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MORTGAGE LOAN PURCHASE AGREEMENT

Mortgage Loan Purchase Agreement

MORTGAGE LOAN PURCHASE AGREEMENT | Document Parties: WACHOVIA BANK, NATIONAL ASSOCIATION | WACHOVIA ASSET SECURITIZATION ISSUANCE, LLC, You are currently viewing:
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WACHOVIA BANK, NATIONAL ASSOCIATION | WACHOVIA ASSET SECURITIZATION ISSUANCE, LLC,

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Title: MORTGAGE LOAN PURCHASE AGREEMENT
Governing Law: New York     Date: 7/9/2004

MORTGAGE LOAN PURCHASE AGREEMENT, Parties: wachovia bank  national association , wachovia asset securitization issuance  llc
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                                                                  EXECUTION COPY

 

 

 

 

 

 

 

 

 

 

 

                  WACHOVIA ASSET SECURITIZATION ISSUANCE, LLC,

 

                                  as Purchaser,

 

                                       and

 

                       WACHOVIA BANK, NATIONAL ASSOCIATION,

 

                             as Seller and Servicer,

 

 

 

                       ----------------------------------

 

                        MORTGAGE LOAN PURCHASE AGREEMENT

 

                       ----------------------------------

 

 

                            Dated as of June 24, 2004

 

<PAGE>

 

 

                                TABLE OF CONTENTS

 

 

                                                                            Page

 

                                     ARTICLE I

                                   DEFINITIONS

 

Section 1.1 Definitions........................................................1

 

Section 1.2 Other Definitional Provisions......................................2

 

                                    ARTICLE II

                  SALE OF MORTGAGE LOANS AND RELATED PROVISIONS

 

Section 2.1 Sale of Mortgage Loans.............................................2

 

Section 2.2 Sale of Subsequent Mortgage Loans..................................5

 

Section 2.3 Payment of Purchase Price..........................................7

 

Section 2.4 Allocation.........................................................8

 

Section 2.5 Draws During the Rapid Amortization Period.........................8

 

Section 2.6 Security Interest..................................................8

 

                                   ARTICLE III

               REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH

 

Section 3.1 Representations and Warranties of the Seller.......................9

 

                                   ARTICLE IV

                               SELLER'S COVENANTS

 

Section 4.1 Covenants of the Seller...........................................17

 

                                    ARTICLE V

                                    [RESERVED]

 

                                   ARTICLE VI

                             LIMITATION OF LIABILITY

 

Section 6.1 Limitation on Liability of the Seller.............................18

 

                                   ARTICLE VII

                                    TERMINATION

 

Section 7.1 Termination.......................................................18

 

                                  ARTICLE VIII

                            MISCELLANEOUS PROVISIONS

 

Section 8.1 Amendment.........................................................18

 

Section 8.2 GOVERNING LAW.....................................................18

 

Section 8.3 Notices...........................................................19

 

 

                                       -i-

 

<PAGE>

 

 

                               TABLE OF CONTENTS

                                  (continued)

 

                                                                            Page

 

Section 8.4 Severability of Provisions........................................20

 

Section 8.5 Relationship of Parties...........................................20

 

Section 8.6 Counterparts......................................................20

 

Section 8.7 Further Agreements................................................20

 

Section 8.8 Intention of the Parties..........................................20

 

Section 8.9 Successors and Assigns; Assignment of this Agreement..............21

 

Section 8.10Survival..........................................................21

 

Section 8.11Third-Party Beneficiary...........................................21

 

 

 

EXHIBIT 1    MORTGAGE LOAN SCHEDULE...........................................1-1

 

EXHIBIT 2    FORM OF SUBSEQUENT TRANSFER AGREEMENT............................2-1

 

EXHIBIT 3    FORM OF ADDITION NOTICE..........................................3-1

 

EXHIBIT 4    FORM OF INITIAL CERTIFICATION....................................4-1

 

EXHIBIT 5    FORM OF FINAL CERTIFICATION......................................5-1

 

EXHIBIT 6    Standard & Poor's LEVELS(R)Glossary, Version 5.6

              Revised, Appendix E............................................6-1

 

                                      -ii-

 

<PAGE>

 

 

                  This   Mortgage   Loan Purchase   Agreement   (this   "Agreement"),

dated   as of June 24,   2004,   is made by and   between   Wachovia   Bank,   National

Association, as seller (in such capacity, the "Seller") and as servicer (in such

capacity, the "Servicer"),   and Wachovia Asset Securitization   Issuance, LLC, as

purchaser (the "Purchaser" or the "Depositor").

 

 

                                   WITNESSETH:

 

                  WHEREAS,   the Seller,   in the ordinary   course of its business

acquires and   originates   mortgage   loans and acquired or originated   all of the

mortgage loans listed on the Mortgage Loan Schedule attached as Exhibit 1 hereto

(the "Initial Mortgage Loans");

 

                  WHEREAS,   the Seller   owns the   Initial   Mortgage   Loans,   the

Cut-Off   Date   Principal   Balances   and the   Related   Documents   for the Initial

Mortgage Loans,   including rights to (a) any property acquired by foreclosure or

deed in lieu of foreclosure or otherwise,   and (b) the proceeds of any insurance

policies covering the Initial Mortgage Loans;

 

                  WHEREAS,   the parties   hereto desire that: (i) the Seller sell

the   Cut-Off   Date   Principal   Balances   of the   Initial   Mortgage   Loans to the

Purchaser on the Closing Date pursuant to the terms of this   Agreement   together

with the Related Documents,   and all Additional Balances relating to the Initial

Mortgage   Loans   created   on or after   the   Cut-Off   Date and prior to the Rapid

Amortization   Period,   (ii) the   Seller   may sell the   applicable   Cut-Off   Date

Principal   Balances of the Subsequent   Mortgage Loans to the Purchaser on one or

more Subsequent   Transfer Dates pursuant to the terms of the related   Subsequent

Transfer   Agreement   and all   Additional   Balances   relating   to the   Subsequent

Mortgage   Loans created on or after the applicable   Subsequent   Cut-Off Date and

prior to the   Rapid   Amortization   Period   and   (iii) the   Seller   make   certain

representations   and   warranties   on the   Closing   Date   and on each   Subsequent

Transfer Date as applicable;

 

                  WHEREAS,   pursuant to the terms of the Trust Agreement and the

applicable   Subsequent   Transfer   Agreement,   the   Depositor   will   transfer the

Mortgage Loans and other Transferred   Property to the Issuer and the Issuer will

issue the Certificates;

 

                  WHEREAS, pursuant to the terms of the Servicing Agreement, the

Servicer will service the Mortgage Loans;

 

                  WHEREAS,   pursuant to the terms of the   Indenture,   the Issuer

will issue the Notes, secured by the Trust Estate;

 

                  NOW,   THEREFORE,   in   consideration   of the   mutual   covenants

herein contained, the parties hereto agree as follows:

 

                                   ARTICLE I

 

                                   DEFINITIONS

 

           Section 1.1 Definitions.   For all purposes of this Agreement,   except

as otherwise expressly provided herein or unless the context otherwise requires,

capitalized   terms not otherwise defined herein shall have the meanings assigned

to such terms in the definitions   contained in Appendix A to the indenture dated

as of June 24,   2004 (the   "Indenture"),   among   Wachovia   Asset   Securitization

Issuance,   LLC 2004-HE1 Trust, a Delaware   statutory trust (the "Issuer"),   U.S.

Bank

 

 

                                       1

<PAGE>

 

National Association, a national banking association,   as indenture trustee (the

"Indenture   Trustee") and Wachovia Bank, National   Association,   as paying agent

(the "Paying   Agent"),   which is   incorporated   by reference   herein.   All other

capitalized terms used herein shall have the meanings specified herein.

 

           Section 1.2 Other Definitional Provisions.   All terms defined in this

Agreement   (including   those   incorporated by reference)   shall have the defined

meanings   when   used in any   certificate   or other   document   made or   delivered

pursuant hereto unless otherwise defined therein.

 

           As used in this   Agreement and in any   certificate   or other document

made or delivered   pursuant hereto or thereto,   accounting   terms not defined in

this   Agreement or in any such   certificate   or other   document,   and accounting

terms   partly   defined in this   Agreement   or in any such   certificate   or other

document, to the extent not defined, shall have the respective meanings given to

them under GAAP. To the extent that the definitions of accounting   terms in this

Agreement or in any such certificate or other document are inconsistent with the

meanings of such terms under GAAP, the   definitions   contained in this Agreement

or in any such certificate or other document shall control.

 

           The words "hereof," "herein," "hereunder" and words of similar import

when used in this Agreement   shall refer to this Agreement as a whole and not to

any   particular   provision   of this   Agreement;   Section and Exhibit   references

contained in this   Agreement   are   references   to Sections and Exhibits in or to

this Agreement   unless   otherwise   specified;   the term   "including"   shall mean

"including   without   limitation";   "or"   shall   include   "and/or";   and the term

"proceeds" shall have the meaning ascribed thereto in the UCC.

 

           The   definitions   contained in this   Agreement are   applicable to the

singular as well as the plural forms of such terms and to the   masculine as well

as the feminine and neuter genders of such terms.

 

            Any agreement, instrument or statute defined or referred to herein or

in any   instrument or   certificate   delivered in connection   herewith means such

agreement,   instrument   or statute   as from time to time   amended,   modified   or

supplemented and includes (in the case of agreements or instruments)   references

to all attachments thereto and instruments incorporated therein; references to a

Person are also to its permitted successors and assigns.

 

                                   ARTICLE II

 

                   SALE OF MORTGAGE LOANS AND RELATED PROVISIONS

 

           Section 2.1 Sale of Mortgage Loans.

 

           (a) The Seller, by the execution and delivery of this Agreement, does

hereby sell, transfer,   assign, set over, and otherwise convey to the Purchaser,

without recourse (except as expressly provided herein),   all of its right, title

and interest,   whether now owned or existing or hereafter created,   arising,   or

acquired, in, to and under the Initial Transferred Property;   provided, however,

that the Purchaser   does not assume the   obligation   under any Loan Agreement to

fund Draws by the Mortgagor   thereunder or any other obligation arising under or

related to the Related

 

 

                                       2

<PAGE>

 

Documents,   and the   Purchaser   shall not be   obligated or permitted to fund any

such Draws,   it being agreed that the Seller will retain the   obligation to fund

future Draws.

 

           (b) The Initial Mortgage Loans,   including the Cut-Off Date Principal

Balances   of   such   Initial   Mortgage   Loans,   and   all   other   related   Initial

Transferred Property, shall be sold by the Seller and purchased by the Purchaser

on the Closing Date. The Subsequent   Mortgage Loans,   including the Cut-Off Date

Principal   Balances of such   Subsequent   Mortgage   Loans,   and all other related

Subsequent   Transferred   Property,   shall be sold by the Seller and purchased by

the Purchaser on the related Subsequent   Transfer Date.   Additional Balances and

the related   Transferred   Property   arising   after the   Cut-Off   Date or related

Subsequent   Cut-Off   Date,   as   applicable,    through   and   including   the   date

immediately preceding the commencement of the Rapid Amortization Period shall be

sold by the Seller and   purchased   by the   Purchaser on the later of the Closing

Date (or with respect to Subsequent   Mortgage Loans,   the applicable   Subsequent

Transfer Date) and the date of creation of such Additional Balance.

 

           (c) In   connection   with the   conveyance by the Seller of the Initial

Mortgage Loans and any Subsequent   Mortgage Loans, the Seller further agrees, at

its own   expense,   on or prior to the Closing   Date with   respect to the Cut-Off

Date   Principal   Balances of the Initial   Mortgage   Loans and on or prior to the

related Subsequent Cut-Off Date in the case of any Subsequent Mortgage Loans, to

indicate in its books and records that the Initial Mortgage Loans have been sold

to the Purchaser pursuant to this Agreement,   and, in the case of the Subsequent

Mortgage Loans,   pursuant to the related   Subsequent   Transfer   Agreement and to

deliver to the Purchaser   true and complete   lists of all of the Mortgage   Loans

specifying for each Mortgage Loan the information contained in the Mortgage Loan

Schedule.   The   Mortgage   Loan   Schedule   shall be marked   as   Exhibit 1 to this

Agreement and is hereby incorporated into and made a part of this Agreement.

