AMENDMENT NO. 4 TO THE ASSET PURCHASE AGREEMENT

Exhibit 10(e)

AMENDMENT NO. 4 TO ASSET PURCHASE AGREEMENT

This Amendment No. 4 to Asset Purchase Agreement (this “ Amendment ”) is made as of December 31, 2005 by and between Alfa Financial Corporation, an Alabama corporation (the “ Seller ”), and OFC Servicing Corporation, a Georgia corporation (the “ Buyer ”). The Buyer and the Seller are referred to collectively as the “ Parties .”

The Parties entered into that certain Asset Purchase Agreement dated June 6, 2005, as amended August 31, 2005, October 4, 2005 and December 5, 2005 (the “ Agreement ”), and they now desire to further amend the Agreement as set forth herein.

In consideration of the mutual promises made in the Agreement, the Parties hereby agree as follows:

1. Defined Terms . Any capitalized term used but not defined in this Amendment shall have the meaning set forth in the Agreement.

2. Updated Schedules . The Agreement is hereby amended to substitute the words “November 30, 2005” in each place that the words “February 28, 2005” appear therein. In addition, the following Schedules to the Agreement and the following section of the Disclosure Schedule are hereby amended and restated in their entirety by replacing them with Annex A attached hereto: