purchaser and the Initial
Purchasers in the case of the Memorandum
stating in effect that, using the
assumptions and methodology used by the
Purchaser, all of which shall be
described in such letters, they have
recalculated such numbers and percentages
relating to the Mortgage Loans set forth in
any preliminary Prospectus
Supplement, the Prospectus Supplement and
the Memorandum, compared the results
of their calculations to the corresponding
items in any preliminary Prospectus
Supplement, the Prospectus Supplement and
the Memorandum, respectively, and
found each such number and percentage set
forth in any preliminary Prospectus
Supplement, the Prospectus Supplement and
the Memorandum, respectively, to be in
agreement with the results of such
calculations.
SECTION 9. Costs.
The parties hereto acknowledge that all costs and expenses
(including the fees of the attorneys)
incurred in connection with the
transactions contemplated hereunder
(including without limitation, the issuance
of the Certificates as contemplated by the
Pooling and Servicing Agreement)
shall be allocated and as set forth in a
separate writing between the parties.
SECTION 10. Notices.
All demands, notices and communications hereunder shall be in
writing and shall be deemed to have been
duly given if personally delivered to
or mailed, by registered mail, postage
prepaid, by overnight mail or courier
service, or transmitted by facsimile and
confirmed by a similar mailed writing,
if to the Purchaser, addressed to Banc of
America Commercial Mortgage Inc., 214
North Tryon Street, NC1-027-22-03,
Charlotte, North Carolina 28255, Attention:
Stephen Hogue, telecopy number: (704)
386-1094, or such other address as may
hereafter be furnished to the Seller in
writing by the Purchaser; if to the
Seller, addressed to Bank of America, N.A.,
214 North Tryon Street,
NC1-027-22-03, Charlotte, North Carolina
28255, Attention: Stephen Hogue,
telecopy number: (704) 386-1094 (with
copies to Paul E. Kurzeja, Esq., Assistant
General Counsel, at Bank of America
Corporate Center, 100 North Tryon Street,
20th Floor, NC1-007-20-01, Charlotte, North
Carolina 28255 and to Henry A.
LaBrun, Esq., Cadwalader, Wickersham &
Taft LLP, 227 West Trade Street, Suite
2400, Charlotte, North Carolina 28202) or
to such other addresses as may
hereafter be furnished to the Purchaser by
the Seller in writing.
SECTION 11. Representations, Warranties and Agreements to
Survive
Delivery.
All representations, warranties and agreements contained in
this
Agreement, incorporated herein by reference
or contained in the certificates of
officers of the Seller submitted pursuant
hereto, shall remain operative and in
full force and effect and shall survive
delivery of the Mortgage Loans by the
Seller to the Purchaser or, at the
direction of the Purchaser, to the Trustee.
SECTION 12. Severability of Provisions.
Any part, provision, representation, warranty or covenant of
this
Agreement that is prohibited or which is
held to be void or unenforceable shall
be ineffective to the extent of such
prohibition or unenforceability without
invalidating the remaining provisions
hereof. Any part, provision,
representation, warranty or covenant of
this Agreement that is prohibited or
unenforceable or is held to be void or
unenforceable in any particular
jurisdiction shall, as to such
jurisdiction, be ineffective to the extent of
such prohibition or unenforceability
without invalidating the remaining
provisions hereof, and any such prohibition
or unenforceability in any
particular jurisdiction shall not
invalidate or render unenforceable such
provision in any other jurisdiction. To the
extent permitted by applicable law,
the parties hereto waive any provision of
law which prohibits or renders void or
unenforceable any provision hereof.
SECTION 13. Counterparts.
This Agreement may be executed in any number of counterparts,
each
of which shall be deemed to be an original,
but all of which together shall
constitute one and the same instrument.
SECTION 14. GOVERNING LAW.
THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED UNDER THE LAWS
OF
THE STATE OF NEW YORK WITHOUT REGARD TO
CONFLICT OF LAW PRINCIPLES (OTHER THAN
TITLE 14 OF ARTICLE 5 OF THE NEW YORK
GENERAL OBLIGATIONS LAW, PURSUANT TO WHICH
THE PARTIES HERETO HAVE CHOSEN THE LAWS OF
THE STATE OF NEW YORK AS THE
GOVERNING LAW OF THIS AGREEMENT). TO THE
FULLEST EXTENT PERMITTED UNDER
APPLICABLE LAW, EACH OF THE PURCHASER AND
THE SELLER HEREBY IRREVOCABLY (I)
SUBMITS TO THE JURISDICTION OF ANY NEW YORK
STATE AND FEDERAL COURTS SITTING IN
NEW YORK CITY WITH RESPECT TO MATTERS
ARISING OUT OF OR RELATING TO THIS
AGREEMENT; (II) AGREES THAT ALL CLAIMS WITH
RESPECT TO SUCH ACTION OR PROCEEDING
MAY BE HEARD AND DETERMINED IN SUCH NEW
YORK STATE OR FEDERAL COURTS; (III)
WAIVES, TO THE FULLEST POSSIBLE EXTENT, THE
DEFENSE OF AN INCONVENIENT FORUM;
AND (IV) AGREES THAT A FINAL JUDGMENT IN
ANY SUCH ACTION OR PROCEEDING SHALL BE
CONCLUSIVE AND MAY BE ENFORCED IN OTHER
JURISDICTIONS BY SUIT ON THE JUDGMENT OR
IN ANY OTHER MANNER PROVIDED BY LAW.
SECTION 15. Further Assurances.
The Seller and the Purchaser agree to execute and deliver such
instruments and take such further actions
as the other party may, from time to
time, reasonably request in order to
effectuate the purposes and to carry out
the terms of this Agreement.
SECTION 16. Successors and Assigns.
The rights and obligations of the Seller under this Agreement
shall
not be assigned by the Seller without the
prior written consent of the
Purchaser, except that any person into
which the Seller may be merged or
consolidated, or any corporation or other
entity resulting from any merger,
conversion or consolidation to which the
Seller is a party, or any person
succeeding to all or substantially all of
the business of the Seller, shall be
the successor to the Seller hereunder. In
connection with its transfer of the
Mortgage Loans to the Trust as contemplated
by the recitals hereto, the
Purchaser shall have the right to assign
its rights and obligations under this
Agreement to the Trustee for the benefit of
the Certificateholders. To the
extent of any such assignment, the Trustee
or its designee (including, without
limitation, the Special Servicer) shall be
deemed to be the Purchaser hereunder
with the right for the benefit of the
Certificateholders to enforce the
obligations of the Seller under this
Agreement as contemplated by Section 2.03
of the Pooling and Servicing Agreement.
Subject to the foregoing, this Agreement
shall bind and inure to the benefit of and
be enforceable by the Seller, the
Purchaser, and their permitted successors
and assigns.
SECTION 17. Amendments.
No term or provision of this Agreement may be waived or
modified
unless such waiver or modification is in
writing and signed by a duly authorized
officer of the party against whom such
waiver or modification is sought to be
enforced.
SECTION 18. Intention Regarding Conveyance of Mortgage Loans.
The parties hereto intend that the conveyance by the Seller
agreed
to be made hereby shall be, and be
construed as a sale by the Seller of all of
the Seller's right, title and interest in
and to the Mortgage Loans. It is,
further, not intended that such conveyance
be deemed a pledge of the Mortgage
Loans by the Seller to the Purchaser to
secure a debt or other obligation of the
Seller, as the case may be. However, in the
event that notwithstanding the
intent of the parties, the Mortgage Loans
are held to be property of the Seller,
or if for any reason this Agreement is held
or deemed to create a security
interest in the Mortgage Loans, then it is
intended that, (i) this Agreement
shall also be deemed to be a security
agreement within the meaning of Article 9
of the New York Uniform Commercial Code and
the Uniform Commercial Code of any
other applicable jurisdiction; and (ii) the
conveyance provided for in this
Section shall be deemed to be a grant by
the Seller to the Purchaser of a
security interest in all of its right
(including the power to convey title
thereto), title and interest, whether now
owned or hereafter acquired, in and to
(A) the Mortgage Notes, the Mortgages, any
related insurance policies and all
other documents in the related Mortgage
Files, (B) all amounts payable to the
holders of the Mortgage Loans in accordance
with the terms thereof (other then
scheduled payments of interest and
principal due on or before the Cut-off Date)
and (C) all proceeds of the conversion,
voluntary or involuntary, of the
foregoing into cash, instruments,
securities or other property, whether in the
form of cash, instruments, securities or
other property. The Seller and the
Purchaser shall, to the extent consistent
with this Agreement, take such actions
as may be necessary to ensure that, if this
Agreement were deemed to create a
security interest in the Mortgage Loans,
such security interest would be deemed
to be a perfected security interest of
first priority under applicable law and
will be maintained as such throughout the
term of this Agreement and the Pooling
and Servicing Agreement. In connection
herewith, the Purchaser shall have all of
the rights and remedies of a secured party
and creditor under the Uniform
Commercial Code as in force in the relevant
jurisdiction.