 

           (d) In   connection   with the   conveyance by the Seller of the Initial

Mortgage Loans and any Subsequent   Mortgage Loans, the Seller shall on behalf of

the   Purchaser   deliver to and deposit   with the   Servicer   prior to the Closing

Date,   in the   case of an   Initial   Mortgage   Loan,   and   prior   to the   related

Subsequent   Transfer   Date,   in the case of a   Subsequent   Mortgage   Loan,   with

respect to (i) below,   or within 90 days of the   Closing   Date in the case of an

Initial Mortgage Loan, and, 90 days of the related Subsequent   Transfer Date, in

the case of a Subsequent   Mortgage Loan, with respect to (ii) through (v) below,

the following documents or instruments with respect to each Mortgage Loan:

 

               (i) the   original   Loan   Agreement   endorsed or assigned   without

recourse in blank (which   endorsement shall contain either an original signature

or a   facsimile   signature   of an   authorized   officer   of the   Seller and which

assignment   may be included in one or more blanket   assignments   if permitted by

applicable   law) or, with respect to any Mortgage   Loan as to which the original

Loan Agreement has been permanently lost or destroyed and has not been replaced,

a Lost Note Affidavit;   provided that any such   endorsement or assignment may be

completed after the Closing Date or Subsequent Transfer Date, as applicable,   so

long as such   endorsement or assignment is completed prior to the earlier of (A)

90 days after the Closing Date or Subsequent   Transfer Date, as applicable,   and

(B) the date on which the   Servicer is required   to prepare the   Assignments   of

Mortgage pursuant to Section 3.17 of the Servicing Agreement;

 

               (ii) the original   Mortgage with   evidence of recording   thereon,

or, if the original

 

 

                                       3

<PAGE>

 

Mortgage has not yet been returned from the public   recording   office, a copy of

the original   Mortgage   certified by the Seller that such Mortgage has been sent

for   recording,   or a county   certified   copy of such   Mortgage in the event the

recording office keeps the original or if the original is lost;

 

               (iii)   originals of any   intervening   assignments of the Mortgage

from the originator to the Seller,   with evidence of recording   thereon,   or, if

the original of any such   intervening   assignment has not yet been returned from

the public   recording   office,   a copy of such original   intervening   assignment

certified by the Seller that such original intervening   assignment has been sent

for recording; and

 

               (iv) a true and correct   copy of each   assumption,   modification,

consolidation or substitution agreement, if any, relating to such Mortgage Loan;

 

               Within 90 days   following   delivery of the Mortgage   Files to the

Servicer   pursuant to the   preceding   paragraph,   the Servicer   shall review the

Mortgage Files and deliver to the Indenture   Trustee and the Enhancer an initial

certification   in the form attached hereto as Exhibit 4 evidencing the status of

the   completeness   of the Mortgage   Files.   If, in the course of such review,   a

material   defect in any Mortgage File is   discovered   which may   materially   and

adversely affect the value of the related Mortgage Loan, or the interests of the

Indenture   Trustee (as pledgee of the   Mortgage   Loans),   the   Noteholders,   the

Enhancer or the   Certificateholders,   including the Seller's   failure to deliver

any document required to be delivered to the Servicer on behalf of the Indenture

Trustee, the Seller shall cure such defect, repurchase the related Mortgage Loan

at the Repurchase Price or substitute an Eligible   Substitute Loan therefor upon

the same terms and   conditions   set forth in Section 3.1 hereof for   breaches of

representations and warranties as to the Mortgage Loans.

 

               Upon   receipt of all   documents   required   to be   included in the

Mortgage   Files and no later   than   within   one year of the   Closing   Date,   the

Servicer   shall   deliver   to the   Indenture   Trustee   and the   Enhancer   a final

certification    in   the   form   attached   hereto   as   Exhibit   5   evidencing   the

completeness of the Mortgage Files.

 

               The Seller on behalf of the   Purchaser   will deliver the original

Loan   Agreements to the Servicer,   endorsed or assigned in blank,   to effect the

transfer to the Purchaser of the Loan   Agreements and all related   Mortgages and

Related Documents.   Concurrently   herewith, the Purchaser has contracted to sell

the   Mortgage   Loans to the   Issuer,   and the Issuer,   in turn,   has Granted its

right,   title and interest in the Mortgage Loans and other Transferred   Property

constituting the Trust Estate to the Indenture Trustee to secure payments on the

Notes.   To   avoid   the   unnecessary   expense   and   administrative   inconvenience

associated   with the execution and recording of multiple   assignment   documents,

the Seller may execute one or more assignments of mortgages naming the Indenture

Trustee as   assignee.   Notwithstanding   the fact that   assignments   of mortgages

naming the Indenture   Trustee as assignee have not been prepared and   delivered,

the parties hereto   acknowledge   and agree that the Mortgage Loans shall for all

purposes be deemed to have been   transferred   from the Seller to the   Purchaser,

from the Purchaser to the Issuer, and from the Issuer to the Indenture Trustee.

 

               In   instances    where   an   original    Mortgage   or   any   original

intervening   assignment   of Mortgage   was not, in   accordance   with clause (iii)

above,   delivered by the Seller to the Servicer,   as provided above,   the Seller

will deliver or cause to be delivered the originals or certified   copies of such

documents to the Servicer   promptly   upon receipt   thereof.   If an Assignment of

Mortgage   is

 

 

                                       4

<PAGE>

 

required to be prepared   under   Section   3.17 of the   Servicing   Agreement,   the

Seller will   promptly   execute such   Assignment   of Mortgage upon request of the

Servicer.

 

               Upon sale of the Initial   Mortgage   Loans,   the ownership of each

related Loan Agreement (subject to the proviso in Section 2.1(a)),   each related

Mortgage   and the contents of the related   Mortgage   File shall be vested in the

Purchaser   and the   ownership of all records and   documents   with respect to the

Mortgage   Loans that are   prepared   by or that come into the   possession   of the

Seller, as the seller of the Mortgage Loans hereunder,   or by the Servicer under

the Servicing   Agreement shall   immediately vest in the Purchaser,   and shall be

retained and   maintained in trust by the Servicer at the will of the   Purchaser,

in such   custodial   capacity   only;   provided,   however,   that if Wachovia is no

longer the Servicer   under the   Servicing   Agreement,   any records and documents

that come into the   possession of the Seller shall be promptly   delivered to the

Servicer.   The Seller's records will accurately reflect the sale of the Mortgage

Loans by it to the Purchaser.

 

               The Purchaser   hereby   acknowledges   its acceptance of all right,

title and interest to the property conveyed to it pursuant to this Section 2.1.

 

               Section 2.2 Sale of Subsequent Mortgage Loans.

 

               (a) Subject to the conditions set forth in paragraphs (b) and (c)

below   (the   satisfaction   of which   (other   than the   conditions   specified   in

paragraphs   (b)(i),   (b)(ii) and   (b)(iii))   shall be   evidenced by an Officer's

Certificate   of the Seller   dated the date of the   related   Subsequent   Transfer

Date),   in   consideration   of the   Purchaser's   payment   of the   purchase   price

provided for in Section 2.3 on one or more Subsequent Transfer Dates, the Seller

may, on the related Subsequent Transfer Date, sell,   transfer,   assign, set over

and convey to the   Purchaser   without   recourse   (except as   expressly   provided

herein), all of the right, title and interest of the Seller whether now owned or

existing   or   hereafter   created,   arising,   or   acquired,   in, to and under the

Subsequent Transferred Property;   provided, however, that the Purchaser does not

assume the   obligation   under any Loan   Agreement to fund Draws by the Mortgagor

thereunder   or any other   obligation   arising   under or related   to the   Related

Documents,   and the   Purchaser   shall not be   obligated or permitted to fund any

such Draws,   it being agreed that the Seller will retain the   obligation to fund

future Draws. Any transfer to the Purchaser by the Seller of Subsequent Mortgage

Loans shall be   absolute,   and is intended   by the   Purchaser   and the Seller to

constitute and to be treated as a sale of such Subsequent   Mortgage Loans by the

Seller to the Purchaser.

 

               The Purchaser on each Subsequent Transfer Date shall acknowledge,

by execution of the related Subsequent Transfer Agreement, its acceptance of all

right,   title and interest to the related   Subsequent   Mortgage   Loans and other

property,   existing on the   Subsequent   Transfer   Date and   thereafter   created,

conveyed to it pursuant to this Section 2.2.

 

               The   Purchaser   shall   be   entitled   to all   scheduled   principal

payments due on and after each   Subsequent   Cut-Off Date,   all other payments of

principal   due and   collected on and after each   Subsequent   Cut-Off   Date,   all

payments of interest on any related   Subsequent   Mortgage   Loans due on or after

the related Subsequent   Cut-Off Date, all interest accruing thereon,   all monies

due or to become due thereon and all collections in respect thereof   received on

or after the Subsequent Cut-Off Date.

 

 

                                       5

<PAGE>

 

               Upon sale of the Subsequent Mortgage Loans, the ownership of each

related Loan Agreement (subject to the proviso in Section 2.1(a)),   each related

Mortgage   and the contents of the related   Mortgage   File shall be vested in the

Purchaser   and the   ownership of all records and   documents   with respect to the

Subsequent   Mortgage Loans that are prepared by or that come into the possession

of the   Seller,   as the   seller   of the   Subsequent   Mortgage   Loans,   or by the

Servicer under the Servicing   Agreement shall immediately vest in the Purchaser,

and shall be retained and maintained in trust by the Servicer at the will of the

Purchaser, in such custodial capacity only; provided,   however, that if Wachovia

is no longer   the   Servicer   under the   Servicing   Agreement,   any   records   and

documents   that   come   into the   possession   of the   Seller   shall   be   promptly

delivered to the Servicer. The Seller's records will accurately reflect the sale

of the Subsequent Mortgage Loans by it to the Purchaser.

 

               (b) The Seller may transfer to the Purchaser, Subsequent Mortgage

Loans and the other   property and rights   related   thereto   described in Section

2.2(a),   and the Purchaser   shall pay for such Subsequent   Mortgage Loans,   only

upon the   satisfaction   of each of the   following   conditions on or prior to the

related Subsequent Transfer Date:

 

               (i) the Seller shall have   provided the   Indenture   Trustee,   the

Issuer,   the Purchaser,   Rating Agencies and the Enhancer with a timely Addition

Notice   substantially   in the form of Exhibit 3, which   notice shall be given no

later than seven   Business Days prior to the related   Subsequent   Transfer Date,

and shall   designate the   Subsequent   Mortgage Loans to be sold to the Purchaser

and the aggregate   Principal Balance of such Subsequent Mortgage Loans as of the

related Subsequent Cut-Off Date;

 

               (ii) the   Seller   shall   have   delivered   to the   Purchaser,   the

Indenture Trustee and the Enhancer a duly executed Subsequent Transfer Agreement

substantially   in the form of Exhibit 2, (A) confirming the satisfaction of each

condition   precedent   and making the   representations   specified in this Section

2.2(b) and in the related   Subsequent   Transfer   Agreement   and (B)   including a

Mortgage Loan Schedule listing the Subsequent Mortgage Loans;

 

               (iii)   as of each   Subsequent   Transfer   Date,   as   evidenced   by

delivery to the Indenture   Trustee of the Subsequent   Transfer   Agreement in the

form of Exhibit 2, the Seller   shall not be   insolvent,   made   insolvent by such

transfer or aware of any pending insolvency;

 

               (iv)   such sale and   transfer   shall   not   result   in a   material

adverse tax   consequence   to the Purchaser or the Issuer or due to any action or

inaction on the part of the Seller, to the Securityholders or the Enhancer;

 

               (v) the Revolving Period shall not have terminated; and

 

               (vi) the   Enhancer   and each Rating   Agency   (each,   an "Approval

Party") shall have   approved the sale of the   Subsequent   Mortgage   Loans (which

approval shall not be   unreasonably   withheld)   within five (5) Business Days of

receipt   of   an   electronic   file   containing   the   information    regarding   the

Subsequent Mortgage Loans that was delivered to each Approval Party prior to the

Closing Date with respect to the Initial   Mortgage Loans;   provided,   that if an

Approval   Party shall not have notified the   respective   Seller within such five

(5) Business   Days that such   Approval   Party does not so approve,   such sale of

Subsequent Mortgage Loans shall be deemed approved by such Approval Party.

