SUPPLEMENTAL LIFE INSURANCE AGREEMENT FOR CHARLES T. CHRIETZBERG

Exhibit 10.(ii)A(11)

FIRST AMENDMENT

TO THE

MONTEREY COUNTY BANK

SUPPLEMENTAL LIFE INSURANCE AGREEMENT

FOR
CHARLES T. CHRIETZBERG

THIS AMENDMENT is adopted this 31st day of October, 2006, by and between by and between MONTEREY COUNTY BANK located in Monterey, California (the “Bank”), and CHARLES T. CHRIETZBERG (the “Executive”).

The Bank and the Executive executed the MONTEREY COUNTY BANK SUPPLEMENTAL LIFE INSURANCE AGREEMENT on October 26, 2006 (the “Agreement”).

Under the terms of Article 11, the undersigned hereby amends, in part, the Agreement for the purpose changing the calculation of benefits to be paid thereunder.

Section 1.1 of the Agreement shall be deleted in its entirety.

The following Section 1.12a shall be added to the Agreement immediately following Section 1.12:

1.12a       “ Schedule A ” means the schedule attached to this Agreement and made a part hereof.

Sections 2.2.1 and 2.2.2 of the Agreement shall be deleted in their entirety and replaced by the following:

2.2.1         Death Prior to Separation from Service . If the Executive dies while employed by the Bank, the Executive’s Beneficiary shall be ent