SECTION 19. Cross-Collateralized Mortgage Loans.
Notwithstanding anything herein to the contrary, it is hereby
acknowledged that certain groups of
Mortgage Loans are, in the case of each such
particular group of Mortgage Loan (each a
"Cross-Collateralized Group"), by
their terms, cross-defaulted and
cross-collateralized. Each Cross-Collateralized
Group is identified on the Mortgage Loan
Schedule. For purposes of reference,
the Mortgaged Property that relates or
corresponds to any of the Mortgage Loans
referred to in this Section 19 shall be the
property identified in the Mortgage
Loan Schedule as corresponding thereto. The
provisions of this Agreement,
including without limitation, each of the
representations and warranties set
forth in Schedule II hereto and each of the
capitalized terms used but not
defined herein but defined in the Pooling
and Servicing Agreement, shall be
interpreted in a manner consistent with
this Section 19. In addition, if there
exists with respect to any
Cross-Collateralized Group only one original of any
document referred to in the definition of
"Mortgage File" in the Pooling and
Servicing Agreement and covering all the
Mortgage Loans in such
Cross-Collateralized Group, then the
inclusion of the original of such document
in the Mortgage File for any of the
Mortgage Loans in such Cross-Collateralized
Group shall be deemed an inclusion of such
original in the Mortgage File for
each such Mortgage Loan.
"Cross-Collateralized Mortgage Loan" shall mean any
Mortgage Loan that is cross-collateralized
and cross-defaulted with one or more
other Mortgage Loans.
SECTION 20. Entire Agreement.
Except as specifically stated otherwise herein, this Agreement
sets
forth the entire understanding of the
parties relating to the subject matter
hereof, and all prior understandings,
written or oral, are superseded by this
Agreement. This Agreement may not be
modified, amended, waived or supplemented
except as provided herein.
SECTION 21. WAIVER OF TRIAL BY JURY.
THE PARTIES HERETO HEREBY WAIVE, TO THE FULLEST EXTENT PERMITTED
BY
LAW, THE RIGHT TO TRIAL BY JURY IN ANY
ACTION, PROCEEDING OR COUNTERCLAIM,
WHETHER IN CONTRACT, TORT OR OTHERWISE,
RELATING DIRECTLY OR INDIRECTLY TO THIS
AGREEMENT OR THE TRANSACTIONS CONTEMPLATED
HEREBY.
SECTION 22. Miscellaneous.
Notwithstanding any contrary provision of this Agreement or the
Pooling and Servicing Agreement, the
Purchaser shall not consent to any
amendment of the Pooling and Servicing
Agreement which will increase the
obligations of, or otherwise materially
adversely affect the Seller without the
consent of the Seller.
SECTION 23. Barceloneta Loan.
(a) With
respect to Loan No. 58893 on the Mortgage Loan Schedule (the
"Barceloneta Loan"), the Seller hereby
agrees to indemnify the Trust for any and
all costs and expenses incurred by the
Trust, including interest on Advances,
Special Servicing Fees, Additional Trust
Fund Expenses and the costs and
expenses of the Special Servicer in
connection with, or arising out of the
enactment after the Closing Date of, any
law of the Commonwealth of Puerto Rico
or any political subdivision thereof
changing in any way the laws relating to
the taxation of mortgages or security
agreements or debts secured by mortgages
or security agreements or the interest of a
lender or secured party in the
property covered thereby or interest
charged under a loan or requiring any
withholding of taxes by a borrower in
respect of a loan, which, in each case,
applies to the Barceloneta Loan (any such
enacted legislation, the "Puerto Rico
Tax Legislation"); provided that the
foregoing indemnification shall not apply
to Special Servicing Fees and other costs
and expenses incurred by the Special
Servicer that (i) are incurred as a result
of the failure of the related
mortgagor under the Barceloneta Loan to
make certain "gross-up" payments
pursuant to Section 17.4 of the Barceloneta
Loan loan agreement (such payments,
the "Barceloneta Gross-Up Payments") and
(ii) are incurred prior to the date
that the failure of the related mortgagor
to make such Barceloneta Gross-Up
Payment shall constitute a Servicing
Transfer Event with respect to the
Barceloneta Loan in accordance with clause
(iii) of the definition of "Servicing
Transfer Event."