 

 

                                        6

<PAGE>

 

               The obligation of the Purchaser to purchase a Subsequent Mortgage

Loan on any Subsequent Transfer Date is subject to the following conditions: (i)

each   such   Subsequent   Mortgage   Loan   must   satisfy   the   representations   and

warranties   specified   in the related   Subsequent   Transfer   Agreement   and this

Agreement;   (ii) the Seller has not selected such Subsequent Mortgage Loans in a

manner   that   it   reasonably   believes   is   adverse   to   the   interests   of   the

Noteholders or the Enhancer; and (iii) as of the related Subsequent Cut-Off Date

each   Subsequent   Mortgage   Loan will satisfy the following   criteria:   (A) such

Subsequent Mortgage Loan may not be 30 or more days contractually   delinquent as

of the related Subsequent Cut-Off Date; (B) the original stated term to maturity

of such Subsequent Mortgage Loan will not exceed 480 months; (C) such Subsequent

Mortgage Loan must have an outstanding   Principal Balance of at least $1,000 and

no more than   $1,000,000 as of the related   Subsequent   Cut-Off   Date;   (D) such

Subsequent   Mortgage Loan will be underwritten   substantially in accordance with

the criteria set forth under " Description   of the Mortgage Loans - Underwriting

Standards" in the Prospectus Supplement; (E) such Subsequent Mortgage Loan shall

not provide for negative   amortization;   and (F)   following   the purchase of the

Subsequent   Mortgage Loan by the issuer, the Mortgage Loans must have a weighted

average   loan   margin,   a weighted   average   remaining   term to   maturity   and a

weighted   average CLTV Ratio at origination,   as of each   respective   Subsequent

Cut-Off Date, which would not vary materially from the Initial Mortgage Loans.

 

               (c) Within   five   Business   Days after each   Subsequent   Transfer

Date,   the Seller   shall   deliver to the   Purchaser,   the Rating   Agencies,   the

Indenture   Trustee   and   the   Enhancer   a copy   of the   Mortgage   Loan   Schedule

reflecting the Subsequent Mortgage Loans in electronic format.

 

               Section 2.3 Payment of Purchase Price.

 

               (a) The   purchase   price (the   "Purchase   Price") for the Initial

Mortgage Loans and the related   Initial   Transferred   Property to be paid by the

Purchaser   to the   Seller   on the   Closing   Date   shall   be an   amount   equal to

one-hundred percent (100%) of the related Cut-Off Date Principal   Balances.   The

Purchase   Price paid for any Subsequent   Mortgage   Loans and related   Subsequent

Transferred Property to be paid by the Purchaser to the Seller on any Subsequent

Transfer Date shall be one-hundred   percent   (100%) of the related   Cut-Off Date

Principal Balances thereof (as identified on the Mortgage Loan Schedule attached

to the related Subsequent   Transfer   Agreement   provided by the Seller).   In the

case of each   Additional   Balance   and the   related   Transferred   Property   sold

hereunder   created on or after the Cut-Off Date or any Subsequent   Cut-Off Date,

as applicable,   and prior to the commencement of the Rapid Amortization   Period,

the Purchase Price thereof shall be 100% of the principal   amount of the related

Draw under the related   Loan   Agreement   on the later of the Closing Date or any

Subsequent   Cut-Off   Date, as   applicable,   and the date of the creation of such

Additional   Balance,   adjusted   to   reflect   such   factors as the Seller and the

Purchaser   mutually agree will result in a purchase   price   determined to be the

fair   market   value   of such   Additional   Balance   and the   related   Transferred

Property.

 

               (b) In   consideration   of the sale of the Initial   Mortgage Loans

and the   related   Transferred   Property   by the Seller to the   Purchaser   on the

Closing Date, the Purchaser   shall pay to the Seller on the Closing Date by wire

transfer of   immediately   available   funds to a bank account   designated   by the

Seller,   the amount   specified   above in paragraph (a) for the Initial   Mortgage

Loans and the related Transferred   Property. In consideration of the sale of any

Subsequent Mortgage Loan and the related   Transferred   Property by the Seller to

the Purchaser on any Subsequent   Transfer   Date, the Purchaser   shall pay to the

Seller   by wire   transfer   of   immediately   available   funds   to a bank

 

 

                                       7

<PAGE>

 

account   designated by the Seller,   the amount   specified above in paragraph (a)

for   the   applicable   Subsequent   Mortgage   Loans   and the   related   Transferred

Property.

 

               (c) [Reserved]

 

               (d) With respect to each Additional Balance transferred hereunder

with respect to any Mortgage Loan,   the Purchaser   shall pay or cause to be paid

to the   Seller or its   designee   the   Purchase   Price   specified   above for such

Additional Balance and the related   Transferred   Property in cash on the Payment

Date in the calendar   month   immediately   following the calendar   month in which

such Additional Balance was created.

 

               (e) The Seller shall have no obligation   to sell any   Transferred

Property to the Purchaser if the Seller is not paid the purchase   price for such

Transferred Property as provided herein.

 

               Section 2.4 Allocation.   Except with respect to Liquidation   Loss

Amounts and   Subsequent   Recovery   Amounts,   the Seller,   the Servicer,   and the

Purchaser agree that all collections on the Mortgage Loans will be allocated and

applied as provided by the terms of the related Loan Agreements or by applicable

law.   Except with respect to Liquidation   Loss Amounts and   Subsequent   Recovery

Amounts,   if the Loan   Agreement or applicable   law does not specify a method of

allocation and application for particular collections, such collections shall be

allocated   and   applied   (i) first to   interest,   pro rata (based on the amounts

coming due on such   date)   among the   amounts   coming due on such date) and (ii)

then to principal, in the order of the dates on which such amounts for principal

were   first   incurred   or,   in   the   case   of   Promotional   Advances,   first   to

Promotional   Advances.   If, as a result of the   provisions   of this Section 2.4,

collections   are   allocated to Excluded   Draws,   such   collections   shall not be

property of the   Purchaser or its assignees and shall be paid by the Servicer to

the Seller as provided in Section 2.5.   Liquidation   Loss Amounts and Subsequent

Recovery   Amounts   shall be allocated as provided in the   definition of Excluded

Amount.

 

               Section 2.5 Draws During the Rapid   Amortization   Period.   During

the Rapid Amortization   Period, any Excluded Draw shall not be deemed Additional

Balances,   and the   ownership   of such   Excluded   Draws shall be retained by the

Seller except as provided herein. Payments and collections allocable pursuant to

Section   2.4 to an   Excluded   Draw   shall not be   deposited   into the   Custodial

Account,   the   Distribution   Account or the Note Payment   Account,   and shall be

distributed   by the   Servicer to the Seller no less   frequently   than monthly in

accordance with reasonable instructions provided by the Seller.

 

               Section 2.6 Security Interest. (a) The parties hereto intend that

the transactions set forth herein and in the Subsequent Transfer Agreements each

constitute   a sale by the Seller to the   Purchaser   of all the   Seller's   right,

title and   interest   in and to the   Mortgage   Loans   and the   other   Transferred

Property, including for accounting purposes, and not a secured borrowing. In the

event the transactions set forth herein or in any Subsequent   Transfer Agreement

are   deemed   not to be a sale,   the   Seller   hereby   grants to the   Purchaser   a

security   interest in the   Transferred   Property   to secure all of the   Seller's

obligations   hereunder,   and this Agreement   shall and hereby does   constitute a

security   agreement under   applicable law. The Seller agrees to take or cause to

be   taken   such   actions   and   to   execute   such   documents,   including   without

limitation the   authorization   and filing of any   continuation   statements   with

respect to the UCC financing statements filed with respect to the Mortgage Loans

by the   Purchaser   on the   Closing   Date,   if any,   and any   amendments   thereto

required

 

 

                                       8

<PAGE>

 

to   reflect a change in the name or   corporate   structure   of the   Seller or the

filing of any   additional   UCC   financing   statements   due to the   change in the

principal   office or jurisdiction of organization of the Seller as are necessary

to perfect and protect   the   Purchaser's   and its   assignee's   interests   in the

Transferred Property. The Seller shall file any such continuation   statements or

amendments on a timely basis.

 

               (b) To the extent   that the Seller   retains   any   interest in the

Transferred Property,   the Seller hereby grants to the Indenture Trustee for the

benefit of the Noteholders a security interest in the Transferred   Property,   to

secure the   performance of all of the   obligations   of the Seller   hereunder and

under the other Basic   Documents.   With respect to this security   interest,   the

Indenture   Trustee   shall have all of the rights that it has under the Indenture

and the Basic   Documents and all of the rights of a secured   creditor   under the

UCC.

 

                                  ARTICLE III

 

                         REPRESENTATIONS AND WARRANTIES;

                               REMEDIES FOR BREACH

 

                Section 3.1   Representations   and   Warranties of the Seller.   The

Seller   represents and warrants to the Purchaser,   as of the Closing Date or, as

applicable,   as of each   Subsequent   Transfer   Date (or if   otherwise   specified

below, as of the date so specified):

 

               (a) As to the Seller:

 

               (i) The Seller is a national   banking   association duly organized

and validly   existing   under the laws of the United   States of America and is in

compliance   with the   laws of each   state in which   any   Mortgaged   Property   is

located to the extent   necessary to ensure the   enforceability   of each Mortgage

Loan;

 

               (ii) The Seller   has the power and   authority   to make,   execute,

deliver and perform its   obligations   under this   Agreement and each   Subsequent

Transfer   Agreement   to   which   it   is a   party   and   all   of   the   transactions

contemplated under this Agreement and each such Subsequent   Transfer   Agreement,

and has   taken   all   necessary   corporate   action to   authorize   the   execution,

delivery and   performance   of this Agreement and each such   Subsequent   Transfer

Agreement;

 

               (iii) The Seller is not   required   to obtain   the   consent of any

other Person or any consents,   licenses,   approvals or   authorizations   from, or

registrations or declarations with, any governmental authority, bureau or agency

in   connection    with   the   execution,    delivery,    performance,    validity   or

enforceability   of this Agreement or each such   Subsequent   Transfer   Agreement,

except   for   such    consents,    licenses,    approvals   or    authorizations,    or

registrations or declarations, as shall have been obtained or filed, as the case

may be;

 

               (iv)   The   execution   and   delivery   of   this   Agreement   and any

Subsequent   Transfer   Agreement   to which it is a party   by the   Seller   and its

performance   and   compliance   with the   terms of this   Agreement   and each   such

Subsequent   Transfer   Agreement   will   not   violate   the   Seller's   Articles   of

Association or Bylaws or constitute a material default (or an event which,   with

notice or lapse of time, or both, would constitute a material default) under, or

result in the   material   breach of,

 

 

                                       9

<PAGE>

 

any material   contract,   agreement or other   instrument to which the Seller is a

party or which may be applicable to the Seller or any of its assets;

 

               (v)   There   are no   pending   or,   to   the   best   of the   Seller's

knowledge,   threatened, actions, suits, proceedings or investigations before any

court, tribunal, administrative agency, arbitrator or governmental body that, if

decided   adversely,   would   materially   and   adversely   affect (A) the condition

(financial or otherwise),   business or operations of the Seller, (B) the ability

of   the   Seller   to   perform   its    obligations    under,    or   the   validity   or

enforceability   of,   the   Basic   Documents   to   which   it is a party   or (C) the

transactions contemplated by this Agreement;

 

               (vi) This   Agreement and each   Subsequent   Transfer   Agreement to

which it is a party   constitutes   a legal,   valid and binding   obligation of the

Seller,   enforceable   against the Seller in accordance with its terms, except as

enforceability    may   be    limited    by    applicable    bankruptcy,    insolvency,

reorganization,    moratorium   and   other   laws   affecting   the    enforcement   of

creditors'   rights in   general,   as they may be   applied   in the   context of the

insolvency of a national banking   association,   and by general equity principles

(regardless of whether such   enforcement is considered in a proceeding in equity

or at law), and by public policy considerations   underlying the securities laws,

to the extent that such public policy considerations limit the enforceability of

the provisions of this Agreement which purport to provide   indemnification   from

liabilities under applicable securities laws;

 

               (vii) This Agreement   constitutes a valid transfer and assignment

to the   Purchaser   of all right,   title and interest of the Seller in and to the

Initial   Mortgage   Loans,   including   the Cut-Off   Date   Principal   Balances now

existing and all Additional Balances thereafter arising to and including the day

immediately preceding the Rapid Amortization Period, all monies due or to become

due with   respect   thereto,   and all   proceeds of such   Cut-Off   Date   Principal

Balances with respect to the Initial   Mortgage Loans; and this Agreement and the

related   Subsequent   Transfer   Agreement,   when   executed   and   delivered,   will

constitute a valid transfer and assignment to the Purchaser of all right,   title

and interest of the Seller in and to the Subsequent   Mortgage   Loans,   including

the Cut-Off Date Principal Balances of the Subsequent Mortgage Loans, all monies

due or to become due with respect thereto, and all proceeds of such Cut-Off Date

Principal   Balances and nothing has been done by the Seller to impair the rights

of   the   Purchaser,    the   Trustee,   the   Paying   Agent,   the   Enhancer   or   the

Securityholders with respect thereto; and

 

               (viii) The Seller is not in default   with respect to any order or

decree of any court or any order,   regulation   or demand of any federal,   state,

municipal or governmental   agency,   which default might have   consequences   that

would materially and adversely affect the condition   (financial or otherwise) or

operations of the Seller or its properties or might have consequences that would

materially adversely affect its performance hereunder.

