COMMERCIAL LEASE OF HOUSE UNFURNISHED

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Exhibit 10.17

COMMERCIAL LEASE OF HOUSE
UNFURNISHED

        BY THIS AGREEMENT made and entered into on June 11, 2004, between Mario J. Orlando and Matthew J. Salafia, herein referred to as Lessor, and Carrollton Mortgage Services, herein referred to as Lessee, Lessor leases to Lessee the premises situated at 8905 Harford Road, Baltimore County, State of Maryland, and more particularly described as follows: 8905 Harford Road, Baltimore, MD 21234, "CALIFORNIA ORCHARDS" , together with all appurtenances, for a term of 2 years to commerce on July 1, 2004, and to end on June 1, 2005 , at 12:00 o'clock P. M.

        1.     Rent.     Lessee agrees to pay, without demand, to Lessor as rent for the the demised premises the sum of Fifteen Hundred Dollars ($1500.00) per month in advance on the 1 ^st  day of each calendar month beginning July 1, 2004, at such as Lessor may designate.

        2.     Security Deposit.     On execution of this lease, Lessee deposits with Lessor Fifteen Hundred Dollars ($1500.00), receipt of which is acknowledged by Lessor, as security for the faithful performance by Lessee of the terms hereof, to be returned to Lessee, without interest, on the full and faithful performance by him of the provisions hereof.

        3.     Quiet Enjoyment.     Lessor covenants that on paying the rent and performing the covenants herein contained, Lessee shall peacefully and quietly have, hold, and enjoy the demised premises for the agreed term.

        4.     Use of Premises.     The demised premises shall be used and occupied by Lessee exclusively as a private single office space for the purposes of carrying on a business, trade or profession. Lessee shall comply with all the sanitary laws, ordinances, rules, and orders of appropriate governmental authorities affecting the cleanliness, occupancy, and preservation of the demised premises, and the sidewalks connected thereto, during the term of this lease.

        5.     Number of Occupants.     Lessee agrees that the demised premises shall be occupied by no more than the number of persons allowed by law at any given time.

        6.     Condition of Premises.     Lessee stipulates that he has examined the demised premises, including the grounds and all buildings and improvements, and that they are, at the time of this lease, in good order, repair, and a safe, clean, and tenantable condition.

        7.     Assignment and Subletting.     Without the prior written consent of Lessor, Lessee shall not assign this lease, or sublet or grant any concession or license to use the premises or any part thereof. A consent by Lessor to one assignment, subletting, concession, or license shall not be deemed to be a consent to any subsequent assignments, subletting, concession, or licensed. An assignment, subletting, concession, or license without the prior written consent of Lessor, or an assignment or subletting by operation of law, shall be void and shall, at Lessor's option, terminate this lease.

        8.     Alterations and Improvements.     Lessee shall make no alterations to the building on the demised premises or construct any building or make other improvements on the demised premises without prior written consent of Lessor. All alterations, changes, and improvements built, constructed, or placed on the demised by Lessee, with the exception of fixtures removable with out damage to the premises and movable personal property, shall, unless otherwise provided by written agreement between Lessor and Lessee, be the property of Lessor and remain on the demised premises at the expiration or sooner termination of this lease.

        9.     Damage to Premises.     If the demised premises, or any part thereof, shall be partially damaged by fire or other casualty not due to Lessee's negligence or willful act or that of his employee, family,

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agent, or visitor, the premises shall be promptly repaired by Lessor and there shall be an abatement of rent corresponding with the time during which, and the extent to which, the leased premises may have been untenantable; but, if the leased premises should be damaged other than by Lessee's negligence or willful act or that of his employee, family, agent, or visitor to the extent that Lessor shall decide not to rebuild or repair, the term of this lease shall end and the rent shall be prorated up to the time of damage.

        10.     Dangerous Materials.     Lessee shall not keep or have on the leased premises any article or thing of a dangerous, inflammable, or explosive