HOME FEDERAL BANCORP LONG-TERM INCENTIVE PLAN AWARD AGREEMENT

                                                             Exhibit 10.2

                              HOME FEDERAL BANCORP

                            LONG-TERM INCENTIVE PLAN

                                 AWARD AGREEMENT

_______________, 200___

         I am pleased to inform you that the Compensation Committee of the Board

of Directors of Home Federal Bancorp (the "Compensation Committee") has granted

you an award as described in this Award Agreement and Exhibit A attached hereto

(this Agreement") and as described in the Home Federal Bancorp Long-Term

Incentive Plan, as amended (the "Plan"). Capitalized terms used herein but not

otherwise defined herein shall have the meaning ascribed to such terms in the

Plan. If you do not have your copy of the Plan, one will be provided upon your

written request to the Company at its headquarters to the attention of the

Chairman of the Compensation Committee.

   1.  Award.  The Corporation hereby grants you the Award set forth on

Exhibit A evidencing the right to receive,  upon and subject to the terms

and conditions of this Agreement and the Plan, the payment reflected on

Exhibit A if the applicable  Performance Goal is met. You  hereby  accept

the  Award and agree to be bound by the terms of this Agreement and the Plan.

   2. Performance Period. The Performance Period is the Performance

Period set forth on Exhibit A (the "Performance Period").

   3. Performance Criteria. Performance Criteria include (i) earnings per

share (EPS) of the Company, and (ii) total shareholder return (TSR) of the

Company. As used herein, earnings per share means the average annual growth

(expressed as a percentage) of the diluted earnings per share of the Company

during the Performance Period as reported in the Company's Annual Reports to

Shareholders, provided that in calculating earnings per share the Committee may,

in its sole discretion, exclude special charges or extraordinary items reported

by the Company. The Performance Goal relating to the earnings per share

Performance Criteria will be satisfied if the annual average growth in earnings

per share meets the applicable Award Level as set forth on Exhibit A. As

used herein, total shareholder return means the percentile that the average

annual total change in stock price plus dividends on a share of stock of the

Company during the Performance Period falls within the Stifel, Nicolas Midwest

Peer Group with assets less than $2.5 billion, or a successor peer group

selected by the Compensation Committee. The Performance Goal relating to the

total shareholder return Performance Criteria will be satisfied if the average

annual total shareholder return meets the applicable Award level as set forth on

 Exhibit A. There is interpolation between the minimum and maximum Award

Level amounts.

   4. Restrictions.