OFFER OF EMPLOYMENT

Executive Employment Agreement

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NAVIGATORS GROUP INC | Elliot Orol

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Title: OFFER OF EMPLOYMENT
Date: 8/4/2005
Industry: INSPPY Sector: FINANC

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Exhibit 10-1

Exhibit 10-1

April 1, 2005 “Revised 5/18/05”

Mr. Elliot Orol

200 East 82^nd Street

New York, New York 10028

Dear Elliot:

To confirm our recent conversations, I am pleased to extend a formal offer of full time employment with The Navigators Group, Inc. Terms of our offer are as follows:

Position		Senior Vice President and General Counsel of
		Navigators Management Company
		Navigators Insurance Company
		NIC Insurance Company

Position Reports to:		Stan Galanski

Scope or Responsibility:

Manage the legal needs of Navigators and specific projects as assigned by the President. Provide counsel to NMC’s management team on relevant legal matters. Provide counsel to Human Resources manager on employment related legal matters. Serve as Chief Compliance Officer for Navigators. Manage the state filings, agency licensing, and regulatory compliance function.

Key Functional Responsibilities:

1. Serve as Chief Compliance Officer

2. Provide legal counsel to Navigator’s executive management team and staff.

3. Coordinate use of outside legal counsel in a cost effective manner.

4. Serve as Chair of the PSA/ Commission Practices Committee

5. Manage the state filings / regulatory compliance unit in Schaumburg.

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