 

                (b)   As to   each   Initial   Mortgage   Loan   (except   as   otherwise

specified below) as of the Closing Date, or as to each Subsequent   Mortgage Loan

(except as   otherwise   specified   below) as of the related   Subsequent   Transfer

Date:

 

                (i) The information pertaining to each Mortgage Loan set forth in

the Mortgage Loan   Schedule   delivered by the Seller was true and correct in all

material   respects as of the date or dates   respecting which such information is

initially furnished;

 

 

                                       10

<PAGE>

 

               (ii)   Each   Mortgaged   Property   is   improved   by   a   residential

dwelling,   which,   to the best of the Seller's   knowledge,   does not   constitute

property other than real property under state law;

 

               (iii)   Each   Mortgage   Loan is being   serviced   by the Seller and

there was only one originally executed Loan Agreement not stamped as a duplicate

copy with respect to each such Mortgage Loan;

 

               (iv) The Loan   Agreement with respect to each Mortgage Loan bears

an adjustable Loan Rate;

 

               (v)   Immediately   prior to the   transfer   and   assignment   herein

contemplated or under the related Subsequent Transfer Agreement,   as applicable,

the Seller held good and indefeasible   title to, and was the sole owner of, each

Mortgage   Loan   conveyed by the Seller   subject to no liens   (other   than,   with

respect to any   Mortgage   Loan in a (A) second   lien   position,   the lien of the

related   first   mortgage   and (B) third lien   position,   the lien of the related

first   mortgage   and   the   related    second    mortgage),    charges,    mortgages,

encumbrances   or   rights of others or other   liens   which   will not be   released

simultaneously   with   such   transfer   and   assignment   and has   full   right   and

authority, under all governmental and regulatory bodies having jurisdiction over

the   ownership   of the   applicable   Mortgage   Loans to sell and   assign the same

pursuant to this   Agreement or the related   Subsequent   Transfer   Agreement,   as

applicable;

 

               (vi)   To   the   best   of   the   Seller's   knowledge,   there   is   no

delinquent   recording or other tax or fee or   assessment   lien on any   Mortgaged

Property,   and each Mortgaged Property is free of material damage and is in good

repair;

 

               (vii) No   Mortgage   Loan is subject   to any right of   rescission,

valid set-off, counterclaim or defense, including the defense of usury, nor will

the operation of any of the terms of the Loan Agreement or the Mortgage relating

to any Mortgage   Loan,   or the exercise of any right   thereunder,   render either

such Loan   Agreement   or such   Mortgage   unenforceable   in whole or in part,   or

subject to any right of rescission,   set-off, counterclaim or defense, including

the defense of usury, and no such right of rescission,   set-off, counterclaim or

defense has been asserted with respect thereto;

 

               (viii) To the best of the Seller's knowledge,   each Mortgage Loan

at the time it was made and the related Loan Agreement   complied in all material

respects   with   applicable   local,   state and federal laws,   including,   without

limitation,   usury,   equal credit   opportunity,   disclosure,   recording   and all

applicable anti-predatory lending laws;

 

               (ix) A   policy   of   hazard   insurance   and   flood   insurance,   if

applicable,   was required   from the   Mortgagor   for the   Mortgage   Loan when the

Mortgage Loan was originated;

 

               (x) Each   Mortgage   Loan and each Loan   Agreement   is the   legal,

valid   and   binding   obligation   of the   maker   thereof   and is   enforceable   in

accordance   with its terms,   except only as such   enforcement   may be limited by

bankruptcy,   insolvency,   reorganization,    moratorium   or   other   similar   laws

affecting   the   enforcement   of   creditors'   rights   generally   and   by   general

principles of equity (whether   considered in a proceeding or action in equity or

at law);

 

 

                                       11

<PAGE>

 

               (xi) No Mortgage Loan is subject to the Home Ownership and Equity

Protection Act of 1994.   Furthermore,   no Mortgage Loan either currently has, or

in the future will have,   single   premium   life   provisions   as part of the Loan

Agreement;

 

               (xii) Each Initial   Mortgage   Loan has an   associated   CLTV of no

higher than 100%;

 

               (xiii) There is no proceeding pending or threatened for the total

or partial   condemnation   of the   Mortgaged   Property,   nor is such a proceeding

currently occurring;

 

               (xiv) The related Loan   Agreement is not and has not been secured

by any   collateral,   pledged   account or other   security   except the lien of the

corresponding Mortgage;

 

               (xv) With respect to each Initial   Mortgage   Loan and   Subsequent

Mortgage Loan, as applicable, the related Mortgage File contains or will contain

each of the documents and instruments specified to be included therein;

 

               (xvi)   With   respect   to each   Mortgage   Loan that is not a first

mortgage   loan,   either (i) no consent for the Mortgage   Loan is required by the

holder or holders of the related prior lien, (ii) such consent has been obtained

and is   contained   in the   related   Mortgage   File or (iii) no   consent   for the

Mortgage Loan was required by relevant law;

 

               (xvii) The Mortgaged   Property is located in the state identified

in the Mortgage   Loan   Schedule and consists of a single parcel of real property

with a residential dwelling erected thereon;

 

               (xviii) The related Mortgage   contains   customary and enforceable

(subject to clause (x))   provisions   which render the rights and remedies of the

holder thereof   adequate for the realization   against the Mortgaged   Property of

the   benefits   of   the   security,   including,   (i)   in the   case   of a   Mortgage

designated as a deed of trust, by trustee's sale, and (ii) otherwise by judicial

foreclosure. There is no homestead or other exemption available to the Mortgagor

which would materially   interfere with the right to sell the Mortgaged   Property

at a trustee's sale or the right to foreclose the Mortgage;

 

               (xix) To the best of the Seller's knowledge, there is no default,

breach,   violation or event of   acceleration   existing under the Mortgage or the

related   Loan   Agreement   and no event   which,   with the passage of time or with

notice   and the   expiration   of any grace or cure   period,   would   constitute   a

default,   breach,   violation   or event of   acceleration;   and the Seller has not

waived any default, breach, violation or event of acceleration;

 

               (xx) At origination, each Initial Mortgage Loan has a draw period

of not less than 36 months;

 

               (xxi) The Loan   Agreement   with respect to each Initial   Mortgage

Loan bears an   adjustable   Loan Rate with an index plus a margin   that   equals a

rate per annum of no less than Prime minus 2.25%;

 

               (xxii)   To the   best   of the   Seller's   knowledge,   there   are no

mechanics' or similar   liens or claims which have been filed for work,   labor or

material   affecting the related   Mortgaged   Property   which are, or may be liens

prior or equal to the lien of the related

 

 

                                       12

<PAGE>

 

Mortgage,   except   liens which are fully   insured   against by a title   insurance

policy referred to in clause (xxiv) below;

 

               (xxiii) As of the Cut-Off Date or the related   Subsequent Cut-Off

Date, as applicable,   no Mortgage Loan was 30 days or more delinquent in payment

of principal or interest or the subject of a bankruptcy proceeding;

 

               (xxiv) A title search or other   assurance   of title   customary in

the relevant jurisdiction was obtained with respect to each Mortgage Loan;

 

               (xxv) Each   original   Mortgage was recorded,   and all   subsequent

assignments   of the original   Mortgage   required to be delivered to the Servicer

pursuant to Section   2.1 have been   recorded   in the   appropriate   jurisdictions

wherein such recordation is necessary to perfect the lien thereof (or are in the

process of being recorded in accordance with local law);

 

               (xxvi) The Seller has not   transferred   the Mortgage Loans to the

Purchaser with any intent to hinder, delay or defraud any of its creditors;

 

               (xxvii) No selection procedure   reasonably believed by the Seller

to be adverse to the interests of the   Securityholders was utilized in selecting

the Mortgage Loans;

 

               (xxviii) The Minimum Monthly Payment with respect to any Mortgage

Loan is not less than the interest   accrued at the   applicable   Loan Rate on the

average daily Principal   Balance during the interest period relating to the date

on which such Minimum Monthly Payment is due;

 

               (xxix)   The   Seller   has not   received a notice of default of any

senior mortgage loan related to a Mortgaged Property which has not been cured by

a party other than the Seller;

 

               (xxx) No   instrument   of release or waiver has been   executed   in

connection with the Mortgage Loans, and no Mortgagor has been released, in whole

or in part, from its obligations in connection therewith;

 

               (xxxi) Each   Mortgage   Loan has been   originated by the Seller in

compliance   in all material   respects   with the Seller's   internal   underwriting

policies as in effect on the date of origination of such Mortgage Loan;

 

               (xxxii) Other than provisions   relating to   "promotional   Finance

Charges" and   "promotional   advances,"   as each such term is used in the related

Loan   Agreements,   or   any   similar   terms   used   in any   of   the   related   Loan

Agreements,   there are no provisions in any of the related Loan   Agreements that

would interfere with the allocation provisions of the second sentence of Section

2.4;

 

               (xxxiii) No   "promotional   advances," as such term is used in the

related   Loan   Agreements   or any other   similar   type of advance   that would be

entitled to an allocation of payment other than by application in   chronological

order (except with respect to Liquidation   Loss

 

 

                                        13

<PAGE>

 

Amounts and   Subsequent   Recovery   Amounts) will be extended   under any Mortgage

Loan after the date on which the Rapid Amortization Period commences;

 

               (xxxiv) None of the Loan   Agreements   that constitute or evidence

the   Mortgage   Loans has any marks or notations   indicating   that they have been

pledged, assigned or otherwise conveyed to any Person other than the Purchaser;

 

               (xxxv) No Mortgage   Loan is a "high cost loan" or "covered   loan"

as   applicable   (as such   terms   are   defined   in   Standard   & Poor's   LEVELS(R)

Glossary,   Version 5.6 Revised, Appendix E, attached hereto as Exhibit 6) and no

Mortgage   Loan   originated   on or after October 1, 2002 through March 6, 2003 is

governed by the Georgia Fair Lending Act";

 

               (xxxvi) Reserved;

 

               (xxxvii) As of the Cut-Off   Date,   the minimum CLTV of a Mortgage

Loan is 4.00%,   the highest CLTV of a Mortgage   Loan is 100.00% and the weighted

average CLTV for the Mortgage Loans is approximately 77.34%;

 

               (xxxviii)   As of the   Cut-Off   Date,   no more than   approximately

16.00% of the Mortgage Loans, by Cut-Off Date Principal Balance,   are secured by

Mortgaged   Properties which may have been appraised using a statistical property

evaluation method provided by CASA(R);

 

               (xxxix) As of the Cut-Off Date, no more than approximately   7.00%

of the   Mortgage   Loans,   by Cut-Off   Date   Principal   Balance,   are   secured by

Mortgaged   Properties which may have been appraised using a statistical property

evaluation method provided by vendors other than CASA;

 

               (xl) As of the Cut-Off Date, the Loan Rates on the Mortgage Loans

range between 1.750% per annum and 8.750% per annum. As of the Cut-Off Date, the

weighted   average Loan Rate for the Mortgage Loans is   approximately   4.094% per

annum;

 

               (xli) As of the Cut-Off Date, no more than approximately   20.44%,

20.39%,   13.98%,   12.14%   and 10.37% of the   Mortgage   Loans,   by   Cut-Off   Date

Principal Balance,   are secured by Mortgaged Properties located in the states of

New Jersey, Florida, Pennsylvania, North Carolina and Virginia, respectively;

 

               (xlii) (A) Each Mortgaged Property consists of a single parcel of

real property with a single family or multi-family residence erected thereon, or

an individual condominium unit or agricultural property with a residence erected

thereon.   (B) With respect to the Mortgage Loans,   (a)   approximately   4.13% (by

Cut-Off   Date   Principal   Balance)   are   secured by real   property   improved   by

individual    condominium   units,   (b)   approximately   91.64%   (by   Cut-Off   Date

Principal   Balance) are secured by real property with a single family   residence

erected thereon, (c) approximately 4.13% (by Cut-Off Date Principal Balance) are

secured by real property with a multi-family   residence   erected thereon and (d)

approximately   0.10% are   secured   by   agricultural   property   with a   residence

thereon;

 

               (xliii) As of the Cut-Off   Date,   (i) no more than   approximately

59.78% of the Mortgage Loans, by Cut-Off Date Principal Balance,   are secured by

second liens and (ii) no

 

 

                                       14

<PAGE>

 

more than   approximately   1.29% of the Mortgage Loans, by Cut-Off Date Principal

Balance,   are secured by third liens; (xliv) As of the Cut-Off Date, no Mortgage

Loan had a Principal   Balance   less than   $4,990.30   and no Mortgage   Loan had a

Principal Balance in excess of $2,109,753.00;

 

               (xlv) Each Mortgage Loan has been serviced since its   origination

in compliance with all applicable federal, state and local laws;

 

               (xlvi) No Mortgage Loan is scheduled to mature later than May 20,

2044;

 

               (xlvii)   Each    Mortgage    Loan   contains   a   provision   for   the

acceleration of payment of the unpaid Principal   Balance of the related Mortgage

Loan in the event   that the   property   securing   such   Mortgage   Loan is sold or

transferred without the prior written consent of the Mortgagee thereunder;

 

               (xlviii) As of the Cut-Off   Date, no Mortgagor was the subject of

any bankruptcy proceedings;

 

               (xlix) None of the Mortgage   Loans were   originated in the States

of Maine or Nevada;

 

               (l) No Mortgage Loan provides for a prepayment premium;

 

               (li) The margin for the Mortgage Loans (which margin,   when added

to the applicable current index, establishes the interest rate to be paid to the

applicable Mortgage Loans) ranges from -2.25% to 4.75%;

 

               (lii) The Pool   Balance of the Initial   Mortgage   Loans as of the

Cut-Off Date is $1,000,002,326.52; and

 

               (liii) No more than 5.41% (by Cut-Off Date Principal   Balance) of

the Initial Mortgage Loans are secured by non-primary residences.

