Re: Tenth Amendment and Waiver

Forbearance Agreement

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Title: Re: Tenth Amendment and Waiver
Date: 6/10/2005
Industry: Consumer Financial Services

E-LOAN, INC.

6230 Stoneridge Mall Road
Pleasanton, CA 94588

June 8, 2005

Mr. Geoffrey Halverson
6230 Stoneridge Mall Road
Pleasanton, CA 94588

Re: Employment Status

Dear Geoff:

This confirms our agreement regarding your retirement as an officer of E-LOAN, Inc. ("Company") and other modifications to your employment with E-LOAN, Inc.

1. You have submitted and the Company has accepted your retirement as an officer, effective as of June 30, 2005. You have also submitted and the Company has also accepted your retirement as an employee, effective September 30, 2005. At that time, we may agree but are not obligated to extend your employment for an additional period thereafter, up to December 31, 2005.

2. If we agree to extend your employment beyond September 30, 2005, as of Oct

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