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MORTGAGE LOAN PURCHASE AGREEMENT

Mortgage Loan Purchase Agreement

MORTGAGE LOAN PURCHASE AGREEMENT | Document Parties: WACHOVIA MORTGAGE LOAN TRUST, LLC, | WACHOVIA BANK, NATIONAL ASSOCIATION, You are currently viewing:
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WACHOVIA MORTGAGE LOAN TRUST, LLC, | WACHOVIA BANK, NATIONAL ASSOCIATION,

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Title: MORTGAGE LOAN PURCHASE AGREEMENT
Governing Law: New York     Date: 12/9/2005

MORTGAGE LOAN PURCHASE AGREEMENT, Parties: wachovia mortgage loan trust  llc  , wachovia bank  national association
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                                                                  EXECUTION COPY

 

 

 

 

 

                       WACHOVIA MORTGAGE LOAN TRUST, LLC,

 

                                   as Purchaser,

 

                                        and

 

                       WACHOVIA BANK, NATIONAL ASSOCIATION,

 

                                    as Seller

 

 

 

 

           -----------------------------------------------------------

                       MORTGAGE LOAN PURCHASE AGREEMENT

           -----------------------------------------------------------

 

                        Dated as of November 22, 2005

 

 

 

<PAGE>

 

 

                                TABLE OF CONTENTS

 

                                                                            Page

 

SECTION 1.    Definitions.......................................................1

 

SECTION 2.    Purchase and Sale of the Mortgage Loans...........................4

 

SECTION 3.    Mortgage Loan Schedule............................................6

 

SECTION 4.    Allocation of Payments; Mortgage Loan Files.......................6

 

SECTION 5.    Material Defects..................................................7

 

SECTION 6.    Recordation of Assignments of Mortgages...........................8

 

SECTION 7.    Representations and Warranties of Seller Concerning the Mortgage

             Loans.............................................................9

 

SECTION 8.    Representations and Warranties Concerning the Seller.............13

 

SECTION 9.    Representations and Warranties Concerning the Purchaser..........14

 

SECTION 10.   Conditions to Closing............................................15

 

SECTION 11.   Notices..........................................................17

 

SECTION 12.   Assignment by Purchaser..........................................17

 

SECTION 13.   Representations, Warranties and Agreements to Survive Delivery...17

 

SECTION 14.   Severability.....................................................17

 

SECTION 15.   Counterparts.....................................................17

 

SECTION 16.   Amendment........................................................17

 

SECTION 17.   GOVERNING LAW....................................................17

 

SECTION 18.   Further Assurances...............................................18

 

SECTION 19.   Successors and Assigns...........................................18

 

SECTION 20.   Maintain Rights in Effect........................................18

 

SECTION 21.   Entire Agreement.................................................18

 

SECTION 22.   No Partnership...................................................18

 

                                     i

 

 

<PAGE>

 

 

                           EXHIBITS AND SCHEDULE TO

                       MORTGAGE LOAN PURCHASE AGREEMENT

 

Exhibit 1          Mortgage Loan Schedule Information

Exhibit 2          Schedule of Lost Notes

Exhibit 3          S&P LEVELS(R) Glossary, Version 5.6(c) Revised, Appendix E

Schedule A         Mortgage Loan Schedule

 

                                     ii

 

 

<PAGE>

 

 

                                 TABLE OF CONTENTS

 

 

                                                                            Page

 

 

                        MORTGAGE LOAN PURCHASE AGREEMENT

 

            MORTGAGE LOAN PURCHASE AGREEMENT, dated as of November 22, 2005, as

amended and supplemented by any and all amendments hereto (collectively, the

"Agreement"), by and between WACHOVIA BANK, NATIONAL ASSOCIATION, a national

banking association (the "Seller"), and WACHOVIA MORTGAGE LOAN TRUST, LLC, a

Delaware limited liability company (the "Purchaser").

 

            Upon the terms and subject to the conditions of this Agreement, the

Seller agrees to sell, and the Purchaser agrees to purchase, certain

conventional, adjustable rate, first lien mortgage loans secured primarily by

one- to four-family residential properties as described herein. The Purchaser

intends to sell the Mortgage Loans to U.S. Bank National Association, as trustee

under the Pooling and Servicing Agreement, dated as of November 22, 2005 (the

"Pooling and Servicing Agreement"), among the Purchaser, as depositor, Wells

Fargo Bank, National Association, as master servicer and certificate

administrator, National City Mortgage Co. and SunTrust Mortgage, Inc., each as

servicers, and U.S. Bank National Association, as trustee.

 

            Now, therefore, in consideration of the premises and the mutual

agreements set forth herein, the parties hereto agree as follows:

 

            SECTION 1.   Definitions. The following terms are defined as follows:

 

            Agreement:   The meaning set forth in the preambles hereto.

 

            Closing Date: November 22, 2005.

 

            Co-op Shares:   Shares issued by private non-profit housing

                           corporations.

 

            Custodian: The Custodian under the Pooling and Servicing Agreement.

 

            Cut-off Date: November 1, 2005.

 

            Deleted Mortgage Loan:   A Mortgage Loan replaced or to be replaced

by a Substitute Mortgage Loan.

 

            Material Defect: The meaning set forth in Section 5(ii).

 

 

            MERS: Mortgage Electronic Registration Systems, Inc.

 

            Mortgage: The mortgage, deed of trust or instrument creating a lien

on an interest in Mortgaged Property securing a Mortgage Note or creating a

lien on a leasehold interest.

 

 

 

<PAGE>

 

 

            Mortgage File: The following documents:

 

            (i)      the original Mortgage Note, endorsed by manual or facsimile

signature either (A) in blank or (B) in the following form: "Pay to the order of

U.S. Bank, National Association, as Trustee, without recourse," with all

necessary intervening endorsements showing a complete chain of endorsement from

the originator to the Trustee (each such endorsement being sufficient to

transfer all right, title and interest of the party so endorsing in and to that

Mortgage Note);

 

            (ii)     the original recorded Mortgage with evidence of a recording

thereon, or if any such Mortgage has not been returned from the applicable

recording office or has been lost, or if such public recording office retains

the original recorded Mortgage, a copy of such Mortgage certified by the Seller

as being a true and correct copy of the Mortgage, if such copy is available;

 

            (iii)    a duly executed assignment of mortgage to "U.S. Bank,

National Association, as trustee for the holders of the Wachovia Mortgage Loan

Trust, LLC   Mortgage Pass-Through Certificates, Series 2005-B Certificates"

(which may be included in a blanket assignment or assignments), together with,

except as   provided below, originals of all interim recorded assignments of such

mortgage or copies of such interim assignments certified by the Seller as being

true and complete copies of the original recorded intervening assignments of

Mortgage (each such assignment, when duly and validly completed, to be in

recordable form and sufficient to effect the assignment of the related Mortgage

to the assignee thereof); provided that, if the related Mortgage has not been

returned from the applicable public recording office, such assignment of

mortgage may exclude the information to be provided by the recording office; and

provided, further, if the related Mortgage has been recorded in the name of MERS

or its designee, no assignment of mortgage in favor of the Trustee is required;

 

             (iv)     the originals of all assumption, modification, consolidation

or extension agreements, if any, with evidence of recording thereon, if any;

 

            (v)      the original or duplicate original mortgagee title insurance

policy and all riders thereto;

 

            (vi)     the original of any guarantee executed in connection with

the Mortgage Note;

 

            (vii)    for each Mortgage Loan, if any, which is secured by a

residential long-term lease, a copy of the lease with evidence of recording

indicated thereon, or, if the lease is in the process of being recorded, a

photocopy of the lease, certified by an officer of the respective prior owner of

such Mortgage Loan or by the applicable title insurance company,

closing/settlement/escrow agent or company or closing attorney to be a true and

correct copy of the lease transmitted for recordation;

 

            (viii)   the original of any security agreement, chattel mortgage or

equivalent document executed in connection with the Mortgage; and

 

                                      2

 

 

<PAGE>

 

 

            (ix)     for each Mortgage Loan secured by Co-op Shares, the

originals of the following documents or instruments:

 

            (A)      The stock certificate;

 

            (B)      The stock power executed in blank;

 

            (C)      The executed proprietary lease;

 

            (D)      The executed recognition agreement;

 

            (E)      The executed assignment of recognition agreement, if any;

 

            (F)      The executed UCC-1 financing statement with evidence of

recording thereon; and

 

            (G)      Executed UCC-3 financing statements or other appropriate

UCC financing statements required by state law, evidencing a complete and

unbroken line of assignments from the mortgagee to the Trustee with evidence of

recording thereon (or in a form suitable for recordation).

 

            Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate

of interest at which interest accrues on the principal balance of such Mortgage

Loan, as adjusted from time to time in accordance with the provisions of the

related Mortgage Note.

 

            Mortgage Loans: The mortgage loans listed on the Mortgage Loan

Schedule.

 

            Mortgage Loan Schedule: The list of Mortgage Loans, as from time to

time amended by the Seller to reflect the addition of Substitute Mortgage Loans

and the deletion of Deleted Mortgage Loans pursuant to the provisions of this

Agreement, attached hereto as Schedule A.

 

            Mortgage Note: The originally executed note or other evidence of

indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan,

together with all riders thereto and amendments thereof.

 

            Mortgaged Property:   The property securing a Mortgage Loan.

 

            Mortgagor:   The obligor on a Mortgage Note.

 

            Opinion of Counsel:   A written   opinion of counsel,   who may be

counsel for the Seller or the Purchaser, reasonably acceptable to the Purchaser.

 

            Person: Any individual, corporation, limited liability company,

partnership, joint venture, association, joint-stock company, trust,

unincorporated organization, government or any agency or political subdivision

thereof, or any other organization or entity of any type, whether or not a legal

entity.

 

                                      3

 

 

<PAGE>

 

 

            Pooling and Servicing Agreement: The meaning set forth in the

preambles hereto.

 

            Prospectus Supplement: The supplement, dated November 17, 2005 to

the Prospectus, dated September 27, 2005, relating to certain classes of the

certificates issued under the Pooling and Servicing Agreement.

 

            Purchase Price: The meaning specified in Section 2(ii).

 

            Purchaser: The meaning set forth in the preambles hereto.

 

            Remittance Date: As to any Distribution Date (as such term is

defined in the Pooling and Servicing Agreement in effect as of the date hereof),

by 2:00 p.m. Eastern time on the second Business Day immediately preceding such

Distribution Date.

 

            Repurchase Price: With respect to any Mortgage Loan (or any property

acquired with respect thereto) required to be purchased by the Seller pursuant

to this Agreement, an amount equal to the sum of (i)(a) the unpaid principal

balance of such Mortgage Loan as of the date of repurchase (or if the related

Mortgaged Property was acquired by the Purchaser or its assignee, the unpaid

principal balance at the date of the acquisition), plus (b) accrued but unpaid

interest on the principal balance at the related Mortgage Interest Rate through

and including the last day of the month of repurchase, and (ii) any costs and

damages incurred by the Purchaser in connection with a breach of the

representation contained in Section 7(iii) as a result of any violation of any

predatory or abusive lending law with respect to such Mortgage Loan.

 

            Seller: The meaning set forth in the preambles hereto.

 

            Servicer: The applicable Servicer under the Pooling and Servicing

Agreement.

 

            Substitute Mortgage Loan: A mortgage loan substituted for a Deleted

Mortgage Loan pursuant to the provisions of this Agreement. Upon such

substitution, such mortgage loan shall be a "Mortgage Loan" hereunder.

 

            Substitution Adjustment Amount: The meaning specified in Section

5(v).

 

            Transferred Property: The meaning specified in Section 2(i).

 

            Trustee: The Trustee under the Pooling and Servicing Agreement.

 

            SECTION 2.   Purchase and Sale of the Mortgage Loans.

 

            (i)      The Seller does hereby sell, assign, set over, transfer, and

otherwise convey to the Purchaser on the Closing Date, without recourse (except

as expressly provided herein), all of its right, title and interest, in, to and

under the following: (A) the Mortgage Loans (including the

 

                                     4

 

 

<PAGE>

 

 

related Mortgage Note and Mortgage, all monies due or to become due on the

Mortgage Loans (other than payments of principal and interest due and payable on

or before the Cut-off Date), and all collections on the Mortgage Loans received

after the Cut-off Date (other than payments of principal and interest due and

payable on or before the Cut-off Date)); (B) any insurance policies in respect

of the Mortgage Loans; and (C) all proceeds of the foregoing (collectively, the

"Transferred Property").

