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AGREEMENT TO PROVIDE INSURANCE

Insurance Agreement

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This Insurance Agreement involves

SHEERVISION, INC. | Vineyard Bank

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Title: AGREEMENT TO PROVIDE INSURANCE
Date: 3/28/2006

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                         AGREEMENT TO PROVIDE INSURANCE

<TABLE>
<CAPTION>
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 Principal    Loan Date   Maturity     Loan No   Call/Coll   Account  Officer  Initials
<S>          <C>         <C>         <C>         <C>         <C>      <C>      <C>
$300,000.00  12-07-2005  01-15-2007  0412821880         98   128218     601
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