 

               (c)   As to   each   Subsequent   Mortgage   Loan   as of   the   related

Subsequent Cut-Off Date:

 

               (i) the   original   stated   term   to   maturity   of the   Subsequent

Mortgage Loan will not exceed 480 months;

 

                (ii)   the   Subsequent   Mortgage   Loan   must   have an   outstanding

Principal   Balance   of at least   $1,000   and no more than   $2,200,000   as of the

Subsequent Cut-Off Date;

 

               (iii)   the    Subsequent    Mortgage   Loan   will   be    underwritten

substantially   in accordance   with the criteria used with respect to the Initial

Mortgage Loans;

 

               (iv) the Subsequent   Mortgage Loan shall not provide for negative

amortization; and

 

 

                                       15

<PAGE>

 

               (v) following the purchase of the Subsequent Mortgage Loan by the

Purchaser,   the Mortgage   Loans must have a weighted   average   Gross   Margin,   a

weighted average remaining term to maturity and a weighted average CLTV Ratio at

origination, as of each respective Subsequent Cut-Off Date, which would not vary

materially from the Initial Mortgage Loans.

 

               (d) Upon   notice   from the   Purchaser,   the   Enhancer,   the Owner

Trustee,   the Indenture Trustee or the Servicer,   as applicable,   of a breach of

the Seller's   respective   representations   or   warranties in paragraph (a) above

that materially and adversely   affects the interests of the   Securityholders   or

the   Enhancer in any   Mortgage   Loan,   the Seller   shall,   within 90 days of its

discovery or its receipt of notice of such   breach,   either (i) cure such breach

in all material   respects or (ii) to the extent that such breach is with respect

to a Mortgage Loan or a Related   Document,   either (A) repurchase   such Mortgage

Loan   from   the   Purchaser   or its   assignee   at the   Repurchase   Price,   or (B)

substitute one or more Eligible Substitute Loans for such Mortgage Loan, in each

case in the   manner and   subject to the   conditions   and   limitations   set forth

below.

 

                Upon   discovery by the Seller or upon notice from the   Purchaser,

the   Enhancer,   the Owner   Trustee,   the Indenture   Trustee or the Servicer,   as

applicable,   of a   breach   of the   Seller's   representations   or   warranties   in

paragraphs   (b) or (c) above,   with   respect to any Mortgage   Loan,   or upon the

occurrence of a Repurchase   Event,   that   materially   and adversely   affects the

interests of the Securityholders, the Enhancer or the Purchaser in such Mortgage

Loan   (notice   of which   shall be given to the   Purchaser   by the   Seller   if it

discovers   the same),   notwithstanding   such   Seller's   lack of   knowledge   with

respect to the substance of such representation and warranty,   the Seller shall,

within 90 days after the earlier of its discovery or receipt of notice   thereof,

either cure such breach or Repurchase   Event in all material   respects or either

(i)   repurchase   such   Mortgage   Loan from the   Purchaser or its assignee at the

Repurchase   Price, or (ii) substitute one or more Eligible   Substitute Loans for

such Mortgage Loan, in each case in the manner and subject to the conditions set

forth below.   The Repurchase Price for any such Mortgage Loan repurchased by the

Seller   shall be   deposited   or caused to be   deposited   by the Seller   into the

Custodial   Account.   If the breach of representation and warranty that gave rise

to the   obligation   to repurchase or substitute a Mortgage Loan pursuant to this

Section (d) was the   representation   and warranty set forth in clause   (viii) of

Section   3.1(b),   then the Seller shall pay to the Issuer on behalf of the Trust

Estate,   concurrently   with and in   addition   to the   remedies   provided   in the

preceding   sentence,   an amount equal to any liability,   penalty or expense that

was actually incurred and paid out of or on behalf of the Trust Estate, and that

directly   resulted from such breach, or if incurred and paid by the Trust Estate

thereafter, concurrently with such payment.

 

               In the event that the Seller   elects to   substitute   an   Eligible

Substitute   Loan or Loans for a Deleted   Loan   pursuant to this Section 3.1, the

Seller shall   deliver to the   Servicer on behalf of the Issuer,   with respect to

such Eligible   Substitute   Loan or Loans,   the original   Loan   Agreement and all

other documents and agreements as are required by Section 2.1(d),   with the Loan

Agreement   endorsed as required by Section 2.1(d).   No substitution will be made

in any   calendar   month after the   Determination   Date for such   month.   Minimum

Monthly   Payments due with respect to Eligible   Substitute Loans in the month of

substitution   shall not be part of the Trust   Estate and will be retained by the

Servicer   and   remitted   by the   Servicer   to the Seller on the next   succeeding

Payment Date,   provided that a payment at least equal to the applicable   Minimum

Monthly   Payment for such month in respect of the Deleted Loan has been received

by the Issuer. For the month of substitution,   distributions to the Note Payment

Account   pursuant to the Servicing   Agreement   will include the Minimum   Monthly

Payment due on a Deleted Loan for such month and   thereafter the

 

 

                                       16

<PAGE>

 

Seller   shall be   entitled   to retain all   amounts   received   in respect of such

Deleted Loan.   The Servicer shall amend or cause to be amended the Mortgage Loan

Schedule to reflect the removal of such Deleted Loan and the substitution of the

Eligible   Substitute   Loan or Loans and the Servicer   shall   deliver the amended

Mortgage Loan Schedule to the Owner Trustee and the Indenture Trustee. Upon such

substitution,   the   Eligible   Substitute   Loan or Loans   shall be subject to the

terms of this Agreement in all respects, the Seller shall be deemed to have made

the   representations and warranties with respect to the Eligible Substitute Loan

contained   herein set forth in Section   3.1(b),   in each case, as of the date of

substitution,   and the Seller shall be deemed to have made a representation   and

warranty that each Mortgage Loan so substituted is an Eligible   Substitute   Loan

as of the date of   substitution.   The Seller shall be obligated to repurchase or

substitute for any Eligible   Substitute Loan as to which a Repurchase   Event has

occurred or as to which the Seller has breached the Seller's representations and

warranties in Section   3.1(b),   in each case to the same extent as for any other

Mortgage Loan, as provided herein. In connection with the substitution of one or

more Eligible Substitute Loans for one or more Deleted Loans, the Servicer shall

determine the Substitution   Adjustment   Amount and the Seller shall deposit such

Substitution   Adjustment   Amount   into   the   Custodial   Account   on the   date of

substitution, without any reimbursement therefor.

 

               Upon receipt by the Indenture   Trustee on behalf of the Issuer of

written   notification,   signed by a   Servicing   Officer,   of the deposit of such

Repurchase   Price   or of   such   substitution   of   an   Eligible   Substitute   Loan

(together with the complete related Mortgage File) and deposit of any applicable

Substitution Adjustment Amount as provided above, the Servicer, on behalf of the

Indenture Trustee, shall release to the Seller the related Mortgage File for the

Mortgage Loan being   repurchased or substituted for and the Indenture Trustee on

behalf of the Issuer shall execute and deliver such   instruments   of transfer or

assignment prepared by the Servicer,   in each case without recourse, as shall be

necessary to vest in the Seller or its   respective   designee   such Mortgage Loan

released pursuant hereto and thereafter such Mortgage Loan shall not be an asset

of the Purchaser or the Issuer or part of the Trust Estate.

 

               It is understood   and agreed that the obligation of the Seller to

cure any breach of the Seller's   representation and warranties in paragraphs (b)

or (c) above,   or to repurchase or substitute   for any Mortgage Loan as to which

such a breach has occurred and is continuing,   shall   constitute the sole remedy

respecting   such breach   available to the   Purchaser,   the Issuer,   the Enhancer

(other   than   with   respect   to   rights   of the   Enhancer   under   the   Insurance

Agreement),   the   Certificateholders   (or the   Owner   Trustee   on   behalf of the

Certificateholders)   and the Noteholders (or the Indenture   Trustee on behalf of

the Noteholders) against the Seller.

 

               It   is   understood   and   agreed   that   the    representations   and

warranties   set   forth   in   this   Section   3.1   shall   survive   delivery   of the

respective Mortgage Files to the Issuer or the Servicer.

 

                                   ARTICLE IV

 

                               SELLER'S COVENANTS

 

               Section 4.1 Covenants of the Seller. The Seller hereby agrees and

covenants that:

 

               (a)   except   for the   transfer   hereunder,   or under the   related

Subsequent Transfer Agreement, as applicable,   the Seller will not sell, pledge,

assign or transfer to any other Person,   or

 

 

                                       17

<PAGE>

 

grant,   create,   incur   or   assume   any   Lien   on any   Mortgage   Loan   or   other

Transferred Property,   or any interest in the foregoing,   except with respect to

any Excluded Draw;

 

               (b) the Seller shall not convey, pledge or sell any Excluded Draw

unless the Seller   delivers   an   Opinion   of Counsel to the   Enhancer   that such

conveyance will not cause the Trust to become a taxable mortgage pool;

 

               (c) the Seller   shall   notify   the   Purchaser   and the   Indenture

Trustee of the   existence   of any Lien (other than as   provided   above)   arising

through or under the Seller on any   Mortgage   Loan   immediately   upon   discovery

thereof;   and the   Seller   shall   defend the right,   title and   interest   of the

Purchaser   and the   Indenture   Trustee in, to and under the   Mortgage   Loans and

other Transferred   Property against all claims of third parties claiming through

or under the Seller; and

 

               (d) in a sale of the   Trust   Estate   upon   an   Event   of   Default

pursuant to the   Indenture,   the Indenture   Trustee shall have the right to sell

all   Excluded   Draws in   connection   with such   sale,   provided   that the Seller

receives an amount equal to the fair market value for such   Excluded   Draws upon

such sale.

 

                                   ARTICLE V

 

                                    [RESERVED]

 

                                   ARTICLE VI

 

                             LIMITATION OF LIABILITY

 

               Section 6.1   Limitation   on Liability of the Seller.   None of the

directors,   officers,   employees   or   agents   of the   Seller   shall be under any

liability   to the   Purchaser,   it   being   expressly   understood   that   all   such

liability   is   expressly    waived   and   released   as   a   condition   of,   and   as

consideration   for, the execution of this Agreement and any Subsequent   Transfer

Agreement.   Except (i) with respect to its breach of any of its representations,

warranties,   or   covenants   herein,   and   (ii)   as and to the   extent   expressly

provided in this   Agreement,   the Seller shall not be under any liability to the

Owner Trustee, the Indenture Trustee or the Securityholders.   The Seller and any

director, officer, employee or agent of the Seller may rely in good faith on any

document of any kind prima facie   properly   executed and submitted by any Person

respecting any matters arising hereunder.

 

                                  ARTICLE VII

 

                                   TERMINATION

 

               Section 7.1 Termination.   The obligations and responsibilities of

the parties hereto shall terminate upon the termination of the Trust Agreement.

 

                                  ARTICLE VIII

 

                            MISCELLANEOUS PROVISIONS

 

 

                                       18

<PAGE>

 

               Section 8.1 Amendment. This Agreement may be amended from time to

time by the parties hereto by written   agreement with the prior written   consent

of the Enhancer, which consent shall not unreasonably be withheld.