 

            (ii)     The purchase price (the "Purchase Price") for the Mortgage

Loans and the related Transferred Property to be paid by the Purchaser to the

Seller on the Closing Date shall be (A) a 0.01% Percentage Interest in the Class

1-A-R Certificates (as such terms are defined in the Pooling and Servicing

Agreement in effect as of the date hereof) and (B) an amount equal to

$415,955,746.76.

 

            (iii)    In consideration of the sale of the Mortgage Loans and the

related Transferred Property by the Seller to the Purchaser on the Closing Date,

the Purchaser shall pay to the Seller on the Closing Date by wire transfer of

immediately available funds to a bank account designated by the Seller, the

Purchase Price.

 

            (iv)     It is the express intent of the parties hereto that the

transfer of the Mortgage Loans by the Seller to the Purchaser pursuant to this

Section 2 be, and be construed as, an absolute sale of the Mortgage Loans by the

Seller to the Purchaser, including for accounting purposes, and not a secured

borrowing. It is, further, not the intention of the parties that such transfer

be deemed the grant of a security interest in the Mortgage Loans by the Seller

to the Purchaser to secure a debt or other obligation of the Seller. However, in

the event that, notwithstanding the intent of the parties, the Mortgage Loans

are held to be the property of the Seller, or if for any other reason this

Agreement is held or deemed to create a security interest in the Mortgage Loans,

then: (1) this Agreement shall constitute a security agreement, and (2) the

transfer of the Mortgage Loans provided for in this Section 2 shall be deemed to

be a grant by the Seller to the Purchaser of, and the Seller hereby grants to

the Purchaser, to secure all of the Seller's obligations hereunder, a security

interest in all of the Seller's right, title, and interest, whether now owned or

hereafter acquired, in and to (i) the Mortgage Loans, (ii) all accounts, chattel

paper, deposit accounts, documents, general intangibles, goods, instruments,

investment property, letter-of-credit rights, letters of credit, money, and oil,

gas, and other minerals, consisting of, arising from, or relating to, any of the

foregoing; and (iii) all proceeds of the foregoing.

 

            (v)      The Seller shall file such financing statements, and the

Seller and the Purchaser shall, to the extent consistent with this Agreement,

take such other actions as may be necessary to ensure that, if this Agreement

were found to create a security interest in the Mortgage Loans, such security

interest would be a perfected security interest of first priority under

applicable law and will be maintained as such throughout the term of the

Agreement. In connection herewith, the Purchaser shall have all of the rights

and remedies of a secured party under the Uniform Commercial Code as in force in

the relevant jurisdiction.

 

            (vi)     Concurrently herewith, the Purchaser has contracted to sell

the Mortgage Loans and other Transferred Property to the Trustee pursuant to the

Pooling and Servicing

 

                                     5

 

 

<PAGE>

 

 

Agreement. To avoid the unnecessary expense and administrative inconvenience

associated with the execution and recording of multiple assignment documents,

the Seller may execute one or more assignments of mortgages in blank or naming

the Trustee as assignee, and may endorse the Mortgage Notes in blank or to the

Trustee. Notwithstanding the fact that such assignments of mortgages name the

Trustee as assignee and that Mortgage Notes are endorsed to the Trustee, the

parties hereto acknowledge and agree that the Mortgage Loans for all purposes

have been transferred from the Seller to the Purchaser and from the Purchaser to

the Trustee.

 

            SECTION 3.   Mortgage Loan Schedule. The initial Mortgage Loan

Schedule shall be prepared by the Seller and shall set forth the information

listed on Exhibit 1 to this Agreement with respect to each of the Mortgage Loans

being sold by the Seller hereunder.

 

            SECTION 4.   Allocation of Payments; Mortgage Loan Files.

 

            (i)      The Purchaser will be entitled to all payments of principal

and interest on the Mortgage Loans due after the Cut-off Date, regardless of

when actually collected, and all collections in respect of the Mortgage Loans

received after the Cut-off Date, other than payments of principal and interest

due and payable on or before the Cut-off Date. The Seller will be entitled to

all scheduled payments of principal and interest on the Mortgage Loans due on or

before the Cut-off Date, including payments of such collected after the Cut-off

Date. Such principal and interest belonging to the Seller as described above

will not be included in the aggregate principal balance of the Mortgage Loans as

of the Cut-off Date as set forth on the initial Mortgage Loan Schedule.

 

            (ii)     In connection with the transfer and assignment of the

Mortgage Loans, the Seller shall deliver or cause to be delivered to the

Custodian on behalf of the Trustee as assignee of the Purchaser by the Closing

Date, the documents required to be included in each Mortgage File; provided,

however, that in lieu of the foregoing, the Seller may deliver the following

documents, under the circumstances set forth below: (x) in lieu of the original

Mortgage, the assignment to the Trustee of such Mortgage, or intervening

assignments thereof, which have been delivered, are being delivered or will,

upon receipt of recording information relating to the Mortgage required to be

included thereon, be delivered to recording offices for recording and have not

been returned to the Seller in time to permit their delivery as specified above,

the Seller may deliver a true copy thereof with a certification by the Seller,

on the face of such copy, substantially as follows: "Certified to be a true and

correct copy of the original, which has been transmitted for recording"; (y) in

lieu of the Mortgage, the assignment to the Trustee of such Mortgage, or

intervening assignments thereof, if the applicable jurisdiction retains the

originals of such documents (as evidenced by a certification from the Seller to

such effect) the Seller may deliver photocopies of such documents containing an

original certification by the recording office of the jurisdiction where such

documents were recorded; and (z) in lieu of the Mortgage Notes relating to the

Mortgage Loans, each identified in the list attached hereto as Exhibit 2, the

Seller may deliver lost note affidavits and indemnities of the Seller; and

provided further, however, that in the case of Mortgage Loans which have been

prepaid in full after the Cut-off Date and prior to the Closing Date, the

Seller, in lieu of delivering the above documents, may deliver to the Trustee

and the Custodian a certification by the Seller or the Servicer servicing such

Mortgage Loan to such effect. The Seller shall deliver such original documents

(including any original documents as to which certified copies had previously

been delivered) or

 

                                     6

 

 

<PAGE>

 

 

such certified copies to the Custodian promptly after they are received. The

Seller shall cause the Mortgage and intervening assignments, if any, to be

recorded not later than 180 days after the Closing Date, unless such assignment

is not required to be recorded under the terms set forth in Section 6(i).

 

            SECTION 5.   Material Defects.

 

            (i)      On or before the Closing Date, the Seller shall make the

Mortgage Files available to the Purchaser or its agent for examination, which

examination may be at the offices of the Custodian or the Seller. The fact that

the Purchaser or its agent has conducted or has failed to conduct any partial or

complete examination of the Mortgage Files shall not affect the Purchaser's

rights to demand cure, repurchase, substitution or other relief as provided in

this Agreement.

 

            (ii)     If any document is missing, has not been executed, is

unrelated, determined on the basis of the Mortgagor name, original principal

balance and loan number, to the Mortgage Loans identified in the Mortgage Loan

Schedule (a "Material Defect"), the Purchaser or its assignee shall promptly

notify the Seller in writing of such Material Defect. The Seller shall correct

or cure any such Material Defect within 90 days from the date of notice of the

Material Defect and if the Seller does not correct or cure such Material Defect

within such period and such defect materially and adversely affects the

interests of the Purchaser or its assignee in the related Mortgage Loan, the

Seller will either (a) substitute for the related Mortgage Loan a Substitute

Mortgage Loan, which substitution shall be accomplished in the manner and

subject to the conditions set forth in this Section 5 or (b) purchase such

Mortgage Loan from the Purchaser or its assignee at the Repurchase Price for

such Mortgage Loan; provided that, if such defect would cause the Mortgage Loan

to be other than a "qualified mortgage" as defined in Section 860G(a)(3) of the

Internal Revenue Code, any such cure, repurchase or substitution must occur

within 90 days from the date such breach was discovered; provided, further that

if such defect relates solely to the inability of the Seller to deliver the

original Mortgage or intervening assignments thereof, or a certified copy,

because the originals of such documents, or a certified copy, have not been

returned by the applicable recording office, the Seller shall not be required to

purchase such Mortgage Loan if the Seller delivers such original documents or

certified copy promptly upon receipt, but in no event later than 360 days after

the Closing Date. The foregoing repurchase or substitution obligation shall not

apply in the event that the Seller cannot deliver such original or copy of any

document submitted for recording to the appropriate recording office in the

applicable jurisdiction because such document has not been returned by such

office; provided that the Seller shall instead deliver a recording receipt of

such recording office or, if such receipt is not available, a certificate of the

Seller or the applicable Servicer confirming that such documents have been

accepted for recording, and delivery to the Trustee or the Custodian, as

assignee of the Purchaser, shall be effected by the Seller within thirty days of

its receipt of the original recorded document.

 

            (iii)    With respect to each Substitute Mortgage Loan, the Seller

shall promptly deliver to the Custodian, on behalf of the Trustee as assignee of

the Purchaser, the Mortgage Note, the Mortgage, and the other documents required

to be included in the related Mortgage File, with the Mortgage Note endorsed and

the Mortgage assigned as required by the definition of Mortgage File. Payments

due with respect to any such Substitute Mortgage Loan in the month of

substitution shall

 

                                     7

 

 

<PAGE>

 

 

be retained by the Seller and not transferred to the Purchaser. For the month of

substitution, collections on the Mortgage Loans will include the scheduled

payment due for such month on any Deleted Mortgage Loan for which the Seller has

substituted a Substitute Mortgage Loan.

 

            (iv)     The Seller shall amend the Mortgage Loan Schedule to reflect

the repurchase or transfer to the Seller of each Mortgage Loan that has become a

Deleted Mortgage Loan and the substitution of the Substitute Mortgage Loans and

the Seller shall deliver the amended Mortgage Loan Schedule to the Purchaser,

with a copy to each of the Trustee and the Custodian. Upon such substitution,

each Substitute Mortgage Loan shall be subject to the terms of this agreement in

all respects, and the Seller shall be deemed to have made to the Purchaser with

respect to such Substitute Mortgage Loan, as of the date of substitution, the

representations and warranties set forth in Section 7. Upon any such

substitution and the payment to the Trustee as assignee of the Purchaser of the

Repurchase Price or of any required Substitution Adjustment Amount, the

Purchaser shall cause the Custodian to release the Mortgage File relating to

such Deleted Mortgage Loan to the Seller and the Purchaser and its assignees, as

applicable, shall execute and deliver at the Seller's direction such instruments

of transfer or assignment prepared by the Seller, in each case without recourse,

as shall be necessary to transfer to the Seller, or its designee, any Defective

Mortgage Loan substituted for or repurchased pursuant to this Section 5.

 

            (v)      For any month in which the Seller substitutes one or more

Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the amount (if

any) by which the aggregate unpaid principal balance of all such Substitute

Mortgage Loans as of the date of substitution is less than the aggregate unpaid

principal balance of all such Deleted Mortgage Loans after application of the

principal portion of the scheduled payments due in the month of substitution

(the "Substitution Adjustment Amount") shall be paid to the Trustee as assignee

of the Purchaser by the Seller on or before the Remittance Date in the month

succeeding the calendar month during which the related Mortgage Loan is required

to be purchased or replaced hereunder.

 

            SECTION 6.   Recordation of Assignments of Mortgages.

 

            (i)      The Seller shall, promptly after the Closing Date, cause

each Mortgage and each assignment of Mortgage from the Seller to the Trustee,

and all unrecorded intervening assignments, if any, delivered on or prior to the

Closing Date, to be recorded in the recording offices in the jurisdictions where

the related Mortgaged Properties are located; provided, however, the Seller need

not cause to be recorded any assignment which relates to a Mortgage Loan if (a)

such recordation is not required by the rating agencies rating the certificates

issued under the Pooling and Servicing Agreement or an Opinion of Counsel has

been provided to the Purchaser, the Trustee, and the Custodian which states that

the recordation of such assignment is not necessary to protect the interest of

the Purchaser or its assignee in the related Mortgage Loan or (b) MERS is

identified on the Mortgage or a properly recorded assignment of the Mortgage as

the mortgagee of record; provided, however, notwithstanding the delivery of any

Opinion of Counsel, any assignment of Mortgage that has not been recorded

pursuant to clause (a) shall be submitted for recording by the Seller in the

manner described above, at the Seller's expense, upon 60 days' written notice to

the Seller from the Purchaser or its assignee.

