FIRST ADDENDUM TO ADMINISTRATIVE SERVICES AGREEMENT

THIS FIRST ADDENDUM TO ADMINISTRATIVE SERVICES AGREEMENT (“ Addendum ”) is entered into effective as of September 30, 2008, by and between JMC MARKETING, LTD, an Ohio limited liability company (“ Company ”), and OHIO LEGACY BANK, N.A., national bank organized under the federal laws of the United States (“ Bank ”) with reference to the following facts:

WHEREAS, Company and Bank entered into a certain Administrative Services Agreement on April 28, 2008 (“ Underlying Agreement ”).

WHEREAS, the initial term of the Underlying Agreement was scheduled to terminate on September 30, 2008.

WHEREAS, Bank will agree to extend the Underlying Agreement on a month-to-month basis on the terms set forth in this Addendum.

NOW, THEREFORE, in consideration of the mutual agreements contained in this Agreement, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, and intending to be legally bound hereby, the parties agree as follows:

1.   Incorporation of Recitals . The above recitals contained in the “WHEREAS” clauses are hereby incorporated and made a part of this Addendum as if fully rewritten herein.

2.   Defined Terms . Capitalized terms used and not otherwise defined herein shall have the meaning given them in the Underlying Agreement.

3.   Term . The term of the Underling Agreement shall be extended on a month-to-month basis up to and including March 31, 2009 (“ Extended Term ”), at which time the Underlying Agreement shall terminate. During the Extended Term, the Underlying Agreement may be terminated either party as of the last day of any month upon at least thirty days prior written notice.

4.   Regulatory Compliance . Prior to funding any Mortgage Loan, Company shall deliver to Bank such documents or other things as may be reasonably requested by Bank as may be required to demonstrate compliance with all laws and regulations applicable to such Mortgage Loan.

5.   Customer Information . In addition to the confidentiality provisions in the