 

               Section 8.2 GOVERNING   LAW. THIS   AGREEMENT   SHALL BE GOVERNED BY

AND   CONSTRUED   IN   ACCORDANCE   WITH THE LAWS OF THE STATE OF NEW YORK,   WITHOUT

REFERENCE TO ITS CONFLICTS OF LAW   PROVISIONS   (OTHER THAN SECTION 5-1401 OF THE

GENERAL OBLIGATIONS LAW) AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES

HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

 

Section 8.3 Notices. All demands,   notices and communications hereunder shall be

in writing and shall be deemed to have been duly given if   personally   delivered

at or mailed by certified mail,   returned receipt requested and postage prepaid,

addressed as follows:

 

(i)          if to the Seller:

 

            Wachovia Bank, National Association

            One Wachovia Center

            18th Floor

            301 College Street

            Charlotte, North Carolina 28288-0572

            Attention:   David Mason

            Re:   Wachovia Asset Securitization Issuance, LLC 2004-HE1 Trust

            Telephone: (704) 383-6931

            Facsimile: (704) 383-3878

 

(ii)         if to the Purchaser:

 

             Wachovia Asset Securitization Issuance, LLC

            One Wachovia Center

            301 South College Street, Suite D

            Charlotte, North Carolina 28288-5578

            Attention:   Robert J. Perret

            Re:   Wachovia Asset Securitization Issuance, LLC 2004-HE1 Trust

            Telephone: (704) 383-4634

            Facsimile: (704) 383-8121

 

(iii)        if to the Issuer:

 

            c/o Wilmington Trust Company, as Owner Trustee

            Rodney Square North

            1100 North Market Street

            Wilmington, Delaware   19890-0001

            Attention:   Corporate Trust Administration

            Re:   Wachovia Asset Securitization Issuance, LLC 2004-HE1 Trust

 

 

                                       19

<PAGE>

 

(iv)         if to the Indenture Trustee:

 

            U.S. Bank National Association

            60 Livingston Avenue

            EP-MN-WS3D

            St. Paul, Minnesota 55107-2292

            Re:   Wachovia Asset Securitization Issuance, LLC 2004-HE1 Trust

 

(v)           if to the Enhancer:

 

            MBIA Insurance Corporation

            113 King Street

            Armonk, New York   10504

            Attention:   Insured Portfolio Management--Structured

            Finance (IPM-SF) (Wachovia Asset Securitization Issuance, LLC

            2004-HE1 Trust)

            Telephone:        (914) 273-4545

            Facsimile:        (914) 765-3810;

 

or, with respect to any of the foregoing   Persons,   at such other address as may

hereafter be furnished to the other   foregoing   Persons in writing in accordance

with this Section 8.3.

 

               Section 8.4 Severability of Provisions. If any one or more of the

covenants,   agreements,   provisions   or   terms of this   Agreement   shall be held

invalid for any reason whatsoever, then such covenants,   agreements,   provisions

or terms shall be deemed   severable   from the remaining   covenants,   agreements,

provisions or terms of this Agreement and shall in no way affect the validity or

enforceability of the other provisions of this Agreement.

 

               Section 8.5   Relationship   of Parties.   Nothing herein   contained

shall be deemed or construed to create a partnership   or joint venture among the

parties hereto.

 

               Section 8.6   Counterparts.   This Agreement may be executed in any

number of counterparts,   each of which, when so executed,   shall be deemed to be

an original and such counterparts,   together,   shall constitute one and the same

agreement.

 

               Section 8.7 Further Agreements.   The parties hereto each agree to

execute   and   deliver to the other such   additional   documents,   instruments   or

agreements as may be necessary or appropriate to effectuate the purposes of this

Agreement.

 

               Section 8.8 Intention of the Parties.   It is the intention of the

parties   hereto that the Purchaser   will be purchasing on the Closing Date,   and

the Seller will be selling on the Closing   Date,   the   Initial   Mortgage   Loans,

rather than the Purchaser   providing a loan to the Seller secured by the Initial

Mortgage Loans on the Closing Date; and that the Purchaser will be purchasing on

each Subsequent Transfer Date, and the Seller will be selling on each Subsequent

Transfer Date, the related Subsequent   Mortgage Loans, rather than the Purchaser

providing a loan to the Seller secured by the related Subsequent   Mortgage Loans

on each   Subsequent   Transfer Date. The Purchaser shall have the right to review

the Mortgage Loans and the Related Documents to determine the characteristics of

the   Mortgage   Loans which will affect the federal   income tax   consequences   of

 

 

                                       20

<PAGE>

 

owning the Mortgage   Loans,   and the Seller shall   cooperate with all reasonable

requests made by the Purchaser in the course of such review.

 

 

                                        21

<PAGE>

 

 

               Section 8.9 Successors and Assigns; Assignment of this Agreement.

 

               (a) This Agreement   shall bind and inure to the benefit of and be

enforceable by the parties hereto and their respective   permitted successors and

assigns.   The obligations of the Seller under this Agreement   cannot be assigned

or   delegated   to a third   party   without the   consent of the   Enhancer   and the

Purchaser   (and the   Issuer   with   respect   to the   transfer   of the   Subsequent

Mortgage Loans), which consent shall be at each of the Enhancer,   the Purchaser,

and the   Issuer's   sole   discretion,   provided   that the   Seller   may assign its

obligations   hereunder to any Affiliate of the Seller,   to any Person succeeding

to the business of the Seller, to any Person into which the Seller is merged and

to any Person   resulting from any merger,   conversion or   consolidation to which

the Seller is a party.

 

               (b) As an   inducement   to the   Purchaser   to purchase the Initial

Mortgage Loans and the Subsequent   Mortgage Loans,   the Seller   acknowledges and

consents to the Purchaser's   transfer of its interest in this Agreement and each

Subsequent   Transfer   Agreement to which it is a party to the Issuer pursuant to

the Servicing   Agreement and each related Subsequent Transfer Agreement executed

by the   Depositor   and the   Issuer,   the grant of a   security   interest   in such

interest by the Issuer to the   Indenture   Trustee   pursuant to the Indenture and

the   enforcement   by the   Indenture   Trustee   or the   Servicer   on behalf of the

Indenture   Trustee   or the   Issuer,   of any right or remedy   against   the Seller

pursuant to this Agreement.   Such   enforcement of a right or remedy by the Owner

Trustee,   the   Indenture   Trustee   or the   Servicer   on behalf of the   Indenture

Trustee or the Issuer, as applicable, shall have the same force and effect as if

the right or remedy had been enforced or exercised by the Purchaser directly.

 

               Section 8.10 Survival.   The   representations   and warranties made

herein by the Seller and the   provisions   of Article VI hereof shall survive the

purchase of the Initial   Mortgage Loans hereunder and any transfer of Subsequent

Mortgage Loans pursuant to this   Agreement and the related   Subsequent   Transfer

Agreement.

 

               Section 8.11   Third-Party   Beneficiary.   The Enhancer shall be an

express   third-party   beneficiary   hereof and shall be   entitled   to enforce the

provisions of this Agreement as if a party hereto.

 

 

 

                                       22

<PAGE>

 

 

 

               IN WITNESS WHEREOF, the parties hereto have caused their names to

be signed to this Mortgage Loan Purchase Agreement by their respective   officers

thereunto duly authorized as of the day and year first above written.

 

 

 

                                        WACHOVIA ASSET SECURITIZATION ISSUANCE,

                                        LLC, as Purchaser

 

 

 

                                        By: /s/ Robert Perret

                                           --------------------------------------

                                          Name: Robert Perret

                                          Title: Vice President

 

 

 

                                        WACHOVIA BANK, NATIONAL ASSOCIATION,

                                         as Seller and Servicer

 

 

 

                                        By: /s/ David T. Mason

                                          --------------------------------------

                                           Name:   David T. Mason

                                          Title: Vice President

 

 

Acknowledged and Accepted:

 

U.S. Bank National   Association,

  not in its   individual   capacity but

  solely as Indenture Trustee

 

 

 

By: /s/ Shannon M. Rantz

    --------------------------------------

  Name:   Shannon M. Rantz

  Title: Vice President

 

 

 

                [Signature Page Mortgage Loan Purchase Agreement]

 

<PAGE>

 

 

 

                                    EXHIBIT 1

 

                             MORTGAGE LOAN SCHEDULE

 

 

<TABLE>

<CAPTION>

 

            LOAN                  CUTOFF         MAX      FICO     COMB      CRED    

              NO      LIEN            BAL      CREDIT     SCORE      LTV     GRADE     DEBT2INC    MARGIN

----------------     -----      ---------    --------    ------    -----     -----     --------   --------