 

                                     8

 

 

<PAGE>

 

 

            (ii)     While each such Mortgage or assignment is being recorded, if

necessary, the Seller shall leave or cause to be left with the Custodian a

certified copy of such Mortgage or assignment. In the event that, within 180

days of the Closing Date, the Purchaser, the Trustee, and the Custodian have not

been provided an Opinion of Counsel as described in subsection (i) or received

evidence of recording with respect to each Mortgage Loan pursuant to the terms

hereof, the failure to provide evidence of recording or such Opinion of Counsel

(in the alternative, if required) shall be considered a Material Defect, and the

provisions of Section 5 shall apply. All customary recording fees and reasonable

expenses relating to the recordation of the assignments of mortgage to the

Trustee or the Opinion of Counsel, as the case may be, shall be borne by the

Seller.

 

            SECTION 7.   Representations and Warranties of Seller Concerning the

Mortgage Loans. The Seller hereby represents and warrants to the Purchaser as of

the Closing Date, or such other date prior thereto as may be specified below,

with respect to each Mortgage Loan:

 

            (i)      the information set forth in the Mortgage Loan Schedule

hereto is true and correct in all material respects and all information provided

by the Seller to the Purchaser regarding the Mortgage Loans, including the

Mortgage Loan level detail, is true and correct in all material respects;

 

            (ii)      immediately prior to the transfer to the Purchaser, the

Seller was the sole owner and holder of each Mortgage and Mortgage Note relating

to the Mortgage Loans and is conveying the same to the Purchaser free and clear

of any and all liens, claims, encumbrances, participation interests, equities,

pledges, charges or security interests of any nature and the Seller has full

right and authority to sell or assign the same pursuant to this Agreement;

 

            (iii)    each Mortgage Loan at the time it was made complied in

all material respects with all applicable laws and regulations, including,

without limitation, usury, equal credit opportunity, disclosure and recording

laws and all predatory lending laws; and each Mortgage Loan has been serviced in

all material respects in accordance with all applicable laws and regulations,

including, without limitation, usury, equal credit opportunity, disclosure and

recording laws and all predatory lending laws and the terms of the related

Mortgage Note, the Mortgage and other loan documents;

 

            (iv)     there is no monetary default existing under any Mortgage

or the related Mortgage Note and there is no material event which, with the

passage of time or with notice and the expiration of any grace or cure period,

would constitute a default, breach or event of acceleration; and neither the

Seller, any of its affiliates nor any servicer of any related Mortgage Loan has

taken any action to waive any default, breach or event of acceleration; no

foreclosure action is threatened or has been commenced with respect to the

Mortgage Loan;

 

            (v)      the terms of the Mortgage Note and the Mortgage have not

been impaired, waived, altered or modified in any respect, except by written

instruments, (i) if required by law in the jurisdiction where the Mortgaged

Property is located, or (ii) to protect the interests of the Purchaser or its

assignees;

 

                                     9

 

 

<PAGE>

 

 

            (vi)     no selection procedure reasonably believed by the Seller to

be adverse to the interests of the Purchaser or its assignees was utilized in

selecting the Mortgage Loans;

 

            (vii)    each Mortgage is a valid and enforceable first lien on the

property securing the related Mortgage Note and each Mortgaged Property is owned

by the Mortgagor in fee simple (except with respect to common areas in the case

of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer

than the term of the related Mortgage, subject only to (i) the lien of current

real property taxes and assessments, (ii) covenants, conditions and

restrictions, rights of way, easements and other matters of public record as of

the date of recording of such Mortgage, such exceptions being acceptable to

mortgage lending institutions generally or specifically reflected in the

appraisal obtained in connection with the origination of the related Mortgage

Loan or referred to in the lender's title insurance policy delivered to the

originator of the related Mortgage Loan and (iii) other matters to which like

properties are commonly subject which do not materially interfere with the

benefits of the security intended to be provided by such Mortgage, except as

enforceability may be limited by bankruptcy, insolvency, liquidation,

receivership, moratorium, reorganization or other similar laws affecting the

enforcement of the rights of creditors and by general principles of equity,

whether in a proceeding in equity or at law;

 

            (viii)   there is no mechanics' lien or claim for work, labor or

material affecting the premises subject to any Mortgage which is or may be a

lien prior to, or equal with, the lien of such Mortgage except those which are

insured against by the title insurance policy referred to in (xiii) below;

 

            (ix)     as of the Cut-off Date, to the best of the Seller's

knowledge, there was no delinquent tax or assessment lien against the property

subject to any Mortgage, except where such lien was being contested in good

faith and a stay had been granted against levying on the property;

 

            (x)      there is no valid offset, defense or counterclaim to any

Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the

unpaid principal and interest on such Mortgage Note;

 

            (xi)     except to the extent insurance is in place which will cover

such damage, each Mortgaged Property is free of material damage and is in good

repair and there is no proceeding pending or threatened for the total or partial

condemnation of any Mortgaged Property;

 

             (xii)    to the best of the Seller's knowledge, the Mortgaged

Property and all improvements thereon comply with all requirements of any

applicable zoning and subdivision laws and ordinances;

 

            (xiii)   a lender's title insurance policy (on an ALTA or CLTA form)

or binder, or other assurance of title customary in the relevant jurisdiction

therefor in a form acceptable to Fannie Mae or the Federal Home Loan Mortgage

Corporation, was issued on the date that each Mortgage Loan was originated by a

title insurance company which, to the best of the Seller's knowledge, was

qualified to do business in the jurisdiction where the related Mortgaged

Property is located, insuring

 

                                     10

 

 

<PAGE>

 

 

the Seller and its successors and assigns that the Mortgage is a first priority

lien on the related Mortgaged Property in the original principal amount of the

Mortgage Loan. The Seller is the sole insured under such lender's title

insurance policy, and such policy, binder or assurance is valid and remains in

full force and effect, and each such policy, binder or assurance shall contain

all applicable endorsements including a negative amortization endorsement, if

applicable;

 

            (xiv)    at the time of origination, each Mortgaged Property was

the subject of an appraisal which conformed to the underwriting requirements of

the originator of the Mortgage Loan;

 

            (xv)     as of the Closing Date, the improvements on each Mortgaged

Property securing a Mortgage Loan are insured (by an insurer which is acceptable

to the Seller) against loss by fire and such hazards as are covered under a

standard extended coverage endorsement in the locale in which the Mortgaged

Property is located, in an amount which is not less than the lesser of the

maximum insurable value of the improvements securing such Mortgage Loan or

the Stated Principal Balance of the Mortgage Loan, but in no event in an amount

less than an amount that is required to prevent the Mortgagor from being deemed

to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a

condominium unit, it is included under the coverage afforded by a blanket policy

for the condominium project; if upon origination of the related Mortgage Loan,

the improvements on the Mortgaged Property were in an area identified as a

federally designated flood area, a flood insurance policy is in effect in an

amount representing coverage not less than the least of (i) the unpaid principal

balance of the Mortgage Loan, (ii) the restorable cost of improvements located

on such Mortgaged Property or (iii) the maximum coverage available under federal

law; and each Mortgage obligates the Mortgagor thereunder to maintain the

insurance referred to above at the Mortgagor's cost and expense;

 

             (xvi)    each Mortgage Loan constitutes a "qualified mortgage"

under Section 860G(a)(3)(A) of the Internal Revenue Code and Treasury Regulation

Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), without reliance on the

provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation

Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan

to be treated as a "qualified mortgage" notwithstanding its failure to meet the

requirements of Section 860G(a)(3)(A) of the Internal Revenue Code and Treasury

Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9);

 

            (xvii)   each Mortgage Loan was originated or funded by (a) a savings

and loan association, savings bank, commercial bank, credit union, insurance

company or similar institution which is supervised and examined by a federal or

state authority (or originated by (i) a subsidiary of any of the foregoing

institutions which subsidiary is actually supervised and examined by applicable

regulatory authorities or (ii) a mortgage loan correspondent of any of the

foregoing and that was originated pursuant to the criteria established by any of

the foregoing in a manner such that the related Mortgage Loan would be regarded

for purposes of Section 3(a)(41) of the Securities and Exchange Act of 1934, as

amended, as having been originated by any of the foregoing) or (b) a mortgagee

approved by the Secretary of Housing and Urban Development pursuant to Sections

203 and 211 of the National Housing Act, as amended;

 

                                     11

 

 

<PAGE>

 

 

 

 

            (xviii) none of the Mortgage Loans are (a) loans subject to 12 CFR

Section 226.31, 12 CFR Section 226.32 or 12 CFR Section 226.34, as amended, or

(b) "high cost home," "covered" (excluding home loans defined as "covered home

loans" in the New Jersey Home Ownership Security Act of 2002 that were

originated between November 26, 2003 and July 7, 2004), "high risk home" or

"predatory" loans under any applicable state, federal or local law (or a

similarly classified loan using different terminology under a law imposing

heightened regulatory scrutiny or additional legal liability for residential

mortgage loans having high interest rates, points and/or fees);

 

            (xix)    no Mortgage Loan (a) is a "high cost loan" or "covered loan"

as applicable (as such terms are defined in S&P LEVELS(R) Glossary, Version

5.6(c) Revised as of August 1, 2005, Appendix E, attached hereto as Exhibit 3,

or, with respect to a Substitute Mortgage Loan, as such terms are defined in the

version of the S&P LEVELS(R) Glossary in effect at the time such Mortgage Loan

becomes a Substitute Mortgage Loan) or (b) was originated on or after October 1,

2002 through March 6, 2003 and is governed by the Georgia Fair Lending Act;

 

            (xx)     the information set forth in Annex I of the Prospectus

Supplement with respect to the Mortgage Loans is true and correct in all

material respects;

 

            (xxi)    each Mortgage Loan was originated generally in accordance

with the underwriting guidelines of the related originator;

 

            (xxii)   each original Mortgage has been recorded or is in the

process of being recorded in accordance with the requirements of this Agreement

in the jurisdiction where the related Mortgaged Property is located;

 

            (xxiii) the related Mortgage File contains each of the

documents and instruments listed in the definition thereof, subject to any

exceptions, substitutions and qualifications as are set forth in this Agreement;

 

             (xxiv)   the Mortgage Loans are currently being serviced in

accordance with accepted servicing practices; and

 

            (xxv)    at the time of origination, each Mortgaged Property was

the subject of an appraisal which conformed to the underwriting requirements of

the originator of the Mortgage Loan, and the appraisal is in a form which was

acceptable to Fannie Mae or the Federal Home Loan Mortgage Corporation at the

time of origination.

 

 

            It is understood and agreed that the representations and warranties

set forth in this Section 7 will inure to the benefit of the Purchaser and its

successors and assigns, notwithstanding any restrictive or qualified endorsement

on any Mortgage Note or assignment of Mortgage or the examination of any

Mortgage File. Upon any substitution for a Mortgage Loan, the representations

and warranties set forth above shall be deemed to be made by the Seller as to

any Substitute Mortgage Loan as of the date of substitution.

 

                                     12

 

 

<PAGE>

 

 

            Upon discovery by the Seller or upon notice to the Seller from the

Purchaser, the Trustee or a Servicer of a breach of the Seller's respective

representations or warranties set forth in Section 7 that materially and

adversely affects the interests of the Purchaser or its assignees in any

Mortgage Loan, the Seller shall, within 90 days from the earlier of the date of

discovery by the Seller of such breach and the date the Seller receives written

notice of such breach, (i) cure such breach in all material respects, (ii)

purchase the affected Mortgage Loan at the applicable Repurchase Price or (iii)

if within two years of the Closing Date, substitute a qualifying Substitute

Mortgage Loan in exchange for such Mortgage Loan. The obligations of the Seller

to cure, purchase or substitute a qualifying Substitute Mortgage Loan shall

constitute the sole and exclusive remedies of the Purchaser or its assignees

respecting a breach of representations or warranties hereunder with respect to

the Mortgage Loans. A breach of the representations and warranties made in any

of clause (xviii) or (xix)(b) of this Section 7 will be deemed to materially and

adversely affect the value of the interests of the Purchaser or its assignees in

the related Mortgage Loan. Any repurchase or substitution required pursuant to

this Section 7 shall be carried out in accordance with the requirements of

Section 5.

