SIXTH AMENDMENT TO 4% CONVERTIBLE PROMISSORY NOTE

Convertible Promissory Note

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DELTA MUTUAL INC

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Title: SIXTH AMENDMENT TO 4% CONVERTIBLE PROMISSORY NOTE
Date: 11/9/2007

Exhibit 4.6f

SIXTH AMENDMENT TO

4% CONVERTIBLE PROMISSORY NOTE

FIFTH AMENDMENT, dated as of September 7, 2007, TO 4% CONVERTIBLE PROMISSORY NOTE, dated May 12, 2004, made by and between Delta Mutual, Inc., a Delaware corporation, with its principal offices located at 111 North Branch Street, Sellersville, PA 18960 (the “Borrower”) and Neil Berman, an individual, with the mailing address of 21346 St. Andrews Boulevard, # 421, Boca Raton, FL 33433 (the “Holder”). Capitalized terms used herein and not otherwise defined herein shall have the meaning assigned to such term in the Original Note.

WHEREAS, the Borrower and the Holder are parties to that certain 4% Convertible Promissory Note, dated May 12, 2004, as amended, (the “Original Note”) pursuant to which the Borrower has borrowed the amount of $193,740 from the Holder;

WHEREAS, the Original Note provides that the Maturity Date shall be September 10, 2007; and

WHEREAS, the Borrower and the

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