EQUIPMENT LEASING SCHEDULE NO. 004

                                                                    EXHIBIT 10.5

                 [Letterhead of SPAR MARKETING SERVICES, INC.]

  MERCHANDISING * MARKETING INTELLIGENCE * DATABASE MARKETING * TELESERVICES *

                                   E-COMMERCE

                  SERVICES DEFINED BY THE RETURN THEY GENERATE

                             ----------------------

THIS IS COUNTERPART  NO. 1 OF 3 SERIALLY  NUMBERED  COUNTERPARTS.  TO THE EXTENT

THAT THIS DOCUMENT  CONSTITUTES CHATTEL PAPER UNDER THE UNIFORM COMMERCIAL CODE,

NO SECURITY  INTEREST IN THIS  DOCUMENT MAY BE CREATED  THROUGH THE TRANSFER AND

POSSESSION OF ANY COUNTERPART OTHER THAN COUNTERPART NO. 1.

                       EQUIPMENT LEASING SCHEDULE NO. 004

                           Dated: as of March 24, 2005

                                (this "Schedule")

                           Incorporating by Reference

               Master Lease Agreement dated as of November 1, 2004

                                     between

                   SPAR Marketing Services, Inc., as "Lessor",

                                       and

                     SPAR Marketing Force, Inc., as "Lessee"

          (as the same may be supplemented or amended from time to time

             in the manner provided therein the "Master Agreemen