 

            Any cause of action against the Seller relating to or arising out of

a breach by the Seller of any representations and warranties made in this

Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach

by the Seller or written notice thereof by the party discovering such breach and

(ii) failure by the Seller to cure such breach, purchase such Mortgage Loan or

substitute a qualifying Substitute Mortgage Loan pursuant to the terms hereof.

 

            SECTION 8.   Representations   and Warranties   Concerning the Seller.

As of the Closing Date, the Seller represents and warrants to the Purchaser as

follows:

 

            (i)      The Seller is a national banking association duly organized

and validly existing under the laws of the United States of America and is in

compliance with the laws of each state in which any Mortgaged Property is

located to the extent necessary to ensure the enforceability of each Mortgage

Loan;

 

            (ii)     The Seller has the power and authority to make, execute,

deliver and perform its obligations under this Agreement and all of the

transactions contemplated under this Agreement, and has taken all necessary

corporate action to authorize the execution, delivery and performance of this

Agreement;

 

            (iii)    The Seller is not required to obtain the consent of any

other Person or any consents, licenses, approvals or authorizations from, or

registrations or declarations with, any governmental authority, bureau or agency

in connection with the execution, delivery, performance, validity or

enforceability of this Agreement, except for such consents, licenses, approvals

or authorizations, or registrations or declarations, as shall have been obtained

or filed, as the case may be;

 

            (iv)     The execution and delivery of this Agreement by the Seller

and its performance and compliance with the terms of this Agreement will not

violate the Seller's Articles

 

                                     13

 

 

<PAGE>

 

 

of Association or Bylaws or constitute a material default (or an event which,

with notice or lapse of time, or both, would constitute a material default)

under, or result in the material breach of, any material contract, agreement or

other instrument to which the Seller is a party or which is applicable to the

Seller or any of its assets;

 

            (v)      There are no actions, suits, proceedings or investigations

before any court, tribunal, administrative agency, arbitrator or governmental

body pending or, to the best of the Seller's knowledge, threatened, against the

Seller, that, if decided adversely, would materially and adversely affect (A)

the condition (financial or otherwise), business or operations of the Seller,

(B) the ability of the Seller to perform its obligations under, or the validity

or enforceability of, this Agreement or the Pooling and Servicing Agreement or

(C) the transactions contemplated by this Agreement;

 

            (vi)     This Agreement constitutes a legal, valid and binding

obligation of the Seller, enforceable against the Seller in accordance with its

terms, except as enforceability may be limited by applicable bankruptcy,

insolvency, reorganization, moratorium and other laws affecting the enforcement

of creditors' rights in general, and by general equity principles, regardless of

whether such enforceability is considered in a proceeding in equity or at law;

 

            (vii)    This Agreement constitutes a valid transfer and assignment

to the Purchaser of all right, title and interest of the Seller in and to the

Mortgage Loans and the other Transferred Property, and nothing has been done by

the Seller to impair the rights of the Purchaser or its assignees with respect

thereto;

 

            (viii)   The Seller is not in default with respect to any order or

decree of any court or any order, regulation or demand of any federal, state, or

municipal governmental agency, which default might have consequences that would

materially and adversely affect the condition (financial or otherwise) or

operations of the Seller or its properties or might have consequences that would

materially adversely affect its performance hereunder; and

 

             (ix)     The information in the Prospectus Supplement described in

the Sections entitled "SUMMARY--Mortgage Pool," "THE MORTGAGE POOL" and "ANNEX

I--MORTGAGE POOL DATA" does not include any untrue statement of a material fact

or omit to state a material fact necessary in order to make the statements made,

in light of the circumstances under which they were made, not misleading.

 

            SECTION 9. Representations and Warranties Concerning the Purchaser.

As of the Closing Date, the Purchaser represents and warrants to the Seller as

follows:

 

            (i)      The Purchaser (i) is a limited liability company duly

organized, validly existing and in good standing under the laws of the State of

Delaware and (ii) is qualified and in good standing as a foreign corporation in

each jurisdiction where such qualification is necessary, except where the

failure so to qualify would not reasonably be expected to have a material

adverse effect on the Purchaser's business as presently conducted or on the

Purchaser's ability to enter into this Agreement and to consummate the

transactions contemplated hereby;

 

                                     14

 

 

<PAGE>

 

 

            (ii)     The Purchaser has full corporate power to own its property,

to carry on its business as presently conducted and to enter into and perform

its obligations under this Agreement;

 

            (iii)    The execution and delivery by the Purchaser of this

Agreement have been duly authorized by all necessary corporate action on the

part of the Purchaser; and neither the execution and delivery by the Purchaser

of this Agreement, nor the consummation by the Purchaser of the transactions

herein contemplated, nor compliance by the Purchaser with the provisions hereof,

will conflict with or result in a breach of, or constitute a default under, any

of the provisions of any law, governmental rule, regulation, judgment, decree or

order binding on the Purchaser or its properties or the certificate of formation

or limited liability company agreement of the Purchaser, except those conflicts,

breaches or defaults which would not reasonably be expected to have a material

adverse effect on the Purchaser's ability to enter into this Agreement and to

consummate the transactions contemplated hereby;

 

            (iv)     The execution, delivery and performance by the Purchaser of

this Agreement and the consummation by the Purchaser of the transactions

contemplated hereby do not require the consent or approval of, the giving of

notice to, the registration with, or the taking of any other action in respect

of, any state, federal or other governmental authority or agency, except those

consents, approvals, notices, registrations or other actions as have already

been obtained, given or made;

 

            (v)      This Agreement has been duly executed and delivered by the

Purchaser and, assuming due authorization, execution and delivery by the Seller,

constitutes a valid and binding obligation of the Purchaser enforceable against

it in accordance with its terms, except as enforceability may be limited by

applicable bankruptcy, insolvency, reorganization, moratorium and other laws

affecting the enforcement of creditors' rights in general, and by general equity

principles, regardless of whether such enforceability is considered in a

proceeding in equity or at law; and

 

            (vi)     there are no actions, suits or proceedings pending or, to

the knowledge of the Purchaser, threatened, against the Purchaser, before or by

any court, administrative agency, arbitrator or governmental body (i) with

respect to any of the transactions contemplated by this Agreement or (ii) with

respect to any other matter which in the judgment of the Purchaser will be

determined adversely to the Purchaser and will if determined adversely to the

Purchaser materially and adversely affect the Purchaser's ability to perform its

obligations under this Agreement; and the Purchaser is not in default with

respect to any order of any court, administrative agency, arbitrator or

governmental body so as to materially and adversely affect the transactions

contemplated by this Agreement.

 

            SECTION 10. Conditions to Closing.

 

            (1)      The obligations of the Purchaser under this Agreement will

be subject to the satisfaction, on or prior to the Closing Date, of the

following conditions:

 

                    (a)     Each of the obligations of the Seller required to be

performed at or prior to the Closing Date pursuant to the terms of this

Agreement shall have been duly performed and complied with in all material

respects; all of the representations and warranties of the Seller

 

                                     15

 

 

<PAGE>

 

 

under this Agreement shall be true and correct as of the dates specified in all

material respects; no event shall have occurred which, with notice or the

passage of time, would constitute a default under this Agreement; and the

Purchaser shall have received a certificate to that effect signed by an

authorized officer of the Seller.

 

                    (b)     The Purchaser shall have received all of the

following closing documents, in such forms as are agreed upon and reasonably

acceptable to the Purchaser, duly executed by all signatories other than the

Purchaser as   required pursuant to the respective terms thereof:

 

                            (i)   A certificate of an officer of the Seller dated

as of the Closing Date, in a form reasonably acceptable to the Purchaser, and

attached thereto copies of the articles of association and by-laws of the Seller

and evidence as to the good standing of the Seller dated as of a recent date;

and

 

                           (ii) One or more opinions of counsel from the

Seller's counsel in form and substance reasonably satisfactory to the Purchaser.

 

                    (c)     The certificates to be issued under the Pooling and

Servicing Agreement and sold to Wachovia Capital Markets, LLC shall have been

issued and sold to Wachovia Capital Markets, LLC.

 

                    (d)     The Seller shall have furnished to the Purchaser such

other certificates of its officers or others and such other documents and

opinions of counsel to evidence fulfillment of the conditions set forth in this

Agreement and the transactions contemplated hereby as the Purchaser and its

counsel may reasonably request.

 

             (2)      The obligations of the Seller under this Agreement shall be

subject to the satisfaction, on or prior to the Closing Date, of the following

conditions:

 

                    (a)     The obligations of the Purchaser required to be

performed by it on or prior to the Closing Date pursuant to the terms of this

Agreement shall have been duly performed and complied with in all material

respects, and all of the representations and warranties of the Purchaser under

this Agreement shall be true and correct in all material respects as of the date

hereof, and no event shall have occurred which would constitute a breach by it

of the terms of this Agreement, and the Seller shall have received a certificate

to that effect signed by an authorized officer of the Purchaser.

 

                    (b)     The Seller shall have received copies of all of the

following closing documents, in such forms as are agreed upon and reasonably

acceptable to the Seller, duly executed by all signatories other than the Seller

as required pursuant to the respective terms thereof:

 

                           (i)   A certificate of an officer of the Purchaser

dated as of the Closing Date,in a form reasonably acceptable to the Seller, and

attached thereto copies of the

 

                                      16

 

 

<PAGE>

 

 

Purchaser's certificate of formation and limited liability company agreement,

and evidence as to the good standing of the Purchaser dated as of a recent date;

and

 

                           (ii) One or more opinions of counsel from the

         Purchaser's counsel in form and substance reasonably satisfactory to

         the Seller.

 

            SECTION 11.       Notices. All demands, notices and communications

hereunder shall be in writing but may be delivered by facsimile transmission

subsequently confirmed in writing. Notices to the Seller shall be directed to

Wachovia Bank, National Association, 301 South College Street, Charlotte, North

Carolina 28288, and notices to the Purchaser shall be directed to Wachovia

Mortgage Loan Trust, LLC, 301 South College Street, NC5578-Suite G, Charlotte,

NC 28288-5578; or to any other address as may hereafter be furnished by one

party to the other party by like notice. Any such demand, notice or

communication hereunder shall be deemed to have been received on the date

received at the premises of the addressee (as evidenced, in the case of

registered or certified mail, by the date noted on the return receipt) provided

that it is received on a business day during normal business hours and, if

received after normal business hours, then it shall be deemed to be received on

the next business day.

 

            SECTION 12.       Assignment by Purchaser. As an inducement to the

Purchaser to purchase the Mortgage Loans, the Seller acknowledges and consents

to the Purchaser's transfer of its interest in this Agreement to the Trustee

pursuant to the Pooling and Servicing Agreement and the enforcement by the

Trustee of any right or remedy against the Seller pursuant to this Agreement.

Such enforcement of a right or remedy by the Trustee shall have the same force

and effect as if the right or remedy had been enforced or exercised by the

Purchaser directly. Notwithstanding the foregoing, the sole and exclusive right

and remedy of the Trustee with respect to a breach of a representation or

warranty of the Seller shall be the cure, purchase or substitution obligations

of the Seller contained in Sections 5 and 7 hereof.

 

            SECTION 13.       Representations, Warranties and Agreements to

Survive Delivery. All representations, warranties and agreements contained in

this Agreement, or contained in certificates of officers of the Seller submitted

pursuant hereto, shall remain operative and in full force and effect and shall

survive the sale of the Mortgage Loans to the Purchaser and the transfer of the

Mortgage Loans by the Purchaser to the Trustee.

 

            SECTION 14.       Severability. If any provision of this Agreement

shall be prohibited or invalid under applicable law, this Agreement shall be

ineffective only to such extent, without invalidating the remainder of this

Agreement.

 

            SECTION 15.       Counterparts. This Agreement may be executed in

counterparts, each of which will be an original, but which together shall

constitute one and the same agreement.