<C>                  <C>        <C>          <C>         <C>       <C>       <C>       <C>        <C>   

4386540110759660         2      12,304.20      14,000       734      100        A1        46.00     0.7500

4386540110764363         2      10,367.65      65,700       752       90        A1        28.00     0.2500

4386540110767473         2      68,583.88      69,800       579      100        A4        48.00     0.7500

4386540110767655         2      54,262.00      60,000       814        99        A1        29.00     0.0000

4386540110774362         2      29,723.00     160,000       771       85        A1        31.00     0.5000

4386540110776292         1      32,747.24      64,000       783       31        A1        50.00     0.0000

4386540110776748          2      99,049.75     100,000       793       67        A1        42.00     0.5000

4386540110777308         2      49,485.14      50,000       628       95        A4        50.00     0.0000

4386540110779064         2      52,039.35      56,900       733      100        A1         24.00     0.7500

4386540110779494         2      21,096.72      24,500       675       90        A4        39.00     0.0000

4386540110780351         2       5,638.90      63,200       784       90        A1        45.00     0.5000

4386540110780898         2      55,730.70     100,000       773       53        A1        39.00     0.2500

4386540110781037         2      22,123.57      24,000       760       95        A1        43.00     0.7500

4386540110781144         2      39,135.77      45,000       777       88        A1        22.00     0.2500

4386540110781383         2       9,342.52      21,000       689       85        A1        20.00     0.0000

4386540110781482         1      14,023.46     137,300       767      100        A1        38.00     0.7500

4386540110781516         1       7,409.60     100,000        705       67        A1        20.00     0.0000

4386540110781540         1      16,208.66     100,000       810       70        A1        33.00     0.2500

4386540110781607         1      58,149.84      85,000       696       89        A4        40.00     0.5000

4386540110781623         1      66,173.35      89,600       805       90        A1        38.00     0.2500

4386540110781664         2      10,948.88      57,500       763       90        A1        29.00     0.2500

4386540110781730         2      52,000.00      62,000       777       90         A1        33.00     0.0000

4386540110781771         2      29,740.71      32,000       741      100        A1        36.00     0.7500

4386540110781953         2      34,957.90     200,000       788       75        A1        34.00     0.2500

4386540110781979         2      38,577.17      40,000       765       87        A1        44.00     0.0000

4386540110781987         2       8,020.75       9,000       804       97        A1        32.00     0.7500

4386540110782076         2      11,051.70      85,500       767       90        A1        23.00     0.0000

4386540110782175         2       6,761.02      14,500       789       97        A1        24.00     0.7500

4386540110782209         2      33,396.54      45,000       742       76        A1        57.00     0.5000

4386540110782274         2      46,890.32      48,000       741      100        A1        50.00     0.7500

4386540110782282         2      32,302.13     150,000       702       84        A1        41.00     0.2500

4386540110782423         2      29,143.61      40,000       797       39        A1        28.00     0.0000

4386540110782456         1     108,213.17     112,000       652       84        A1        24.00     0.0000

4386540110782464         2      21,421.20      40,000       764       90        A1        43.00     0.5000

4386540110782530         1      45,110.20      49,000       698       90        A4        43.00     0.2500

4386540110782548         1      23,710.97      40,000       810       88        A1        40.00     0.2500

4386540110782555         2      95,058.52     100,000       678       85        A1        33.00     0.0000

4386540110782563         2      45,909.54      75,000       769      100        A1        40.00     0.7500

4386540110782589         2      98,736.86     116,000       794       85        A1        29.00     0.0000

4386540110782639         2      30,396.12      42,000       616      100        A1         42.00     0.7500

4386540110782654         2      17,779.71     100,000       783       77        A1        16.00     0.5000

4386540110782795         2      35,504.89      62,000       764      100        A1        42.00     1.0000

4386540110782803         2      22,755.44       23,445       708      100        A1        48.00     1.0000

4386540110782845         2      26,233.91      49,000       686      100        A1        43.00     0.7500

4386540110782886         2      10,281.27      46,500       724       95        A4        38.00     0.7500

4386540110782902         2      13,108.51      18,000       737      100        A4        48.00     0.7500

4386540110782936         2      22,128.77      31,200       698      100        A4        47.00     0.7500

4386540110782969         2     240,000.00     275,000       767       80        A1        38.00     0.0000

4386540110782977         2      21,612.89     123,200       782       90        A1        35.00     0.0000

4386540110783025         2      29,744.99      30,000       720       90        A1        45.00     0.2500

4386540110783066         2      33,462.21      42,300       729       89        A1        21.00     0.2500

4386540110783090         2      96,938.12     100,000       702       95        A1        35.00     0.7500

4386540110783132         1      98,375.23     100,000       746       49        A1        49.00     0.2500

4386540110783157         1      49,720.20      82,500       707       90        A1        37.00     0.5000

4386540110783173         1      10,682.86      91,200       767       90        A1        19.00     0.1000

4386540110783199         2      51,735.60      88,000       732       85        A1        34.00     0.2500

4386540110783223         2      36,525.16      82,400       688       90        A1        20.00     0.0000

4386540110783249         2      38,122.89      39,000       750       90        A1        51.00     0.2500

4386540110783272         1      39,426.68     100,000       686       80        A1        37.00     0.5000

4386540110783314         2      40,416.71      41,000       710      100        A1        47.00     0.7500

4386540110783322         1      97,027.65     132,000       721       89        A4        40.00     0.2500

4386540110783330         2      40,189.83      48,000       698       95        A4        14.00     0.0000

4386540110783397         2      51,700.76      53,000       550      100        A1        45.00     1.0000

4386540110783405         1      19,592.16      50,000       800       25        A1        24.00     0.2500

4386540110783421         1      67,325.25     125,000       754       80        A1        19.00     0.2500

4386540110783447         1      21,352.82      54,900       777       90        A1        47.00     0.2500

4386540110783470         1      38,507.30      83,000       801       90        A1        12.00     0.2500

4386540110783512         1      17,314.17     100,000       789       62        A1        40.00     0.0000

4386540110783520         2       13,952.97      15,000       674      100        A1        27.00     0.7500

4386540110783538         2      36,707.26      41,000       746       90        A1        35.00     0.0000

4386540110783546         1      36,311.32      90,000       779       90        A1        23.00     0.2500

4386540110783553         1      53,910.26      90,000       749       82        A1        44.00     0.0000

4386540110783561         2      90,381.87      96,500       724       85        A4        41.00     0.0000

4386540110783660         1       9,053.88      70,000       801       70        A1        50.00     0.2500

4386540110783678         2      21,664.53      35,100       721       90        A1        31.00     0.0000

4386540110783686         2      41,026.10      42,000       729       90        A1        26.00     0.2500

4386540110783702         1       5,500.00     100,000       806       55        A1        43.00     0.2500

4386540110783710         2      94,349.68      96,000       761      100        A1        32.00     0.7500

4386540110783736         1       8,654.31      75,000       814        44        A1        49.00     0.5000

4386540110783751         2      54,574.28      65,600       705      100        A1        31.00     0.7500

4386540110783777         1      31,364.60      81,300       762       90        A1        48.00     0.5000

4386540110783801          2      11,034.97      16,200       768       90        A4        20.00     0.5000

4386540110783827         2      26,730.28      27,000       669       99        A4        47.00     0.7500

4386540110783850         2      19,953.24      25,000       770       80        A1         25.00     0.2500

4386540110783876         2      79,287.32     100,000       723       96        A1        47.00     0.0000

4386540110783900         2      26,304.24      28,300       746       90        A1        26.00     0.0000

4386540110783926         2      10,031.69      10,700       747      100        A4        39.00     0.7500

4386540110783942         1      65,786.49     106,000       648       25        A4        50.00     0.0000

4386540110783975         2       5,361.59      10,000       758       76        A1        28.00     0.0000

4386540110783983         2      48,415.95      49,000       655       88        A4        50.00     0.0000

4386540110784056         1     227,146.53     229,793       633       59        A4        51.00     0.2500

4386540110784114         1       6,000.00      72,500        748       90        A1        17.00     0.2500

4386540110784122         2      19,640.16      20,000       734       80        A1        52.00     0.0000

4386540110784148         2      27,107.90      29,000       682       98        A1        42.00     0.7500

4386540110784155         2      33,852.24      73,000       629       90        A1        41.00     0.0000

4386540110784163         2     263,771.00     275,000       639       71        A1        69.00     0.2500

4386540110784171         2      28,900.00      31,700       738       90         A1        32.00     0.0000

4386540110784197         1      23,378.60      35,000       709       49        D6        37.00     0.2500

4386540110784221         1      24,182.28     123,000       790       79        A1        50.00     0.5000

4386540110784262         1      59,906.80      70,000       726       89        A4        49.00     0.0000

4386540110784338         2      10,000.00      39,300       782       90        A1        36.00     0.0000

4386540110784346         2      48,211.74      50,000       767       64        A1        54.00     0.2500

4386540110784379         1      68,150.16      68,800       669       90        A1        48.00     0.5000

4386540110784395         2      21,173.08      21,700       605       90        A4        41.00     0.2500

4386540110784403         2     149,304.89     150,000       643       36        A1        49.00     0.0000

4386540110784437         1      70,575.80     100,000       810       75        A1        19.00     0.2500

4386540110784445         2      39,225.86      40,500       651      100        A1        45.00     0.7500

4386540110784452         2      10,781.75      25,000       665       88        A1        40.00     0.0000

4386540110784510         1       7,275.80     100,000       775       61        A1        32.00     0.5000

4386540110784536         2      60,828.00      63,000       716        90        A1        37.00     0.0000

4386540110784544         2      34,997.41      36,300       708       95        A4        34.00     1.0000

4386540110784551         2      29,479.40      31,500       768       90        A1        38.00     0.0000

4386540110784569          1      36,127.09      37,000       539       90        A1        47.00    -0.5000

4386540110784601         2      20,826.24      58,000       693       90        A1        34.00     0.0000

4386540110784627         2      12,815.17      58,000       801       44        A1         51.00     0.0000

4386540110784726         2      25,999.45      52,000       715       90        A1        23.00     0.0000

4386540110784775         2      11,458.32      15,000       791       79        D6        23.00     0.2500

4386540110784809         2      14,343.12      60,000       695       91        A1        35.00     0.5000

4386540110784833         2      61,338.33     150,000       801       84        A1        26.00     0.0000

4386540110784874         2      18,164.77      21,750       727       83        A1        26.00     0.0000

4386540110784940         2      17,549.34      36,300       788       90        A1        18.00     0.5000

4386540110785004         2       9,815.76      17,300       683       90        A4        26.00     0.0000

4386540110785012         1      57,937.79     100,000       747       67        A1        47.00     0.2500

4386540110785046         2      38,729.99      40,000       575       60        A1        55.00     0.0000

4386540110785087         1      22,859.91      75,600       692       90        A1        41.00     0.2500

4386540110785103         2      69,137.78      70,000       627       85        A1        48.00     0.5000

4386540110785111         2      60,546.48      63,400       756       85        A1        38.00     0.0000

4386540110785129         2       9,214.71       9,600       658       90        A4        49.00     0.7500

4386540110785137         2      18,458.80      52,900       688       90        A1        38.00     0.0000

4386540110785202         1      69,072.69      70,000       656       48        D6        50.00     0.5000

4386540110785210         2       5,568.04     129,000       782       90        A1        40.00     0.5000

4386540110785236         2      26,104.06      43,712       734       90        A1        40.00     0.2500

4386540110785293         1      19,262.43      20,000       591       12        D8        20.00      0.2500

4386540110785343         2       6,912.42      48,450       767       95        A1        23.00     0.0000

4386540110785368         1     100,542.52     200,000       746       60        A1        20.00     0.2500

4386540110785392         1      48,411.71      50,000       802       66        A1        19.00     0.2500

4386540110785442         2      24,613.54      26,500       659       90        A1        30.00     0.2500

4386540110785483         1      21,079.27     100,000       791       56        A1        36.00     0.0000

4386540110785491         1      10,300.00      66,300       768       45        A1        50.00     0.5000

4386540110785509         2      64,900.70     100,000       766       88        A1        31.00     0.2500

4386540110785525         2      14,069.46      15,000       672      100        A4        49.00     1.0000

4386540110785541         2     123,685.80     143,482       730      100        A1        39.00     0.7500

4386540110785558         1      36,656.13     100,000       760       88        A1        51.00     0.2500

4386540110785566         2      66,079.59      67,300       722      100        A4        39.00     1.0000

4386540110785574         1      96,742.78     100,000       695       49        A4        26.00     0.5000

4386540110785608         1       6,160.42      92,000       805       90        A1        34.00     0.5000

4386540110785616         2      69,920.66      75,000       681       76        A1        45.00     0.2500

4386540110785665         1       7,412.58      20,000       756       22        A1        22.00     0.0000

4386540110785681         2      35,182.48       50,800       756       90        A1        31.00     0.0000

4386540110785699         2      17,902.21      44,000       765       90        A1        29.00     0.0000

4386540110785715         2      13,950.66      19,000       810       58        A1        50.00     0.0000

4386540110785756         2      37,797.66      39,000       744       90        A1        22.00     0.0000

4386540110785798         2      13,979.91     100,000       810       72        A1        42.00     0.2500

4386540110785814         1      35,154.22      80,000       756       90        A1        41.00     0.5000

4386540110785863         2      27,794.54      28,000       564       90        A4        36.00     0.0000

4386540110785871         1      95,639.45     249,000       790       90        A1        35.00     0.0000

4386540110785921          2      26,906.37      43,750       747       85        A1        32.00     0.0000

4386540110785947         1      56,534.09      65,000       674       69        A1        17.00     0.0000

4386540110785962         1      99,582.88     100,000       687       96        A1        40.00     0.0000

4386540110786002         1       7,730.00      94,200       782       90        A1        35.00     0.2500

4386540110786010         2      12,567.29      13,000       604       90        A1         8.00     0.2500

4386540110786085         1      53,327.82      87,900       794       90        A1        35.00     0.2500

4386540110786093         1       9,500.00      83,000       770       90        A1        29.00     0.2500

4386540110786101         2      16,057.06      25,000       713       81        A4        50.00     0.2500

4386540110786135         1      51,171.74      69,400       752       90        A1        23.00     0.0000

4386540110786143         1      29,743.80      52,800       752       90        A1        35.00     0.0000

4386540110786176         1      61,608.63      98,100        776       90        A1        27.00     0.2500

4386540110786218         2       8,930.45      50,000       769       91        A1        13.00     0.2500

4386540110786234         1      23,073.06     100,000       608       72        A1        50.00     0.2500

4386540110786242         2      16,434.90      33,100       760       85        A1        26.00     0.0000

4386540110786267         2      29,687.84      89,300       688       90        A1        36.00     0.5000

4386540110786291         1       8,424.19      73,000       752       90         A1        30.00     0.2500

4386540110786317         1      67,738.42     100,000       784       39        A1        28.00     0.2500

