Back to top

MEDICAL REIMBURSEMENT PLAN OF BENEFITS

Equity Contribution Agreement

MEDICAL REIMBURSEMENT PLAN OF BENEFITS You are currently viewing:
This Equity Contribution Agreement involves

FOSTER L B CO

. RealDealDocs™ contains millions of easily searchable legal documents and clauses from top law firms. Search for free - click here.
Title: MEDICAL REIMBURSEMENT PLAN OF BENEFITS
Date: 3/16/2006
Industry: FABPRD    

Search Equity Contribution Agreement by:

Document Title:

Entire Document: (optional)

50 of the Top 250 law firms use our Products every day
<PAGE>

<PAGE>

                                                                 EXHIBIT 10.45.1

                               L.B. FOSTER COMPANY

                                     MEDICAL
                                 REIMBURSEMENT
                                      PLAN

                                      MRP2

                            SUMMARY PLAN DESCRIPTION
                             AS AMENDED AND RESTATED
                            EFFECTIVE JANUARY 1, 2006

<PAGE>

                     MEDICAL REIMBURSEMENT PLAN OF BENEFITS

<TABLE>
<S>                                            <C>
Maximum Yearly Benefit for Plan - MRP2         $ 6,000
Maximum Lifetime Maximum for Substance Abuse   $25,000
</TABLE>

Medical Reimbursement Plans provide Benefits for in-network covered services
allowed, but not covered in their entirety by the Premium Medical and Dental
Plans. Deductibles and Co-payments may be reimbursed by these Plans, up to the
Usual, Reasonable and Customary Charge. Services for which coverage is limited
by the Premium Plan, such as Orthodontics, may be reimbursed up to the
Reasonable and Customary charge. Penalties for failure to Pre-notify or charges
declined due to a Pre-Existing Condition are not allowable under these Plans, as
well as charges above any limits set by the Medical Reimbursement Plans.

Additionally, the Medical Reimbursement Plans contain provisions for vision care
as listed in this schedule.

                          SCHEDULE OF BENEFITS FOR MRP2

<TABLE>
<CAPTION>
                                           BENEFITS
                                           --------
<S>                                        <C>
BENEFIT PERCENTAGE:
   Medical Plan Pays                         100%
   Covered Person Pays                        0%
</TABLE>

<TABLE>
<CAPTION>
          BENEFITS AND SERVICES             PLAN PAYS           COMMENTS
          ---------------------             ---------           --------
<S>                                        <C>           <C>
HOSPITAL BENEFIT

Inpatient Hospital Services                100% of UCR   Pre-notification
                                                         required. Benefit based
                                                         on Semi-private room
                                                         rate.

Outpatient Hospital                        100% of UCR

Skilled Nursing Facility                   100% of UCR   Pre-notification
                                                         required.

Emergency Room                             100% of UCR   Non-emergency care is
                                                         not covered.

MENTAL HEALTH & SUBSTANCE ABUSE BENEFITS

Inpatient Mental Health Treatment          100% of UCR   Pre-notification
                                                         required.
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
          BENEFITS AND SERVICES             PLAN PAYS           COMMENTS
          ---------------------             ---------           --------
<S>                                        <C>           <C>
Outpatient Mental Health                   100% of UCR
Treatment including Psychological
Testing

Inpatient Substance Abuse Treatment        100% of UCR   Pre-notification
                                                         required.

Outpatient Substance Abuse Treatment       100% of UCR   Limited to 50 paid
                                                         visits per year.

MISCELLANEOUS SERVICES AND SUPPLIES

Home Health Care                           100% of UCR

Hospice Care Inpatient                     100% of UCR   Pre-notification
                                                         required.

Hospice Care Outpatient                    100% of UCR

Bereavement Counseling                     100% of UCR

Ambulance Service                          100% of UCR

Durable Medical Equipment                  100% of UCR

Other outpatient care                      100% of UCR

PROFESSIONAL SERVICES BENEFIT

Physician's visits                         100% of UCR

-    Office Visit

-    Inpatient Hospital Visit or           100% of UCR
     Consultation

-    Allergy                               100% of UCR

-    Other Covered Injections              100% of UCR

Second Surgical Opinion                    100% of UCR   If a second surgical
                                                         opinion is required by
                                                         Utilization Review but
                                                         not obtained, the
                                                         penalty will not be
                                                         allowed under these
                                                         Plans.

Obstetrics & Newborn Care                  100% of UCR
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
          BENEFITS AND SERVICES             PLAN PAYS           COMMENTS
          ---------------------             ---------           --------
<S>                                        <C>           <C>
Surgical Services                          100% of UCR   Includes surgeon and
                 

This is only a partial view of this document. We have millions of legal documents and clauses drafted by top law firms. learn more search for free browse for free learn more