 

            SECTION 16.       Amendment. This Agreement cannot be amended or

modified in any manner without the prior written consent of each party.

 

                                     17

 

 

<PAGE>

 

 

            SECTION 17.       GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY

AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT

APPLICATION OF THE CONFLICTS OF LAWS PROVISIONS THEREOF, AND THE OBLIGATIONS,

RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE

WITH SUCH LAWS.

 

            SECTION 18.       Further Assurances. Each of the parties agrees to

execute and deliver such instruments and take such actions as another party may,

from time to time, reasonably request in order to effectuate the purpose and to

carry out the terms of this Agreement.

 

            SECTION 19.       Successors and Assigns. This Agreement shall bind

and inure to the benefit of and be enforceable by the Seller and the Purchaser

and their permitted successors and assigns. The Seller acknowledges and agrees

that the Purchaser may assign its rights under this Agreement to the Trustee as

provided in Section 12. Any person into which the Seller may be merged or

consolidated, any person resulting from any merger or consolidation involving

the Seller, any person resulting from a change in form of the Seller or any

person succeeding to the business of the Seller, shall be considered the

"successor" of the Seller hereunder and shall be considered a party hereto

without the execution or filing of any paper or any further act or consent on

the part of any party hereto. Except as provided in this Section and in Section

12 hereto, this Agreement cannot be assigned by either party hereto without the

written consent of the other parties to this Agreement.

 

            SECTION 20.       Maintain Rights in Effect. The Seller and the

Purchaser will each keep in full effect all rights with respect to itself as are

necessary to perform its respective obligations under this Agreement.

 

            SECTION 21.       Entire Agreement. This Agreement contains the

entire agreement and understanding between the parties with respect to the

subject matter hereof, and supersedes all prior and contemporaneous agreements,

understandings, inducements and conditions, express or implied, oral or written,

of any nature whatsoever with respect to the subject matter hereof.

 

            SECTION 22.       No Partnership. Nothing herein contained shall be

deemed or construed to create a partnership or joint venture between the parties

hereto.

 

                 [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

 

                                     18

 

 

<PAGE>

 

 

         IN WITNESS WHEREOF, the parties hereto have caused their names to be

signed hereto by their respective duly authorized officers as of the date first

above written.

 

                                                   WACHOVIA MORTGAGE LOAN TRUST,

                                                   LLC

 

                                                   By: /s/ Robert J. Perret

                                                      --------------------------

                                                   Name: Robert J. Perret

                                                   Title: Vice President

 

 

                                                    WACHOVIA      BANK,    NATIONAL

                                                   ASSOCIATION

 

                                                   By: /s/ Robert J. Perret

                                                       --------------------------

                                                   Name: Robert J. Perret

                                                   Title: Vice President

 

 

 

<PAGE>

 

 

                                TABLE OF CONTENTS

 

                                                                             Page

 

 

                                    EXHIBIT 1

 

                      MORTGAGE LOAN SCHEDULE INFORMATION

 

            The Mortgage Loan Schedule shall set forth the following information

with respect to each Mortgage Loan:

 

(a)       the loan number;

 

(b)       the Mortgagor's name;

 

(c)       the city, state and zip code of the Mortgaged Property;

 

(d)       the property type;

 

(e)       the Mortgage Interest Rate;

 

(f)       the servicing fee rate;

 

(g)       the net mortgage interest rate;

 

(h)       the original term;

 

(i)       the maturity date;

 

(j)       the stated remaining term to maturity;

 

(k)       the original principal balance;

 

(1)       the first payment date;

 

(m)       the principal and interest payment in effect as of the Cut-off Date;

 

(n)       the unpaid principal balance as of the Cut-off Date;

 

(o)       the loan-to-value ratio at origination;

 

(p)       the paid-through date;

 

(q)       the insurer of any primary mortgage insurance policy;

 

 

 

<PAGE>

 

 

(r)       the gross margin;

 

(s)       the maximum Mortgage Interest Rate;

 

(t)       the minimum Mortgage Interest Rate;

 

(u)       the periodic rate cap;

 

(v)       the number of days delinquent, if any; and

 

(w)       the term for which the Mortgage Interest Rate is fixed.

 

Such schedule also shall set forth for all of the Mortgage Loans, the total

number of Mortgage Loans, the total of each of the amounts described under (k)

and (n) above, the weighted average by principal balance as of the Cut-off Date

of each of the rates described under (e), (f) and (g) above, and the weighted

average remaining term to maturity by unpaid principal balance as of the Cut-off

Date.

 

                                     Ex. 1-2

 

 

<PAGE>

 

 

                                 EXHIBIT 2

 

                          SCHEDULE OF LOST NOTES

 

 

 

<PAGE>

 

 

                                TABLE OF CONTENTS

 

                                                                            Page

 

                                    EXHIBIT 3

 

           S&P LEVELS(R) Glossary, Version 5.6(c) Revised, Appendix E

 

                                                           REVISED July 11, 2005

 

APPENDIX E - S&P Anti-Predatory Lending Categorization

 

 

S&P has categorized loans governed by anti-predatory lending laws in the

Jurisdictions listed below into three categories based upon a combination of

factors that include (a) the risk exposure associated with the assignee

liability and (b) the tests and thresholds set forth in those laws. Note that

certain loans classified by the relevant statute as Covered are included in S&P

High Cost Loan Category because they included thresholds and tests that are

typical of what is generally considered High Cost by the industry.

 

S&P HIGH COST LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective        Category under Applicable

                                                         Date                           Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                  <C>                                                <C>

Arkansas                            Arkansas Home Loan Protection Act, Ark. Code       High Cost Home Loan

                                   Ann. ss.ss. 23-53-101 et seq.

 

                                    Effective July 16, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

Cleveland Heights, OH               Ordinance No. 72-2003 (PSH), Mun. Code   ss.ss.     Covered Loan

                                   757.01 et seq.

 

                                   Effective June 2, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

Colorado                             Consumer Equity Protection, Colo. Stat. Ann.       Covered Loan

                                   ss.ss. 5-3.5-101 et seq.

 

                                   Effective for covered loans offered or entered

                                   into on or after January 1, 2003. Other

                                   provisions of the Act took effect on June 7,

                                   2002

--------------------------------   ------------------------------------------------   ---------------------------------

Connecticut                         Connecticut Abusive Home Loan Lending Practices    High Cost Home Loan

                                   Act, Conn. Gen. Stat.ss.ss.36a-746 et seq.

 

                                   Effective October 1, 2001

--------------------------------   ------------------------------------------------   ---------------------------------

</TABLE>

 

 

 

<PAGE>

 

 

S&P HIGH COST LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective        Category under Applicable

                                                         Date                            Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                 <C>                                                <C>

District of Columbia                Home Loan Protection Act, D.C. Codess.ss.          Covered Loan

                                   26-1151.01 et seq.

 

                                   Effective for loans closed on or after January

                                   28, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

Florida                             Fair Lending Act, Fla. Stat. Ann.ss.ss.494.0078    High Cost Home Loan

                                    et seq.

 

                                   Effective October 2, 2002

--------------------------------   ------------------------------------------------   ---------------------------------

Georgia (Oct. 1, 2002 - Mar. 6,     Georgia Fair Lending Act, Ga. Code Ann.ss.ss.      High Cost Home Loan

2003)                               7-6A-1 et seq.

 

                                   Effective October 1, 2002 - March 6, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

Georgia as amended (Mar. 7, 2003    Georgia Fair Lending Act, Ga. Code Ann.ss.ss.      High Cost Home Loan

- current)                          7-6A-1 et seq.

 

                                   Effective for loans closed on or after March 7,

                                   2003

--------------------------------   ------------------------------------------------   ---------------------------------

HOEPA Section 32                    Home Ownership and Equity Protection Act of         High Cost Loan

                                   1994, 15 U.S.C.ss.1639, 12 C.F.R.ss.ss.226.32

                                   and 226.34

 

                                   Effective October 1, 1995, amendments October

                                    1, 2002

--------------------------------   ------------------------------------------------   ---------------------------------

Illinois                            High Risk Home Loan Act, Ill. Comp. Stat. tit.     High Risk Home Loan

                                    815,ss.ss.137/5 et seq.

 

                                   Effective January 1, 2004 (prior to this

                                   date, regulations under Residential Mortgage

                                   License Act effective from May 14, 2001)

--------------------------------   ------------------------------------------------   ---------------------------------

Kansas                              Consumer Credit Code, Kan. Stat. Ann.ss.ss.        High Loan to Value Consumer

                                    16a-1-101 et seq.                                  Loan (id.ss.16a-3-207) and;

 

                                   Sections 16a-1-301 and 16a-3-207 became

                                   effective April 14, 1999; Section 16a-3-308a

                                   became effective July 1, 1999

--------------------------------   ------------------------------------------------   ---------------------------------

</TABLE>

 

                                     Ex. 3--2

 

 

<PAGE>

 

 

S&P HIGH COST LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective         Category under Applicable

                                                         Date                           Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                 <C>                                                <C>

                                                                                     High APR Consumer Loan (id.ss.

                                                                                      16a-3-308a)

--------------------------------   ------------------------------------------------   ---------------------------------

Kentucky                            2003 KY H.B. 287 - High Cost Home Loan Act, Ky.    High Cost Home Loan

                                   Rev. Stat.ss.ss.360.100 et seq.

 

                                   Effective June 24, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

Maine                               Truth in Lending, Me. Rev. Stat. tit. 9-A,ss.ss.   High Rate High Fee Mortgage

                                   8-101 et seq.

 

                                   Effective September 29, 1995 and as amended

                                    from time to time

--------------------------------   ------------------------------------------------   ---------------------------------

Massachusetts                       Part 40 and Part 32, 209 C.M.R.ss.ss.32.00 et      High Cost Home Loan

                                   seq. and 209 C.M.R.ss.ss.40.01 et seq.

 

                                   Effective March 22, 2001 and amended from time

                                   to time

--------------------------------   ------------------------------------------------   ---------------------------------

Nevada                              Assembly Bill No. 284, Nev. Rev. Stat.ss.ss.       Home Loan

                                   598D.010 et seq.

 

                                   Effective October 1, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

New Jersey                          New Jersey Home Ownership Security Act of 2002,    High Cost Home Loan

                                    N.J. Rev. Stat.ss.ss.46:10B-22 et seq.

 

                                   Effective for loans closed on or after November

                                   27, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

New Mexico                          Home Loan Protection Act, N.M. Rev. Stat.ss.ss.    High Cost Home Loan

                                   58-21A-1 et seq.

 

                                   Effective as of January 1, 2004; Revised as of

                                   February 26, 2004

--------------------------------   ------------------------------------------------   ---------------------------------

New York                            N.Y. Banking Law Article 6-l                       High Cost Home Loan

 

                                   Effective for applications made on or after

                                   April 1, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

North Carolina                      Restrictions and Limitations on High Cost Home     High Cost Home Loan

                                   Loans, N.C. Gen. Stat.ss.ss.24-1.1E et seq.

 

                                    Effective July 1, 2000; amended October 1,

                                   2003 (adding open-end lines of credit)

--------------------------------   ------------------------------------------------   ---------------------------------

</TABLE>

 

                                     Ex. 3--3

 

 

<PAGE>

 

 

S&P HIGH COST LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective        Category under Applicable

                                                         Date                           Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                 <C>                                                <C>

Ohio                                H.B. 386 (codified in various sections of the      Covered Loan

                                    Ohio Code), Ohio Rev. Code Ann.ss.ss.1349.25

                                   et seq.

 

                                   Effective May 24, 2002

--------------------------------   ------------------------------------------------   ---------------------------------

Oklahoma                            Consumer Credit Code (codified in various          Subsection 10 Mortgage

                                   sections of Title 14A)

 

                                   Effective July 1, 2000; amended effective

                                   January 1, 2004

--------------------------------   ------------------------------------------------   ---------------------------------

South Carolina                      South Carolina High Cost and Consumer Home         High Cost Home Loan

                                   Loans Act, S.C. Code Ann.ss.ss.37-23-10 et seq.

