DESCRIPTION OF DIRECTORS AND NAMED EXECUTIVE OFFICERS COMPENSATION

Executive Compensation Plan Agreement

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SEVERN BANCORP INC

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Title: DESCRIPTION OF DIRECTORS AND NAMED EXECUTIVE OFFICERS COMPENSATION
Date: 3/21/2005
Industry: BANKSL

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Exhibit 10.1

DESCRIPTION OF DIRECTORS AND

NAMED EXECUTIVE OFFICERS COMPENSATION

In accordance with the “Frequently Asked Questions” bulletin posted by the staff of the Division of Corporation Finance of the Securities and Exchange Commission on November 23, 2004 on the Securities and Exchange Commission’s website, we are disclosing the following information that

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