AGREEMENT FOR INDEPENDENT CONTRACTOR SERVICES

                                                                   Exhibit 10.04

                                  AGREEMENT FOR
                         INDEPENDENT CONTRACTOR SERVICES


DATE:    July 7, 2004


                                  I.    PARTIES
                                        -------

Schimatic Cash Transactions Network.com, Inc. dba Smart Chip Technologies,
hereinafter "Company." and


Bernard F. McHale, hereinafter called "Contractor,"

hereby enter into this Agreement for Independent Contractor Services,
hereinafter "Agreement," effective July 1, 2004.


                         II.    ENGAGEMENT OF CONTRACTOR
                                ------------------------

Company hereby engages Contractor, and Contractor accepts engagement, to provide
to Company the following services:

     Treasurer and Director. Mr. Bernard F. McHale will serve as Director and
Treasurer of the SCTN Board of Directors and will perform all the services of a
Director and Treasurer in accordance with the By-Laws of the Company and as
directed by the Board, including, but not limited to, fund raising and executive
financial management of SCTN. He will assist in establishing and enforcing
financial controls, installing business planning, and building business
operations. Contractor will also assist other officers or directors of the
company concerning "special projects" as designated to him from time to time by
the Board of Directors.


                           III.    TERM OF ENGAGEMENT
                                   ------------------

This Agreement shall be for thr