4386540110786366         2      15,080.73      16,000       701      100        A1        35.00     0.7500

4386540110786390         2       43,545.24      56,400       778       90        A1        36.00     0.0000

4386540110786424         2      26,774.22      84,000       763       90        A1        46.00     0.0000

4386540110786457         1      20,801.02      25,000       758       76        A1        43.00     0.0000

4386540110786481         1      21,416.40      30,000       751       35        A1        32.00     0.5000

4386540110786515         1      79,132.97     100,000       720       72        A1        47.00     0.0000

4386540110786531         2      12,075.74     100,000       734       79        A1        47.00     0.5000

4386540110786549         1      28,068.09      30,000       742       29        A1        16.00     0.2500

4386540110786572         1      23,516.34      35,000       708       35        A1        47.00     0.5000

4386540110786648         1      82,392.54     100,000       779       88        A1        45.00     0.5000

4386540110786655         2      42,781.48      55,000       691       70        A1        36.00     0.0000

4386540110786671         1     100,749.91     150,000       733        31        A4        48.00     0.0000

4386540110786705         2      78,397.47     100,000       765       56        A1        45.00     0.2500

4386540110786721         1      53,590.03      86,500       665       90        A1        24.00     0.0000

4386540110786838          1      39,991.15     100,000       739       86        A1        50.00     0.0000

4386540110786861         3       6,331.01       8,000       755       99        A4        30.00     1.0000

4386540110786929         1       6,601.48      43,800       792       90        A1         17.00     0.2500

4386540110786945         1      36,442.42      82,000       778       90        A1        37.00     0.2500

4386540110786960         2      24,883.16      25,000       631       79        A4        47.00     0.2500

4386540110786978         2       8,135.02       9,400       626      100        A4        31.00     1.0000

4386540110787000         2      17,234.49      53,500       707       90        A1        21.00     0.5000

4386540110787026         2      15,170.57      23,000       775      100        A1        50.00     0.7500

4386540110787117         2      43,903.55      45,000       684      100        A4        43.00     0.7500

4386540110787141         2      97,762.94     100,000       678       94        A1        47.00     0.7500

4386540110787158         2      14,902.46      18,900       717      100        A1        31.00     1.0000

4386540110787174         1      56,948.52      94,800       797       90        A1        45.00     0.2500

4386540110787182         2      22,121.35      23,000       673      100        A1        39.00     0.7500

4386540110787232         2       7,566.98      82,000       778       90        A1        42.00     0.0000

4386540110787265         2      50,701.01      62,900       797       90        A1        44.00     0.2500

4386540110787273         2      13,039.24      30,000       712       64         A4        53.00     0.2500

4386540110787299         2      17,993.48      19,000       601       90        A1        19.00     0.2500

4386540110787372         2       8,284.37      13,000       761      100        A1        29.00     1.0000

4386540110787380         2       8,744.54      22,900       743       56        A4        50.00     0.0000

4386540110787398         1      10,895.33      50,000       737       32        A1        12.00     0.0000

4386540110787406         2      70,385.00     100,000       748       91        A1        49.00      1.0000

4386540110787422         3      94,249.01     100,000       629       27        A4        23.00     0.2500

4386540110787455         2      12,816.89      30,000       717       73        A1        36.00     0.0000

4386540110787471         2      36,850.06      42,000       618      100        A1        42.00     0.7500

4386540110787489         1      10,195.86      90,000       806       90        A1        15.00     0.0000

4386540110787513         1   1,226,813.81   1,230,800       762       78        A1        37.00     0.0000

4386540110787539         1       9,831.90      90,000       805       60        A1        49.00     0.0000

4386540110787547         3      33,530.32      42,000       617       56        A1        50.00     0.2500

4386540110787570         2      17,433.46      17,800       696      100        A1        34.00     1.0000

4386540110787588         2      72,896.02      89,000       774      100        A1        28.00     0.0000

4386540110787596         2      29,623.65      32,000       723       86        A1        38.00     0.2500

4386540110787612         2      16,525.66      19,600       664       90        A4        47.00     0.2500

4386540110787620         1      28,995.30     100,000       806       49        A1        19.00     0.5000

4386540110787646         2      42,322.69      45,000       742       80        A1        38.00     0.0000

4386540110787687         2      43,005.49      43,300       685      100        A1        32.00     0.7500

4386540110787695         2      23,578.17     100,000       750       34        A1        25.00     0.0000

4386540110787703         1      34,282.08       70,000       780       57        A1        49.00     0.2500

4386540110787778         2       7,895.46       8,000       682      100        A1        29.00     0.0000

4386540110787786         2      39,137.22      40,000       684       99        D6        44.00     1.0000

4386540110787802         1      46,096.67      62,000       756       90        A1        43.00     0.5000

4386540110787810         2      12,810.49      63,000       738       90        A1        41.00     0.0000

4386540110787877         2       9,749.91      10,000       709      100        A1        36.00     1.0000

4386540110787893         2      49,701.52      60,000       798       89        A1        38.00     0.2500

4386540110787901         2      36,053.17     100,000       777       62        A1        31.00     0.2500

4386540110787984          2      19,214.20      20,000       673      100        A1        29.00     0.7500

4386540110788008         2       5,657.18      66,000       774       90        A1        45.00     0.0000

4386540110788024         1      49,900.39     100,000       751       50        A1        10.00     0.0000

4386540110788032         1      45,285.82     100,000       791       39        A1        15.00     0.2500

4386540110788040         2      16,234.52      18,000       707       85        A1        34.00     0.0000

4386540110788131         1      19,529.90     100,000       769       82        A1        30.00     0.2500

4386540110788172         2      20,587.66      21,188       662       90        A4        46.00     0.0000

4386540110788180         1      48,088.08      50,000       773       87        A1        48.00     0.2500

4386540110788198         2      64,600.00      65,000       685       77        A1        24.00     0.0000

4386540110788206         2      12,909.93      60,000       761       60        A1        70.00     0.5000

4386540110788222         2      38,458.39      45,400        695       99        A4        50.00     0.7500

4386540110788230         2      71,094.95      84,800       773       90        A1        25.00     0.0000

4386540110788263         1      22,437.74      70,000       702       57        A1        14.00     0.0000

4386540110788289         1     136,009.95     140,000       680       90        A1        46.00     0.0000

4386540110788305         2       8,634.56       9,200       733       90        A1        44.00     0.2500

4386540110788313         2      32,392.94      41,000       773       90         A1        26.00     0.0000

4386540110788321         1      25,172.39      27,600       763       90        A1        25.00     0.2500

4386540110788347         2      13,889.99      25,000       801       79        A1        27.00     0.0000

4386540110788362         2       23,238.28      25,000       588       95        A4        23.00     0.7500

4386540110788396         2      24,630.65      48,000       692      100        A1        36.00     1.0000

4386540110788495         2      39,205.55      39,800       753       90        A1        29.00     0.5000

4386540110788529         2      36,556.40      36,700       657       90        A1        48.00     0.0000

4386540110788560         2      10,787.82      43,800       791       90        A1        17.00     0.5000

4386540110788602         2      59,577.09      75,000       771       40        A1        52.00     0.5000

4386540110788610         2       9,223.90      10,000       691       83        A4        38.00     0.2500

4386540110788685         2      23,624.21     100,000       766       78        A1        42.00     0.0000

4386540110788693         2      79,421.50     100,000       669       95        A1        30.00     0.7500

4386540110788768         2      24,611.91      25,000       704       92        A4        41.00     0.2500

4386540110788792         2      13,047.43      34,800       789        90        A1        27.00     0.2500

4386540110788917         2      27,491.82      94,475       782       90        A1        40.00     0.0000

4386540110788941         1      15,030.47      41,000       709       90        A1        46.00     0.5000

4386540110789006          2      15,556.26      16,600       554      100        A1        27.00     0.7500

4386540110789014         2      33,322.78      38,000       730      100        A1        28.00     1.0000

4386540110789022         1      78,983.38      80,000       723       52        A1         48.00     0.2500

4386540110789048         3      13,297.84      27,000       708       73        A4        38.00     0.2500

4386540110789113         2      77,294.42      96,650       756       84        A1        39.00     0.2500

4386540110789139         1      89,196.80      90,000       662      100        A1        41.00     0.7500

4386540110789147         2      19,551.74      20,000       782       83        A1        25.00     0.0000

4386540110789188         1      21,937.44      27,800       780       43        A4        50.00     0.2500

4386540110789253         1       7,554.26     100,000       809       44        A1        23.00     0.2500

4386540110789279         2      17,891.70      21,000       708       90        A1        45.00     0.0000

4386540110789295         2      28,422.20      85,000        709       90        A1        34.00     0.2500

4386540110789311         2      37,888.38     100,000       760       73        A1        27.00     0.0000

4386540110789329         2      19,734.16      20,600       739       91        A4        50.00     0.7500

4386540110789345         2      13,546.18      14,800       634       80        A4        43.00     0.2500

4386540110789352         1      16,329.68      68,700       749       90        A1        17.00     0.2500

4386540110789378         2      93,084.08      97,700       782       85         A1        46.00     0.2500

4386540110789394         1      11,441.41     100,000       796       82        A1        43.00     0.2500

4386540110789485         2      18,613.74      19,000       724      100        A4        29.00     0.7500

4386540110789493         2      16,634.84      52,000       777       87        A1        34.00     0.0000

4386540110789550         1      69,494.77      70,000       712       90        A1        40.00     0.2500

4386540110789568         1      33,735.27      68,800       744       90        A1        41.00     0.5000

4386540110789592         2      53,182.81     250,000       793       67        A1        39.00     0.0000

4386540110789618         1      50,944.58      60,400       746       90        A1        31.00     0.0000

4386540110789642         2      33,679.23      34,900       659      100        A4        46.00     1.0000

4386540110789659         1      71,109.93      90,000       720       88        A1        27.00     0.5000

4386540110789675         2      61,619.86      75,000       766       89        A1        29.00     0.2500

4386540110789683         2      67,313.63     100,000       731       71        A1        38.00     0.0000

4386540110789691         2       9,766.84      29,000       763       90        A1        22.00     0.0000

4386540110789709         2      35,138.42     100,000       760       78        A1        30.00     0.5000

4386540110789717         2      97,478.27     100,000       776       69        A1        40.00     0.5000

4386540110789725         1      89,773.49     119,000       594       90        A1        46.00     0.2500

4386540110789741         2      24,404.65      37,300       786      100        A1        50.00     1.0000

4386540110789766         1     134,271.58     250,000       782       36        A1        37.00     0.0000

4386540110789782         2      89,848.58      93,700       729       95        A1         47.00     0.7500

4386540110789824         2      14,738.15      50,000       779       83        A1        49.00     0.2500

4386540110789899         1      98,974.92     125,000       787       90        A1        44.00     0.0000

4386540110789907         2      14,251.91       19,200       775       86        A1        48.00     0.2500

4386540110789915         1      30,729.72      31,000       584       89        D6        44.00     0.2500

4386540110789931         1       9,200.64      75,000       777       74        A1        50.00     0.0000

4386540110789956         1       5,983.87     100,000       722       75        A1        32.00     0.2500

4386540110789972         2      29,139.98      60,000       684       85        A1        12.00     0.0000

4386540110790004         2      14,695.84      32,300       777       90        A1        31.00     0.5000

4386540110790038         2      27,833.98      28,700       761      100        A1        45.00     0.7500

4386540110790061         2      38,752.49      39,000       657      100        A4        49.00     1.0000

4386540110790087         1      42,559.83      80,000       781       68        A1        31.00     0.2500

4386540110790095         1      29,188.98      96,500       797       90        A1        24.00     0.5000

4386540110790160         1      77,389.92      94,000       734       90        A4        31.00     0.2500

4386540110790186         2      29,715.28      30,000       614      100        A4        50.00     0.7500

4386540110790194         2      66,433.40      72,000       700       90        A1        46.00     0.0000

4386540110790228         1      88,011.31     100,000       753       73        A1        24.00     0.0000

4386540110790301         2      10,105.69      55,500       750       90        A1        42.00     0.0000

4386540110790319         2      46,367.19      69,000       759       90        A1        46.00     0.0000

4386540110790426         2      41,430.32      42,000       694      100        A1        34.00     0.7500

4386540110790434         2      24,790.00      25,000       664       94        A1        62.00     0.7500

4386540110790442         1     137,750.58     233,000       803       90        A1        44.00    -0.1500

4386540110790475         2      17,248.58      20,000       776       34        A1        53.00     0.5000

4386540110790517         2      29,500.00      29,900       679       90        A1        35.00     0.0000

4386540110790525         2      40,474.94     100,000       806       91        A1        25.00     0.2500

4386540110790616         1      48,113.02      84,000       810       35        A1        50.00     0.5000

4386540110790624         2      38,500.00      76,000       761       89        A1        21.00     0.0000

4386540110790681         2      86,790.78      93,000       638      100        A1        19.00     1.0000

4386540110790715         1      38,818.81      42,000       726       90        A1        35.00     0.2500

4386540110790723         2        8,039.15      35,000       645       86        A4        27.00     0.2500

4386540110790731         1      13,838.11      56,500       797       72        A1        46.00     0.2500

4386540110790780         2      48,399.29      50,000       796      100        A1        20.00     0.7500

4386540110790806         1      13,939.92      50,000       806       89        A1        39.00     0.5000

4386540110790848         1      39,800.00     100,000       798       86        A1         9.00     0.5000

4386540110790863         1      34,535.81      37,000       724       60        D8        33.00     0.2500

4386540110790889         2      13,611.00     100,000       792       75        A1        44.00     0.2500

4386540110790921         2     117,363.94     150,000       761       76        A1        41.00     0.0000

4386540110790947         2      23,826.79      28,415       770      100        A1        10.00     0.7500

4386540110790988         1       7,178.00      70,800       779       90        A1        48.00     0.5000

4386540110791010         2      25,254.46      25,500       679        83        A4        50.00     0.0000

4386540110791028         2      49,288.69      65,000       684       56        A4        42.00     0.0000

4386540110791036         2      91,133.70      96,000       715       86        A4        25.00     0.2500

4386540110791044          2      29,078.36      35,700       808       90        A1        31.00     0.0000

4386540110791127         1       9,272.58      93,000       806       90        A1        44.00     0.5000

4386540110791135         2      48,857.96     100,000       776       59        A1         20.00     0.5000

4386540110791143         2      46,699.36      61,000       768       39        A1        50.00     0.2500

4386540110791150         2      19,933.23      32,000       690       90        A1        39.00     0.0000

4386540110791176         1       8,125.87      39,000       791       90        A1        16.00     0.0000

4386540110791184         2      12,480.93      26,900       758       90        A1        32.00     0.2500

4386540110791234         1      20,351.42      22,200       789       90        A1         8.00     0.2500

4386540110791275         2       7,117.25      25,000       737       90        A1        29.00     0.2500

4386540110791309         1     334,704.75     335,000       722       95        A1        31.00     0.5000

4386540110791382         2       7,853.26      80,000