 

                                   Effective for loans taken on or after January

                                   1, 2004

--------------------------------   ------------------------------------------------   ---------------------------------

West Virginia                       West Virginia Residential Mortgage Lender,         West Virginia Mortgage Loan

                                    Broker and Servicer Act, W. Va. Code Ann.ss.ss.    Act Loan

                                   31-17-1 et seq.

 

                                   Effective June 5, 2002

--------------------------------   ------------------------------------------------   ---------------------------------

</TABLE>

 

S&P COVERED LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective        Category under Applicable

                                                         Date                           Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                 <C>                                                <C>

Georgia (Oct. 1, 2002 - Mar. 6,     Georgia Fair Lending Act, Ga. Code Ann.ss.ss.      Covered Loan

2003)                                7-6A-1 et seq.

 

                                   Effective October 1, 2002 - March 6, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

</TABLE>

 

                                      Ex. 3--4

 

 

<PAGE>

 

 

S&P HIGH COST LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective        Category under Applicable

                                                         Date                           Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                 <C>                                                <C>

New Jersey                          New Jersey Home Ownership Security Act of 2002,    Covered Home Loan

                                    N.J. Rev. Stat.ss.ss.46:10B-22 et seq.

 

                                   Effective November 27, 2003 - July 5, 2004

--------------------------------   ------------------------------------------------   ---------------------------------

</TABLE>

 

 

S&P HIGH COST LOAN CATEGORIZATION

 

<TABLE>

<CAPTION>

--------------------------------   ------------------------------------------------   ---------------------------------

       State/Jurisdiction            Name of Anti-Predatory Lending Law/Effective        Category under Applicable

                                                         Date                           Anti-Predatory Lending Law

--------------------------------   ------------------------------------------------   ---------------------------------

<S>                                 <C>                                                <C>

Georgia (Oct. 1, 2002 - Mar. 6,     Georgia Fair Lending Act, Ga. Code Ann.ss.ss.      Home Loan

2003)                               7-6A-1 et seq.

 

                                    Effective October 1, 2002 - March 6, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

New Jersey                          New Jersey Home Ownership Security Act of 2002,    Home Loan

                                   N.J. Rev. Stat.ss.ss.46:10B-22 et seq.

 

                                   Effective for loans closed on or after November

                                   27, 2003

--------------------------------   ------------------------------------------------   ---------------------------------

New Mexico                          Home Loan Protection Act, N.M. Rev. Stat.ss.ss.    Home Loan

                                   58-21A-1 et seq.

 

                                    Effective as of January 1, 2004; Revised as of

                                   February 26, 2004

--------------------------------   ------------------------------------------------   ---------------------------------

North Carolina                       Restrictions and Limitations on High Cost Home     Consumer Home Loan

                                   Loans, N.C. Gen. Stat.ss.ss.24-1.1E et seq.

 

                                   Effective July 1, 2000; amended October 1,

                                    2003 (adding open-end lines of credit)

--------------------------------   ------------------------------------------------   ---------------------------------

South Carolina                      South Carolina High Cost and Consumer Home          Consumer Home Loan

                                   Loans Act, S.C. Code Ann.ss.ss.37-23-10 et

                                   seq.

 

                                   Effective for loans taken on or after January

                                    1, 2004

---------------------------------- ------------------------------------------------- --------------------------------

</TABLE>

 

                                     Ex. 3--5

 

 

<PAGE>

 

 

                                SCHEDULE A

 

                           MORTGAGE LOAN SCHEDULE

 

 

 

<PAGE>

 

WMLT 2005-B

AGGREGATE MORTGAGE LOAN SCHEDULE

<TABLE>

<CAPTION>

                                                                                                          ORIGINAL       CURRENT

  LOANID     SERVICER ID        GROUP               SERVICER                        ORIGINATOR                  BALANCE        BALANCE

<S>          <C>         <C>                   <C>                            <C>                            <C>            <C>

80013405      29557345   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.        1,218,700.00   1,218,700.00

80013420      33380908   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          864,500.00     864,500.00

80013424      34294421   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          805,000.00     805,000.00

80013430     142947464   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          650,000.00     649,772.87

80013431     142947555   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          984,000.00     983,942.50

80013432     142947597   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          560,000.00     560,000.00

80013434      143207629   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          480,000.00     480,000.00

80013436     143209625   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          612,000.00     611,822.96

80013437     143210318   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          556,000.00     552,347.84

80013438     143211985   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          425,000.00     422,597.41

80013439     143212769   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          440,000.00     439,841.27

80013444     143411858   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          380,000.00     380,000.00

80013445     143413342   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          408,000.00     408,000.00

80013446     143415487   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          938,000.00      938,000.00

80013447     143416576   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          371,000.00     371,000.00

80013448     143419042   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          525,000.00     525,000.00

80013452     143437333   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          390,400.00     390,312.57

80013454     143486819   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          424,000.00     424,000.00

80013456     143518108   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          801,600.00     801,600.00

80013459     143523595   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.           370,000.00     370,000.00

80013461     143530723   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          419,500.00     419,500.00

80013468     201603057   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          412,000.00     412,000.00

80013470     201653110   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          688,000.00     688,000.00

80013471     201660495   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          256,000.00     256,000.00

80013472     201661014   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          387,000.00     384,645.31

80013473     201664687   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          780,000.00     780,000.00

80013474     201666211   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          400,000.00     400,000.00

80013475     201682200   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          456,800.00     456,800.00

80013477     201712262   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          466,000.00     465,677.23

80013479     201718939   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.         Suntrust Mortgage, Inc.          391,550.00     390,887.07

80013481     201722188   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          450,000.00     450,000.00

80013482     201736600   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          650,000.00     650,000.00

80013483     201750114   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          700,000.00     699,978.94

80013484     201754421   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          574,250.00     570,513.64

80013485     201762564   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          640,000.00     639,411.67

80013488     201783727   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          400,000.00     400,000.00

80013489     201794708   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          595,000.00     595,000.00

80013490     201798360   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          479,000.00     479,000.00

80013491     201820537   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          455,000.00     452,603.11

80013492     201822434   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          408,000.00     408,000.00

80013493     201822525   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          993,700.00     993,700.00

80013494     201822962   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          516,000.00     516,000.00

80013495     201826146   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          620,000.00     618,712.12

80013499       1776630   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     220,000.00     220,000.00

80013501       1777376   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     248,000.00     248,000.00

80013502       1777422   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     171,000.00     171,000.00

80013506       3551144   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     505,016.00     505,008.88

80013507       3682579   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     532,596.00     531,150.38

80013508       3773926   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     850,000.00     846,589.77

80013509        3816311   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     198,000.00     198,000.00

80013513       3956568   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     180,800.00     180,800.00

80013514       3979106   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     227,200.00     227,200.00

80013515       3981272   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     416,000.00     416,000.00

80013516       3995511   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     150,000.00     149,900.00

80013519       4029503   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     441,000.00     440,788.71

80013520       4031160   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     682,500.00     680,248.58

80013522       4039346   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     348,800.00     348,800.00

80013524       4047459   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     231,375.00     230,489.95

80013525       4048987   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     600,000.00     597,292.56

80013528       4052244   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     544,000.00     543,128.96

80013530       4062110   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      500,000.00     498,388.85

80013531       4063538   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     480,000.00     479,092.77

80013533       4070575   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     485,600.00     485,600.00

80013534       4071575   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     298,196.00     298,196.00

80013536       4077342   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     788,000.00     788,000.00

80013537       4080294   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     299,781.25

80013538       4084095   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     374,000.00     372,499.52

80013539       4086525   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     525,000.00     525,000.00

80013542       4089341   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     156,000.00     156,000.00

80013544       4091606   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     272,000.00     272,000.00

80013545       4093020   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     276,250.00     276,250.00

80013547       4094542   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     276,750.00     276,720.23

80013548       4095223   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     259,100.00     251,389.32

80013549       4099090   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     645,000.00     645,000.00

80013551       4100937   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     175,000.00     173,922.75

80013552       4102114   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     292,000.00     289,073.82

80013554       4104103   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     384,350.00     384,350.00

80013558       4107431   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     448,000.00     448,000.00

80013559       4107821   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     171,500.00     171,500.00

80013560       4110146   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     999,997.66

80013563       4116485   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     385,558.00     384,898.26

80013565       4117565   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     154,950.00     154,950.00

80013567       4119201   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     421,840.00     421,840.00

80013569       4119568   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     415,543.00     415,543.00

80013570       4120643   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     300,000.00

80013571       4121766   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,200,000.00   1,200,000.00

80013572       4122263   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     780,000.00     780,000.00

80013580       4131137   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     868,200.00     859,698.35

80013581       4131682   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     402,000.00     402,000.00

80013582       4133289   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     315,000.00     315,000.00

80013583       4133654   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     472,500.00     472,500.00

80013588       4141170   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     475,000.00     475,000.00

80013589       4141710   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     393,300.00     393,299.91

80013590       4143835   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,400,000.00   1,399,435.10

80013594       4148618   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     104,900.00     104,415.50

80013598       4153885   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     305,000.00     303,686.51

80013603       4156118   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     440,000.00     440,000.00

80013606       4159702   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     469,000.00     469,000.00

80013607       4160041   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     170,000.00     169,700.00

80013608       4160220   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     420,000.00     418,060.28

80013609       4160286   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     649,999.00     644,926.31

80013611       4163582   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     650,000.00

80013613       4163881   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     398,354.66

80013615       4165807   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      360,000.00     358,893.48

80013616       4167599   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     336,000.00     336,000.00

80013617       4167836   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     407,200.00     407,200.00

80013618       4168551   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     388,000.00     388,000.00

80013619       4168581   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     286,200.00     286,200.00

80013623       4171026   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     827,200.00     827,200.00

80013624       4171284   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     580,000.00     580,000.00

80013625       4171298   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     956,250.00     956,250.00

80013626       4171329   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     375,000.00     375,000.00

80013630       4180396   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     397,000.00     396,900.36

80013633       4184030   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     410,000.00     409,719.00

80013645       3239102   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     479,200.00     227,914.66

80013647       3361642   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     239,272.00     238,976.77

80013648       3380236   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     151,000.00     151,000.00

80013649       3380676   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     528,000.00     527,999.75

80013650       3380718   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     149,400.00     149,400.00

80013651       3380731   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     270,000.00     270,000.00

80013652       3414096   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     123,500.00     123,500.00

80013654       3547974   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     493,970.63

80013655       3583172   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     457,500.00     457,500.00

80013656       3590636   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     590,000.00     588,351.88

80013657       3849430   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     251,100.00     251,100.00

80013658       4004116   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     238,600.00     238,554.02

80013659       4066954   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     650,000.00

80013660       4070489   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,720.00     300,626.03

80013661       4073571   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     341,700.00     341,700.00

80013662       4138253   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     300,000.00

80013663       4163328   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     351,750.00     351,750.00

80013664       4171318   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     119,150.00     119,100.00

80013666       4177461   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     350,000.00     349,137.55

80013667       4178584   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     240,000.00     240,000.00

80013668       4180297   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     424,000.00     424,000.00

80013669       4188378   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     394,800.00     393,849.26

80013670       4189996   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     268,000.00     268,000.00

80013671       4191365   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     424,000.00     424,000.00

80013672       4196527   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     968,000.00     968,000.00

80013673       4199202   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     443,000.00     443,000.00

80013674       4199265   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     337,600.00     337,600.00

80013675       4203501   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     498,767.90

80013676       4204614   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     200,000.00

80013677       4205219   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     399,200.00     399,200.00

80013678       4209466   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     624,000.00     624,000.00

80013679       4209701   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     490,000.00     488,998.39

80013680       4213129   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     280,000.00     280,000.00

80013681       4213472   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     592,000.00     592,000.00

80013682       4214164   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     585,000.00     585,000.00

80013683       4214276   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     740,200.00     740,200.00

80013684       4215009   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     291,448.29

80013685       4216567   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     510,000.00     510,000.00

80013686       4217471   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     258,000.00     258,000.00

80013687       4218077   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     528,000.00     528,000.00

80013688       4218653   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     287,250.00     287,250.00

80013689       4220443   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     279,135.00     279,135.00

80013690       4225134   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      90,000.00      89,890.16

80013691       4225285   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     361,000.00     361,000.00

80013692       4226358   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     630,000.00     629,999.99

80013693       4227081   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     750,000.00     750,000.00