(b) As
specified in Section 3.31(a) of the Pooling and Servicing
Agreement, the Seller will have the option,
exercisable in its sole discretion,
to make Barceloneta Gross-Up Payments that
are required to be made by the
mortgagor under the terms of the loan
agreement for the Barceloneta Loan, to the
extent the mortgagor fails to make such
payments. As specified in Section
3.31(b) of the Pooling and Servicing
Agreement, the Seller will have the option,
exercisable in its sole discretion, to
purchase the Barceloneta Loan upon the
enactment of the Puerto Rico Legislation,
so long as an event of default under
the Barceloneta Loan has occurred and is
continuing.
The Seller
further represents that as of the Closing Date and as of any
date thereafter on which the Barceloneta
Loan is included as part of the Trust
Fund (i) the obligation of the mortgagor
under the Barceloneta Loan to make the
Barceloneta Gross-Up Payments and (ii) the
ability of the mortgagee under such
loan agreement to accelerate the maturity
of the Barceloneta Loan as a result of
the mortgagor's failure to make any
Barceloneta Gross-Up Payments required by
such loan agreement (the preceding clauses
(i) and (ii) are hereinafter referred
to collectively as the "Barceloneta
Representation Remedies"), in each case, are
enforceable in accordance with their terms
under such loan agreement, except as
such enforcement may be limited by (a)
anti-deficiency laws or bankruptcy,
receivership, conservatorship,
reorganization, insolvency, moratorium or other
similar laws affecting the enforcement of
creditors' rights generally, and by
(b) general principles of equity
(regardless of whether such enforcement is
considered in a proceeding in equity or at
law) (the preceding clauses (a) and
(b) are hereinafter referred to
collectively as the "Barceloneta Representation
Qualifications"); provided that the
Barceloneta Representation Qualifications
shall not apply to the foregoing
representation regarding the enforceability of
the Barceloneta Representation Remedies to
the extent that the enforceability of
such remedies is prohibited solely due to
(1) the Puerto Rico Tax Legislation
expressly prohibiting the exercise of such
remedies or (2) a final,
non-appealable determination by a court of
competent jurisdiction that the
Puerto Rico Tax Legislation prohibits the
exercise of such remedies.
[SIGNATURES COMMENCE ON THE FOLLOWING PAGE]
<PAGE>
IN WITNESS
WHEREOF, the Seller and the Purchaser have caused their names
to be signed hereto by their respective
duly authorized officers as of the date
first above written.
BANK OF AMERICA, N.A.
By:
/s/
-----------------------------------
Name: Stephen L.
Hogue
Title: Principal
BANC OF AMERICA COMMERCIAL
MORTGAGE INC.
By:
/s/
-----------------------------------
Name: Edward Vaccaro
Title: Vice President
<PAGE>
SCHEDULE I
MORTGAGE LOAN SCHEDULE
<TABLE>
<CAPTION>
Sequence
Number Loan Number
Loan
Seller Property
Name
-------- ----------- ---------------
------------------------------------------------------------
<S>
<C>
<C>
<C>
1
58851 Bank of
America Pacific
Arts Plaza
3
59039 Bank of America Sotheby's Building
4
59001 Bank of
America
Peachtree Mall
5
58676 Bank of
America One
Liberty Center
6
58992 Bank of
America The
Terrace Apartments
7
58923 Bank of America NYU Housing - 201 East 14th
Street
10
58893 Bank of
America
Barceloneta Outlet Center
12
58825 Bank of
America
Capistrano I Office Buildings
13
58972 Bank of
America Town
Center
14
58974 Bank of
America Beltway
Plaza I & II
15
59042 Bank of
America Old Mill
Corporate Center III
16
14943 Bank of
America Park
Place Shopping Center
17
58895 Bank of
America The Club
at Copperleaf
18
58990 Bank of
America Skyline
Terrace Apartments
19
13161 Bank of
America Newport
Cove Apartments
20
58767 Bank of
America
Steeplechase Apartments
21
59038 Bank of
America
Fontenelle Hills Apartments
24
59068 Bank of
America Palm
Valley Office Park
26
58829 Bank of
America Valley
View Commerce Center
29
58986 Bank of
America Prairie
Stone Commons
30
58823 Bank of
America Anaheim
Hills Business Center
34
13071 Bank of
America
Highpoint Center
36
59099 Bank of
America Shops at
Metropolis
37
58975 Bank of
America
Northpark Plaza I & II
38
13828 Bank of America Friar's Branch Crossing
39
14024 Bank of
America Mission
Lake Center
40
59027 Bank of
America 25
Lindsley Drive
41
59073 Bank
of
