Marketer/Agent Compensation Agreement Jefferson National Life Insurance Products

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Title: Marketer/Agent Compensation Agreement Jefferson National Life Insurance Products
Date: 11/30/2005

                                                                   
Exhibit 10.11

                      
Marketer/Agent Compensation Agreement

                   
Jefferson National Life Insurance Products

This agreement is entered is entered into this 10th day of May,
2005 by and

between Health Benefits Direct, LLC and Insurance Specialists
Group.

For all Jefferson National Life Insurance Company insuran

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