80013694       4228559   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     480,000.00     480,000.00

80013696       4228644   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     334,760.00     334,759.99

80013697       4231247   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     200,000.00

80013698       4231866   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     165,750.00     165,750.00

80013699       4236827   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     633,206.00     633,206.00

80013700       4237684   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     650,000.00

80013701       4237768   Group 1 - 3/1 ARMs     National City Mortgage Corp.   National City Mortgage Corp.     380,000.00     380,000.00

80013702       4238062   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     112,100.00     112,100.00

80013703       4239276   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     383,200.00     383,200.00

80013704       4239318   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     248,000.00     247,999.99

80013705       4245563   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     456,000.00     455,999.99

80013707       4247399   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     328,000.00     328,000.00

80013708       4252612   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     351,920.00     351,918.38

80013709       4253087   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     195,000.00     194,919.56

80013710       4259273   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     200,000.00

80013711       4260284   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     406,000.00     403,973.30

80013712        4261926   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     251,000.00     250,436.22

80013713       4263851   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     504,000.00     504,000.00

80013714       4266208   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     990,500.00     990,500.00

80013715       4269217   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     132,000.00     132,000.00

80013716       4270219   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     366,000.00     366,000.00

80013717       4271438   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     275,000.00     274,900.00

80013718       4271685   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     263,000.00     263,000.00

80013719       4273590   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     399,991.67

80013720       4276678   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     342,750.00     342,725.77

80013721       4276695   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     624,000.00     624,000.00

80013722       4280326   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     345,600.00     345,600.00

80013723       4289362   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     650,000.00

80013724       4289796   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      96,000.00      96,000.00

80013725       4293293   Group 1 - 3/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     636,000.00     635,857.56

80013726       1776156   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     375,000.00     374,075.92

80013727       1776241   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     264,000.00     264,000.00

80013728       1778189   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     192,000.00     191,987.60

80013729       3116981   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     344,000.00     344,000.00

80013730       3209053   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     512,150.00     512,042.62

80013731       3379650   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     252,000.00     252,000.00

80013732       3380131   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     340,000.00     340,000.00

80013733       3381136   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     394,000.00     394,000.00

80013734       3449228   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     508,000.00     507,739.88

80013735       3488891   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     900,000.00

80013736       3548354   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     440,000.00     440,000.00

80013738       3777000   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     251,000.00     251,000.00

80013739       4048294   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     712,500.00     712,500.00

80013740       4048419   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     260,000.00     259,998.49

80013741       4049069   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     499,000.00     499,000.00

80013742       4060735   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00   1,000,000.00

80013743       4065832   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     900,000.00     898,071.17

80013744       4068127   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     400,000.00

80013746       4107547   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     369,200.00     365,828.75

80013747       4130243   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     690,000.00     690,000.00

80013748       4134528   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     286,400.00     285,710.31

80013749       4136235   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      95,000.00      94,999.76

80013750       4137258   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     156,000.00     155,994.15

80013751       4141463   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     675,000.00     675,000.00

80013752       4147496   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     529,200.00     529,200.00

80013753       4156519   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     601,600.00     601,600.00

80013754       4158633   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     850,000.00     850,000.00

80013755       4175712   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     999,999.00     699,999.00

80013756       4182135   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     450,000.00     449,879.41

80013757        4182326   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,774,500.00   1,774,495.05

80013758       4196751   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     405,000.00     405,000.00

80013759       4197118   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     300,000.00

80013760       4199680   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     593,000.00     593,000.00

80013761       4200752   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     253,600.00     253,588.75

80013762       4202648   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     425,000.00     425,000.00

80013763       4204164   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     833,000.00     833,000.00

80013764       4204941   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     680,000.00      680,000.00

80013766       4207339   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     199,920.00     199,880.00

80013767       4207706   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     460,000.00     459,900.33

80013768       4207861   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     216,000.00     216,000.00

80013769       4207919   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     648,000.00     648,000.00

80013770       4209144   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     141,500.00     141,500.00

80013771       4211609   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     600,000.00     600,000.00

80013772       4212649   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     365,150.00     364,385.69

80013773       4212650   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     248,000.00     248,000.00

80013774       4212789   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     440,000.00     440,000.00

80013775       4213090   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     360,000.00     360,000.00

80013776       4213131   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     214,000.00     214,000.00

80013777       4213304   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     250,000.00     250,000.00

80013778       4215408   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     540,000.00     540,000.00

80013779       4215786   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     256,500.00     256,500.00

80013780       4216602   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     850,000.00     848,000.00

80013781       4217381   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     452,000.00     451,837.12

80013782       4219156   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     485,000.00     485,000.00

80013783       4220234   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     420,000.00     420,000.00

80013784       4220325   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     570,000.00     570,000.00

80013785       4222497   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     241,650.00     241,650.00

80013786       4226110   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     285,000.00     284,998.27

80013787       4227622   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     146,400.00     146,400.00

80013788       4228562   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     493,973.10

80013789       4229614   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     288,000.00     288,000.00

80013790       4229718   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     152,800.00     152,800.00

80013791       4229730   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     452,000.00     452,000.00

80013792       4231414   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     910,356.00     910,356.00

80013793       4231819   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     766,200.00     766,131.94

80013794       4232269   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     679,950.00     679,950.00

80013795       4232390   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     256,000.00     255,968.83

80013796       4235125   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     240,000.00     240,000.00

80013797       4235789   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     268,000.00     267,725.00

80013798       4235874   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     199,999.99

80013799       4236457   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     260,000.00     260,000.00

80013800       4236719   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     488,000.00     486,929.25

80013801        4237689   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     285,000.00     285,000.00

80013802       4237775   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     692,000.00     691,500.00

80013803       4237804   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     648,606.96

80013804       4237842   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     544,000.00     544,000.00

80013805       4239387   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     532,000.00     531,999.32

80013806       4239842   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     445,030.00     445,030.00

80013807       4240214   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     244,000.00     244,000.00

80013808       4240562   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     240,000.00      240,000.00

80013810       4241612   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     227,188.00     227,184.62

80013811       4242145   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     143,200.00     143,161.12

80013812       4243076   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     270,000.00     270,000.00

80013813       4243198   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     195,200.00     195,200.00

80013814       4244290   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     506,000.00     505,999.99

80013815       4245529   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     182,600.00     182,235.53

80013816       4247045   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     258,000.00     258,000.00

80013817       4247428   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     425,000.00     425,000.00

80013819       4248523   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     180,800.00     180,666.33

80013820       4252731   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     137,600.00     137,599.75

80013821       4253058   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     450,000.00     450,000.00

80013822       4253522   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     362,000.00     362,000.00

80013823       4253599   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     390,000.00     389,996.58

80013824       4254252   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     224,150.00     223,658.18

80013825       4258857   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     400,000.00

80013826       4259327   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     495,000.00     494,423.44

80013827       4260047   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     182,000.00     182,000.00

80013828       4262039   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     627,000.00     627,000.00

80013829       4262119   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     346,500.00     346,500.00

80013830       4262684   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     438,500.00     438,499.47

80013831       4262821   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     125,000.00     124,850.21

80013833       4263640   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     500,000.00

80013834       4263676   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     345,000.00     345,000.00

80013835       4264371   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     558,000.00     557,825.95

80013836       4264786   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     200,000.00

80013837       4265834   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     125,000.00     124,998.06

80013838       4265870   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     600,000.00     600,000.00

80013839       4265911   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     555,100.00     555,100.00

80013840       4266654   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     420,000.00     420,000.00

80013841       4266812   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     285,000.00     285,000.00

80013842       4268715   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     385,000.00     385,000.00

80013843       4268874   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     368,000.00     368,000.00

80013844       4269252   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     359,600.00     359,600.00

80013845       4269338   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     560,000.00     560,000.00

80013846       4269488   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     316,000.00     316,000.00

80013847        4269564   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     950,000.00     947,964.00

80013848       4271592   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     305,000.00     305,000.00

80013849       4271890   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     423,500.00     423,500.00

80013850       4272630   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     584,000.00     583,950.00

80013851       4273611   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     202,400.00     202,400.00

80013852       4274429   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     259,500.00     259,500.00

80013853       4274923   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     455,000.00     455,000.00

80013854       4275281   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     418,000.00     418,000.00

80013855       4276555   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     379,000.00     379,000.00

80013856       4276662   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     141,000.00     141,000.00

80013857       4276686   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     225,000.00     225,000.00

80013858       4276691   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      637,000.00     637,000.00

80013859       4276725   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     800,000.00     799,670.89

80013860       4277524   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     310,000.00     310,000.00

80013861       4277996   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     464,250.00     464,222.89

80013862       4278995   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     257,000.00     257,000.00

80013863       4279117   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     423,090.00     423,090.00

80013864       4279517   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     350,000.00     349,317.90

80013865       4279568   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     746,800.00     746,800.00

80013866       4280500   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     172,000.00     172,000.00

80013867       4285839   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     341,000.00     340,978.07

80013868       4286820   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     399,489.67

80013869       4287731   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     625,000.00     625,000.00

80013870       4290498   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     392,000.00     392,000.00

80013871       1777744   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     800,000.00     799,999.99

80013872       1778289   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     227,500.00     227,500.00

80013873       1778353   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00   1,000,000.00

80013874       3380225   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     500,000.00

80013875       3380690   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     299,800.00

80013876       3380712   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     817,500.00     817,497.86

80013877       3849233   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     265,000.00     265,000.00

80013878       3866720   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     335,200.00     334,464.52

80013879       3945651   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     296,000.00     295,999.99

80013880       3994762   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     205,800.00     205,800.00

80013881       4100817   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     640,000.00     640,000.00

80013882       4100947   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     495,000.00     495,000.00

80013883       4118492   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     504,000.00     504,000.00

80013884       4122184   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     232,000.00     232,000.00

80013885       4125238   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     999,624.71

80013886       4132127   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     369,200.00     369,200.00

80013887       4134062   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,250,000.00   1,250,000.00

80013888       4138236   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     400,000.00

80013889       4160662   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     207,000.00     206,000.00

80013890       4163747   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     199,937.50

80013891       4164805   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     999,999.99

80013892       4170290   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     255,400.00     255,400.00

80013893       4176407   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     611,920.00     611,735.50

80013894       4179526   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     450,000.00     449,900.00

80013895       4179795   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     300,000.00

80013896       4180661   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     495,200.00     495,200.00

80013897       4181756   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     262,400.00     262,389.92

80013898       4182312   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     842,000.00     842,000.00

80013899       4188596   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     398,300.00     396,895.77

80013900       4193149   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     136,000.00     136,000.00

80013901       4194549   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      176,200.00     176,200.00

80013902       4195092   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     295,000.00     295,000.00

80013903       4195298   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     845,000.00     845,000.00

80013904       4197541   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     400,000.00     399,999.99

80013905       4200171   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     470,950.00     470,950.00

80013906       4200426   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     499,700.00

80013907       4203326   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     499,900.00     499,605.97

80013908       4207868   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     636,000.00     150,000.00

80013909       4215577   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     450,000.00     449,914.26

80013910       4216252   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     413,000.00     412,135.53

80013911       4216573   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     650,000.00

80013912       4218944   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     199,500.00     199,500.00

80013913       4219000   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     540,000.00     540,000.00

80013914       4219435   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     757,000.00     757,000.00

80013915       4221441   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     481,300.00     481,300.00

80013916       4221551   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     600,000.00     600,000.00

80013917       4222534   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     341,000.00     341,000.00

80013918       4225548   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     384,800.00     384,800.00

80013919       4227621   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     420,000.00     420,000.00

80013920       4228157   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     480,000.00     479,999.99

80013921       4229064   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     225,000.00     225,000.00

80013922       4232641   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     282,300.00     282,098.45

80013923       4233396   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     536,000.00     534,194.54

80013924       4235219   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     379,200.00     379,200.00

80013925       4236164   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     523,900.00     523,900.00

80013926       4242110   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     100,000.00     100,000.00

80013927       4245006   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     228,000.00     228,000.00

80013928       4245129   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     472,000.00     472,000.00

80013929       4248472   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     452,000.00     452,000.00

80013930       4252592   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     431,200.00     431,200.00

80013931       4252678   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.      85,500.00      85,500.00

80013932       4252701   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     134,500.00     134,500.00

