EXHIBIT
4.1
The CORPORATE
plan for Retirement SM
EXECUTIVE P LAN
BASIC PLAN
DOCUMENT
IMPORTANT
NOTE
This document has not been approved by
the Department of Labor, the Internal Revenue Service or any other
governmental entity. An Adopting Employer must determine whether
the plan is subject to the Federal securities laws and the
securities laws of the various states. An Adopting Employer may not
rely on this document to ensure any particular tax consequences or
to ensure that the Plan is "unfunded and maintained primarily for
the purpose of providing deferred compensation to a select group of
management or highly compensated employees" under the Employee
Retirement Income Security Act with respect to the Employer's
particular situation. Fidelity Management Trust Company, its
affiliates and employees cannot and do not provide legal or tax
advice in connection with this document. This document does not
constitute legal or tax advice and is not intended or written to be
used, and it cannot be used by any taxpayer, for the purposes of
avoiding penalties that may be imposed on the taxpayer. This
document should be reviewed by the Employer's attorney prior to
adoption.
EXHIBIT
4.1
CORPORATEplan for
Retirement EXECUTIVE
BASIC PLAN DOCUMENT
ARTICLE 1
ADOPTION
AGREEMENT
ARTICLE 2
DEFINITIONS
2.01 –
Definitions
ARTICLE 3
PARTICIPATION
3.01 – Date of
Participation
3.02 – Resumption
of Participation Following Re-employment
3.03 – Cessation
or Resumption of Participation Following a Change in
Status
ARTICLE 4
CONTRIBUTIONS
4.01 – Deferral
Contributions
4.02 – Matching
Contributions
4.03 – Employer
Contributions
4.04 – Time of
Making Contributions
ARTICLE 5
PARTICIPANTS'
ACCOUNTS
5.01 – Individual
Accounts
ARTICLE 6
INVESTMENT OF
CONTRIBUTIONS
6.01 – Manner of
Investment
6.02 – Investment
Decisions
ARTICLE 7
RIGHT TO
BENEFITS
7.01 – Normal or
Early Retirement
7.02 –
Death
7.03 – Other
Termination of Employment
7.04 – Separate
Account
7.05 –
Forfeitures
7.06 – Adjustment
for Investment Experience
7.07 –
Unforeseeable Emergency Withdrawals
7.08 – Change in
Control
1
ARTICLE 8
DISTRIBUTION OF BENEFITS
PAYABLE AFTER TERMINATION OF SERVICE
8.01 –
Distribution of Benefits to Participants and
Beneficiaries
8.02 –
Determination of Method of Distribution
8.03 – Notice to
Trustee
8.04 – Time of
Distribution
ARTICLE 9
AMENDMENT AND
TERMINATION
9.01 – Amendment
by Employer
9.02 – Retroactive
Amendments
9.03 –
Termination
9.04 –
Distribution Upon Termination of the Plan
ARTICLE 10
MISCELLANEOUS
10.01 –
Communication to Participants
10.02 – Limitation
of Rights
10.03 –
Nonalienability of Benefits
10.04 – Facility
of Payment
10.05 –
Information between Employer and Trustee
10.06 –
Notices
10.07 – Governing
Law
ARTICLE 11
PLAN
ADMINISTRATION
11.01 – Powers and
Responsibilities of the Administrator
11.02 –
Nondiscriminatory Exercise of Authority
11.03 – Claims and
Review Procedures
2
EXHIBIT
4.1
PREAMBLE
It is the intention
of the Employer to establish herein an unfunded plan maintained
solely for the purpose of providing deferred compensation for a
select group of management or highly compensated employees as
provided in ERISA.
Article 1.
Adoption Agreement .
Article 2.
Definitions .
2.01.
Definitions .
