AMENDMENT TWO TO Capital Markets ERISA Nonqualified Pension Plan

Exhibit 10.95

AMENDMENT TWO

TO

Capital Markets ERISA Nonqualified Pension Plan

         WHEREAS , Countrywide Financial Corporation, a Delaware corporation (the "Company"), wishes to amend the Capital Markets ERISA Nonqualified Pension Plan (the "Plan") in accordance with Section 3.02 of IRS Notice 2006-79, 2006-43 I.R.B. 763 (October 4, 2006), as modified by IRS Notice 2007-86, I.R.B., 2007-46 I.R.B. 990 (October 22, 2007), to permit certain Plan participants to elect, by December 31, 2007 or December 31, 2008, to receive a lump sum payment in January 2008 and January 2009, respectively, with respect to all or a portion of their unvested Plan Account Balances that are attributable to amounts credited to their Plan Accounts.

         NOW THEREFORE , the Plan is amended, effective October 1, 2007, in accordance with Section 12.2 of the Plan in the following manner:

Article 7 is revised by adding new Sect