THIRD AMENDMENT TO THE STEPHEN H. WACKNITZ EMPLOYMENT AGREEMENT

Employment Agreement

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TEMECULA VALLEY BANCORP INC | Stephen H. Wacknitz

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Title: THIRD AMENDMENT TO THE STEPHEN H. WACKNITZ EMPLOYMENT AGREEMENT
Governing Law: California Date: 12/27/2006
Industry: BANKSL Sector: FINANC

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Exhibit 10

                                                                    Exhibit 10.3

                             THIRD AMENDMENT TO THE
                               STEPHEN H. WACKNITZ
                              EMPLOYMENT AGREEMENT

             This Third Amendment ("Third Amendment") to that certain Employment
Agreement dated October 1, 2003, with an effective date of January 1, 2003, as
amended by that certain First Amendment dated June 23, 2005 and that certain
Second Amendment dated February 2, 2006 (collectively, "Original Agreement") is
entered into as of December 26, 2006 by and between Stephen H. Wacknitz, an
individual ("Executive") and Temecula Valley Bank ("Bank")

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