Exhibit 10.56
Translated from Japanese
Loan Rate
Change Agreement
February 5, 2009
Sumitomo Mitsui Banking
Corporation
|
|
Debtor:
|
Global Hotline, Inc.,
|
CEO & President /s/ Hideki Anan
<Seal>
11F Nishi-Shinjuku Showa
Bldg.,
13-12, Nishi-Shinjuku 1-chome,
Shinjuku, Tokyo
|
|
Joint guarantor:
|
/s/ Hideki Anan <Seal>
|
403 The Palms Yoyogi
3-chome
13-10, Yoyogi 3-chome, Shibuya-ku,
Tokyo
The debtor (hereinafter A),
concerning the borrowing from Sumitomo Banking Corporation
(hereinafter B) below, irrespective of the prior agreement, shall
consent that the basic interest and loan rates be determined as
below and that they be changed, and concurrently comply with each
of the following clauses. However, except for the clauses that
shall be changed pursuant to the current change agreement, the
previous contents of agreement shall be applied. The joint
guarantor shall agree to each of the clauses of the current change
agreement and continue to jointly guarantee B the liability with
A.
|
1.
|
(The first date to apply the loan
rate pursuant to the current change agreement)
|
[1] The loan rate after the change
shall be applied the date below (hereinafter the Application Date)
and thereafter. Furthermore, concerning overdraft, the rate shall
be applied on the Application Date and thereafter, and concerning
special overdraft (including special over-debt, special overdraft
on current account, and specific overdraft), the new rates shall be
started to be applied on the first dates of the new rate
application terms on or after the Application Date.
[2] If B changes the basic interest
rate by the Application Date in the previous section after the
contract date of the current agreement, “the loan rate after
the change” below shall be applied by increasing or
decreasing the same percent as the changed percent in the basic
interest rate.
|
2.
|
(Change to the loan rate on or after
the Application Date)
|
[1] After the Application Date, if B
changes the basic in
