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Exhibit 20.1
Chase Manhattan Bank USA, N.A.
Noteholders Statement
Chase Credit Card Owner Trust 2002-3
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Section 7.3 Indenture Distribution Date: 2/17/2004
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<S> <C> <C> <C>
(i) Amount of the distribution allocable to principal of the Notes
Class A Principal Payment 0.00
Class B Principal Payment 0.00
Class C Principal Payment 0.00
Total
Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes
Class A Principal Payment
