AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION POST 2006 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Amended and Restated Effective January 1, 2005 (the "Supplemental Plan") As Adopted in December 31, 2008

Exhibit 10.2

AMENDMENT NUMBER ONE

TO THE

REGIONS FINANCIAL CORPORATION

POST 2006 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

Amended and Restated Effective January 1, 2005 (the “Supplemental Plan”)

As Adopted in December 31, 2008

Regions Financial Corporation hereby amends the Plan as follows:

1. Effective April 16, 2009, Section 3.01 shall be amended by adding to the end thereof the following subsection (f):

(f) Temporary Benefit Freeze . This subsection (f), adopted on February 25, 2009 and effective April 16, 2009, implements a benefit freeze that is of indefinite duration although intended to be temporary. The benefit freeze described in this Section applies to all Participants in the Supplemental Plan, including Participants eligible for Supplemental Benefits, Participants eligible for Enhanced Benefits, and Participants eligible for the greater of the two benefits.

(i) Notwithstanding subsections (a) through (e), effective April 16, 2009, no Participant shall accrue any additional benefit in the Plan. This benefit freeze shall be implemented as follows. The Supplemental Benefit shall be calculated by determining the benefit in (A) thereof as of April 15, 2009 (the “Freeze Date”)