80013933       4252880   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.   1,250,000.00   1,250,000.00

80013934       4253698   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     396,000.00     395,190.54

80013935       4253839   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     428,000.00     427,825.27

80013936       4254300   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     448,360.00     448,360.00

80013937       4267532   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     312,000.00     312,000.00

80013938       4270675   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     570,350.00     570,350.00

80013939       4277867   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     234,400.00     234,387.78

80013940       4281873   Group 3 - 7/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     625,000.00     624,559.90

80013941       1776620   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     789,200.00     789,200.00

80013942       1777885   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     412,000.00     412,000.00

80013943       1778426   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     848,000.00     848,000.00

80013944       3379814   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     433,000.00     432,800.00

80013945       3380314   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     355,000.00     355,000.00

80013946       3380719   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     639,900.00     638,500.00

80013947       3380882   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     450,000.00     450,000.00

80013948       3381110   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     406,000.00     406,000.00

80013949       3381179   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     396,000.00     395,190.54

80013950       3548261   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     640,000.00     640,000.00

80013951       3973538   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     966,000.00     962,927.34

80013952       4085623   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     195,000.00     195,000.00

80013953       4120693   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     369,000.00     368,750.00

80013954       4128172   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     280,000.00     279,930.00

80013955       4128550   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     437,000.00     437,000.00

80013956       4133678   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00   1,000,000.00

80013957       4136394   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     344,000.00     344,000.00

80013958       4153650   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     463,000.00     462,609.31

80013959       4156944   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     999,995.85

80013960       4164186   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     200,000.00     200,000.00

80013961       4166346   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     466,400.00     466,400.00

80013962       4166900   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     485,000.00     484,800.00

80013963       4168813   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     320,000.00     319,800.00

80013964       4173555   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     780,000.00     780,000.00

80013965       4181940   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     507,500.00     507,500.00

80013966       4185267   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     388,000.00     388,000.00

80013967       4185609   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     387,200.00     387,200.00

80013968       4188317   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     204,250.00     204,068.09

80013969       4191129   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     559,300.00     559,145.32

80013970       4191461   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     947,000.00     947,000.00

80013971       4191514   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     373,650.00     373,650.00

80013972       4191662   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00     999,760.94

80013973       4191798   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     432,000.00     432,000.00

80013974        4191889   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     361,600.00     361,517.13

80013975       4197135   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     424,000.00     424,000.00

80013976       4197163   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     516,000.00     515,910.89

80013977       4198477   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     176,000.00     176,000.00

80013978       4202559   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     246,750.00     246,650.00

80013979       4203643   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     390,000.00     390,000.00

80013980       4207614   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     548,000.00     548,000.00

80013981       4210202   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     480,000.00     479,851.69

80013982       4212277   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     383,000.00     383,000.00

80013983       4212973   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.   1,500,000.00   1,500,000.00

80013984       4216004   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     600,000.00     599,800.00

80013985       4222418   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     520,000.00     520,000.00

80013986       4222615   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     322,000.00     322,000.00

80013987       4223669   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     267,900.00     267,900.00

80013988       4225495   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     374,400.00     374,400.00

80013989       4225694   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     475,000.00     474,949.00

80013990       4226458   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     454,000.00     453,900.00

80013991       4228290   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     615,000.00     614,900.00

80013993       4229017   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     184,000.00     184,000.00

80013994       4229762   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     650,000.00

80013995       4231640   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     596,000.00     596,000.00

80013996       4235127   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     167,200.00     167,200.00

80013997       4236661   Group 2 - 5/1 ARMs    National City Mortgage Corp.   National City Mortgage Corp.     189,600.00     189,600.00

80013998       4237374   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     241,000.00     241,000.00

80013999       4238632   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     490,000.00     489,143.75

80014000       4239604   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     205,500.00     205,400.00

80014001       4240309   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     314,000.00     314,000.00

80014002       4241419   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     615,000.00     615,000.00

80014003       4241823   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     175,600.00     175,600.00

80014004       4244721   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     101,000.00     101,000.00

80014005       4245113   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     320,000.00     319,986.70

80014006       4245473   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     850,000.00     850,000.00

80014007       4245992   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     444,000.00     444,000.00

80014008       4246829   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     630,000.00     630,000.00

80014009       4247511   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     480,000.00     480,000.00

80014010       4247824   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     303,200.00     303,200.00

80014011       4248190   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     487,000.00     487,000.00

80014012       4248634   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     300,000.00     299,831.18

80014013       4248720   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     411,000.00     410,999.99

80014014       4252826   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     308,000.00     307,994.35

80014015       4253034   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     499,998.21

80014016       4253064   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.   1,000,000.00   1,000,000.00

80014017       4253636   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     700,000.00     700,000.00

80014018        4254055   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     180,000.00     179,900.00

80014019       4254513   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     391,900.00     391,900.00

80014020       4260124   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     280,000.00     280,000.00

80014021       4260484   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     202,750.00     202,750.00

80014022       4261228   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     427,500.00     427,500.00

80014023       4262453   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     508,000.00     508,000.00

80014024       4264282   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     395,000.00     395,000.00

80014025       4264306   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     564,000.00      563,992.48

80014026       4267338   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     230,000.00     229,999.34

80014027       4267710   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     471,000.00     471,000.00

80014028       4268595   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     600,000.00     600,000.00

80014029       4268875   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.      84,000.00      84,000.00

80014030       4269881   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     416,800.00     416,800.00

80014031       4269957   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     530,000.00     528,942.11

80014032       4271454   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     650,000.00     649,999.99

80014033       4271607   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     168,000.00     168,000.00

80014034       4272977   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     207,000.00     206,999.75

80014035       4273604   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     595,000.00     595,000.00

80014036       4274153   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     640,000.00     640,000.00

80014037       4275251   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.      97,500.00      97,500.00

80014038       4276689   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     500,000.00     500,000.00

80014039       4282534   Group 4 - 10/1 ARMs   National City Mortgage Corp.   National City Mortgage Corp.     881,300.00     881,300.00

80014040      28504975   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          326,375.00     326,162.56

80014044      30067789   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.         Suntrust Mortgage, Inc.          250,750.00     250,735.73

80014047      30751218   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          175,500.00     174,206.22

80014051      31621550   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          325,000.00     325,000.00

80014052      31621618   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          282,000.00     282,000.00

80014055      32077836   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          675,000.00     675,000.00

80014057      32160251   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          135,000.00     134,060.72

80014060      32300337   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          115,000.00     115,000.00

80014061      32300360   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          150,000.00     150,000.00

80014062      32300444   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          215,200.00     215,200.00

80014067      33351354   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          320,000.00     320,000.00

80014068      33377011   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          658,000.00     658,000.00

80014070      33547340   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          164,000.00     164,000.00

80014072      33599549   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          116,000.00     115,501.21

80014081      33616228   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          307,000.00     307,000.00

80014083      33619917   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          645,000.00     645,000.00

80014086      33636978   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          204,000.00     203,962.60

80014089      33729591   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          292,320.00     290,806.15

80014090      33757352   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          200,000.00     200,000.00

80014096      34001230   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          231,500.00     231,500.00

80014097      34001339   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          208,500.00     208,500.00

80014100       34165720   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          304,000.00     304,000.00

80014105      34352286   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          186,000.00     186,000.00

80014108      34604900   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          530,200.00     530,200.00

80014110      34696856   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          320,000.00     319,629.29

80014113      34786285   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          169,000.00     169,000.00

80014116      35105980   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          108,232.00     108,232.00

80014117     142949759   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          347,000.00     347,000.00

80014121     143212264   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          336,000.00      335,930.00

80014126     143437614   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          247,500.00     246,408.90

80014127     143439115   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          650,000.00     650,000.00

80014129     143443000   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          194,400.00     193,919.21

80014131     143495737   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          273,500.00     273,417.93

80014135     143556744   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          620,000.00     620,000.00

80014136     143561413   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.           417,000.00     416,719.89

80014140     143604635   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          370,000.00     369,334.35

80014141     143606853   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          241,600.00     241,600.00

80014143     143626844   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          318,000.00     317,873.84

80014144     143628634   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          454,000.00     453,872.44

80014146     143740611   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          180,000.00     179,911.43

80014148     143745362   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          533,500.00     533,500.00

80014149     143745685   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          340,000.00     340,000.00

80014152     143758472   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          650,000.00     650,000.00

80014153     143758852   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          416,250.00     416,250.00

80014155     201529963   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.         Suntrust Mortgage, Inc.          264,000.00     261,808.73

80014157     201605862   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          320,000.00     320,000.00

80014160     201928025   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          488,000.00     488,000.00

80014162     201941788   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          380,000.00     379,999.98

80014163     201963196   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          606,600.00     606,600.00

80014164     201970431   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          315,000.00     315,000.00

80014167     201999307   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          340,000.00     339,970.00

80014168     201999893   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          356,000.00     355,999.25

80014169     202003463   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          333,750.00     333,750.00

80014170     202010252   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          469,000.00     468,903.54

80014171     202010344   Group 1 - 3/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          548,000.00     548,000.00

80014178      29364692   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          178,800.00     178,437.47

80014179      29549623   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          370,400.00     370,400.00

80014180      29549805   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          117,500.00     117,500.00

80014181      29549946   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          251,900.00     251,900.00

80014183      29745445   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          514,800.00     514,800.00

80014184      29769239   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          456,000.00     456,000.00

80014185      29774858   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          174,330.00     174,247.53

80014186      30043814   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          273,000.00     272,400.00

80014187      30075725   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          940,000.00     940,000.00

80014188       30075915   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          499,200.00     497,543.37

80014189      30095178   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          411,200.00     411,200.00

80014190      30095483   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          395,600.00     395,600.00

80014191      30199236   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          565,600.00     311,295.38

80014192      30263305   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          239,200.00     239,200.00

80014193      30263321   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          574,000.00     574,000.00

80014194      30290688   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          228,000.00     226,906.97

80014195      30427975   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          148,000.00     147,515.05

80014196      30644108   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          162,000.00     161,700.50

80014197      30984769   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          296,800.00     296,800.00

80014201      31134521   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          327,400.00     326,000.00

80014204      31285984   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.            84,000.00      83,997.49

80014205      31311749   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          389,600.00     389,600.00

80014207      31342249   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.           168,800.00     168,800.00

80014208      31368178   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          187,600.00     187,600.00

80014210      31423957   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          260,000.00     260,000.00

80014211      31544968   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          639,200.00     639,060.17

80014212      31614928   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          195,900.00     195,900.00

80014213      31648413   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          136,000.00     136,000.00

80014215      31648959   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          195,034.00     194,914.72

80014216      31701055   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          240,000.00     239,666.07

80014217      31713530   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          281,300.00     281,300.00

80014218      31714876   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          180,250.00     180,250.00

80014219      31838832   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.         Suntrust Mortgage, Inc.          286,000.00     286,000.00

80014220      31847361   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          120,000.00     120,000.00

80014221      31847510   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          270,000.00     269,683.18

80014222      31847619   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          334,400.00     334,400.00

80014223      31967631   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          605,600.00     605,600.00

80014225      32008567   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          584,000.00     584,000.00

80014226      32042103   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          150,400.00     150,368.67

80014227      32057317   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          115,600.00     115,600.00

80014228      32057705   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          180,000.00     180,000.00

80014230      32096406   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          368,000.00     368,000.00

80014231      32145435   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          296,400.00     296,400.00

80014232      32209439   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          319,200.00     319,200.00

80014233      32209454   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          122,400.00     122,191.96

80014234      32348195   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          116,000.00     116,000.00

80014235      32366007   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          273,200.00     273,150.13

80014236      32368193   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.           99,700.00      99,700.00

80014237      32368391   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          167,920.00     167,920.00

80014238      32384703   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          568,000.00     568,000.00

80014240      32400152   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          105,000.00     102,374.18

80014241      33340662   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          282,000.00     282,000.00

80014243      33373283   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          388,000.00     388,000.00

80014244      33377326   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          372,000.00     371,901.40

80014246      33400946   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.           85,000.00      85,000.00

80014247      33547761   Group 2 - 5/1 ARMs    Suntrust Mortgage, Inc.        Suntrust Mortgage, Inc.          568,000.00     568,000.00

80014248      33572769  </