AMENDMENT TO MARKETING AGREEMENT

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                                                               Exhibit 10(t)


                      AMENDMENT TO MARKETING AGREEMENT

The purpose of this document is to amend the Marketing Agreement dated
October 10, 1991 between IDS Certificate Company (now known as Ameriprise
Certificate Company ("ACC")) and American Express Bank Ltd. ("AEB"), as
subsequently amended (the "Marketing Agreement").

Unless specifically stated to the contrary, the terms of this Amendment are
retroactive to the initial effective date of the Marketing Agreement on
October 10, 1991, as they clarify the respective responsibilities and
obligations the Parties (i.e., ACC and AEB) have undertaken since that date.

Terms used in this Amendment have the same meaning as they do in the Marketing
Agreement.

1.    Effective October 1, 2005, Ameriprise Certificate Company will
     replace IDS Certificate Company in the text of the Marketing
     Agreement in recognition of the current name of such organization.

2.    Section I of the Marketing Agreement is amended to add subsection 4.1,
     which states as follows:

     (4.1) Effective October 1, 2005, AEB will no longer market or offer
           Products, and ACC will no longer accept new applications for
           Products. However, the terms of this Agreement will continue
           to be in effect with respect to Products marketed and offered
           prior to that date.

3.    Sections I(3), I(6), I(8), IV(6), V(2), and other applicable Sections
     of the Marketing Agreement are read together to provide that ACC
     has and will continue to ensure that the registration of products on
     the official transfer agent records of ACC accurately reflects the
     instructions for such registrations that have been provided by AEB.
     In this regard, AEB has been and continues to be responsible for
     ensuring that such instructions are accurate, complete and lawful.
     The Indemnification provisions of Section V of the Marketing Agreement
     are applicable to the Parties' respective obligations in this regard.

4.    Section I(7) of the Marketing Agreement is amended to add the
     following provisions to the end of the Section:

Effective January 1, 2005, with respect to AEB's obligations to: i) obtain
and maintain current Forms W-8BEN (or any other form required by U.S.
Treasury Department regulations) for all clients in compliance with
applicable laws and regulations; and ii) deliver Forms 1042-S to clients,
AEB will act as the "withholding agent," as defined in U.S. Treasury
Regulation 1.1441-7(a), with all attendant responsibilities and obligations.
AEB will indemnify ACC in accordance with Section V of the Marketing
Agreement for any claim brought in accordance with such Section V arising
from the failure of AEB to



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perform its obligations hereunder. ACC will provide such information to AEB
as is necessary for AEB to act as the withholding agent and comply with
applicable laws and regulations. AEB's United Kingdom branch will provide
ACC with a Form W-8IMY certifying it is a qualified intermediary that has
assumed primary responsibility for US tax withholding and reporting. ACC shall
provide to such branch Forms 1042S with withholding rate pool reporting
rather than Forms 1042S for each client.

5.    Section V of the Marketing Agreement is amended to add subsection V(4)
     which states as follows:

     (4)    The Parties to this Agreement are solely responsible for any
           failure to satisfy their obligations under this Agreement.
           Such responsibility includes any regulatory penalty or fine
           and/or any liability arising from a civil or criminal
           action, or settlement thereof, including but not limited to
           compensation or remediation to clients, arising from any
           such failure to satisfy such obligations.   The Parties'
           indemnification obligations and right to receive
           indemnification will survive the termination of the
           Agreement for the time period relating to all applicable
           statutes of limitation, unless subsequently agreed to in
           writing by the Parties.

6.    Section VI(5) of the Marketing Agreement is amended as follows:

           Any notice, under this Agreement shall be given in writing,
            by electronic mail or addressed and delivered or mailed
           postpaid to the Party to this Agreement entitled to receive
           the same,

                 i.    If to Company, Paula R. Meyer, 596 Ameriprise
                      Financial Center, Minneapolis, MN 55474,
                      paula.r.meyer@ampf.com; and

                 ii.   If to AEB, Mary Ann Fitzgibbon,
                      200 Vesey Street, New York, NY 10285,
                      maryann.f.fitzgibbon@aexp.com.

7.    Section VIII titled "ARBITRATION" is added to the Marketing Agreement
     to read as follows:

     (2)    The Parties also understand and agree that if they are unable to
           resolve any issue under the Agreeme