QCR HOLDINGS INC. NON-QUALIFIED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT

Exhibit 10.30

QCR HOLDINGS INC. NON-QUALIFIED
SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

JOINDER AGREEMENT

The Executive specified below is hereby participating in the QCR Holdings, Inc. Non-Qualified Supplemental Executive Retirement Plan (the “ Plan ”). In addition to the terms of the Plan, the Executive and the Employer agree that the Executive’s terms of participation are also subject to the following terms and conditions. In the event that any terms or conditions of the Plan are inconsistent with or contrary to the terms of this Joinder Agreement, the terms of this Joinder Agreement shall control.

Section 1 . Terms of Joinder Agreement . The following words and phrases relate to Executive’s participation in the Plan:

(i) The “ Executive ” is Todd A. Gipple .

(ii) The “ Employer ” is QCR Holdings, Inc. and any successors thereto.

(iii) The “ Original Effective Date ” is May 14,2004 .

(iv) The “ Benefit Age ” is age 65 .

(v) The “ Survivor Benefit ” covered by insurance is $270,024.00 annually for 15 years.

Section 2 . Elections .

(i) I elect