1 AMENDMENT TO THE PARK VIEW FEDERAL SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

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                 AMENDMENT TO THE PARK VIEW FEDERAL SAVINGS BANK
                     SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN,
                             AS AMENDED AND RESTATED

      WHEREAS, Park View Federal Savings Bank (the "Bank") maintains the Park
View Federal Savings Bank Supplemental Executive Retirement Plan (the "SERP")
for the benefit of certain named executives of the Bank, including John R. Male;
and

      WHEREAS, pursuant to a letter agreement with PVF Capital Corp. (the
"Company") and the Bank dated January 29, 2009 and a joint resolution of the
Boards of Directors of the Company and the Bank dated April 1, 2009, the Bank
and Mr. Male agreed to amend the SERP as follows:

                                  FIRST CHANGE

      Effective May 19, 2009, Section 6.1 of the SERP shall be amended by
adding the following language to the end thereof:

      "Notwithstanding the foregoing, terminating the Participant's service for
      Cause requires a vote of a supermajority of the Board of Directors of the
      Bank following delivery of a written notice to the Participant from the
      Board that sets forth with specif